Search

Discusses the costs of lower mortgage payments for taxpayers due to lost deductions in the U.S. Tax breaks for Americans from deductions on mortgages; Low interest rates which caused many in the U.S. to refinance their mortgages; Advice for homeowners who have cut their interest rates to put money aside in an interest-bearing account.

Reports on the drop in mortgage rates in the U.S. as of June 11, 2002.

Examines how U.S. lenders, including Fannie Mae and Freddie Mac, have changed their approach towards people who fall behind on mortgage payments. Decision to reduce the rate at which they repossessed homes; Replacement of foreclosure with altered loan payment schedules; View that the risk is paying off as the economy recovers; Avoidance of large losses; Consequences of the policy shift for individuals.

Reports the rise of Treasury bond sales in the U.S. Impact of greater optimism on the economy; Increase in the national average 30-year fixed-mortgage rate; Impact of the issuance of nongovernment bonds.

Discusses a trend of customization in mortgage lending in the United States. Multitude of mortgage options available to home buyers; Reasons for this trend, including a cash surplus among banks; Low home equity lines of credit offered by some banks; Risks and benefits of variable loans and lines of credit; Example of a mortgage-seeking couple. INSET: The Finer Points.

Reports on the factors that bolster the growth of consumer spending in the U.S. Effects of low mortgage rates on the economy; Impact of low energy rates on consumer spending; Details on the effect of tax rebates on the consumer.

Focuses on mortgage rates in the United States in light of interest rate cuts by the U.S. Federal Reserve Board. Expectations that mortgage rates will be lower with lower interest rates; Control of the short-term market by the Federal Reserve; Delay in refinancing by homeowners.

Reports on a decline on mortgage rates in the United States.

Reports on the prices of bonds and consumer rates as of December 14, 2000. Description of mortgage rates, which are at their lowest point in eighteen months; Rally in bond prices due to implications that the United States economy is slowing and that the U.S. Federal Reserve will cut interest rates; Recommendations for people who should refinance their homes; Reports on treasury securities and corporate bonds.

Reports on the sales of the housing sector in the United States for the month of October 2000. Comparison of the housing sales between the year 1999 and 2000; Assumptions of economic analysts on the slowdown of the sector; Rate of mortgage costs.

Deals with the status of the housing construction in the United States as of November 18, 2000. Increase in the annual rate of housing construction; Mortgage rate averages in housing; Increase in multifamily housing projects in the country.

Reports on the increase in mortgage rates in the week ending October 6, 2000 according to the Federal Home Loan Mortgage Corporation.

Reports that the rate for 30-year mortgages has dipped to its lowest level in the week ending October 6, 2000, according to Freddie Mac. Rates for the 30- and 15-year mortgages; Information of 30- and 15-year mortgages in 1999.

Reports on the average growth of interest rate for 30-year mortgages as of August 2000 in the United States according to Federal Home Loan Mortgage Corporation. Drop of fifteen-year mortgage rates; Home sales growth in July 2000.

Reports on the condition of credit markets as of August 2000. Link between Treasury yields and mortgage rates in the United States; Information on Treasury securities; Rate of Brazil's foreign bonds.

Focuses on the rally in the United States Treasury market prices that is helping mortgage rates fall to their lowest levels since the end of 1999. How the activity in the bond market as of August 2000 could help keep mortgage rates low for the foreseeable future; The rally that the bond market has experienced during the summer of 2000; Explanation of the inversion that has taken place in the bond market.

Reports on the decrease in the average interest rates of fixed-rate mortgages in the United States. Demand of lenders on one-year adjustable-rate mortgages.

Reports the decline of average rate on fixed-rate mortgage in the United States according to a report released by Federal Home Loan Mortgage Corp. Details on the average decline reported; Information on mortgage rates in the country.

Reports the status of mortgage rates in the United States as of May 2000. Percentage decrease in its rates; Status of its unemployment rate.

Details the decline in new-home sales in the United States in April 2000. Rise in mortgage rates since the Federal Reserve started raising borrowing costs in June 1999; Decline in the manufacturing index of the National Association of Purchasing Management-Chicago.

Reports the increase in the average interest rate on 30-year fixed-rate mortgages in the United States. Survey conducted by the Federal Home Loan Mortgage Association.

Discusses what effect the rise in interest rates by the United States Federal Reserve on May 16, 2000 will have on mortgage rates. Why consumers should look into locking in a fixed-rate mortgage; What hybrid mortgages offer home buyers; Why home buyers should lock in rates as soon as possible.

Reports on the decline in the average interest rate on 30-year fixed-rate mortgages in the United States in April 2000. Average initial rate being asked by lenders on one-year adjustable rate mortgages.

Reports on the average interest rate on fixed-rate mortgages as of April 15, 2000 in the United States. Percentage of increase in interest rate.

Reports the status of mortgage rates in the United States as of April 14, 2000. Percentage of its decrease; Influence of its status to the interest rates on Treasury bonds.

Reports on the decline of the average interest rate for fixed-rate mortgages in the United States as of April 15, 2000. Details on the decline.

Reports on the decline in mortgage rates in the United States as of March 2, 2000. Percent decline in the average interest rate on 30-year mortgages; Percent decline in the average rate on 15-year mortgages; Initial rate on one-year adjustable-rate mortgages.

Reports that rates on 30-year fixed-rate mortgages were unchanged for the week of February 4, 2000 in the United States. Survey of the Federal Home Loan Mortgage Corp. on the rates; Average initial rate on one-year adjustable-rate mortgages.

Reports that mortgage rates hit their highest level since April 1997 to January 2000 amid fears that the United States Federal Reserve will raise interest rates in February 2000.

Reports on how mortgage interest rates, in the United States, fell in February 1999. The trend of mortgage rates to fall during this time of the year; Effects of the falling interest rates on homebuyers; Statistics from the Mortgage Bankers Association of America.

Reports on mortgage rates in the United States as of fall 1998. The rate for most homeowners slipping; Rates for mortgages of more than $227,150, the jumbos, not dropping much; Turmoil in bond markets flowing over into mortgage pricing, according to analysts; Jumbo loans not having the Fannie Mae and Freddie Mac guarantee; How the difference of fractional percentage points between conforming and jumbo mortgages can add up; Effect on lending activity.

Reports on mortgage interest rates in the United States following the US Federal Reserve's federal funds interest rate cut of October 15, 1998. Statistics on declining rates; Decline in adjustable-rate interest on credit cards; Other favorable indicators, including low inflation and optimism regarding bond markets.

Focuses on a report released by the Federal Home Loan Mortgage Corp. which indicated that mortgage rates are not following the trend of decline posted by the Treasury yields. Factors that contributed to the performance of mortgage rates; Findings of the report outlined; Statistical information on the decrease in the average mortgage rate for the week of August 10, 1998.

Reports that 30-year fixed rate mortgage rates in the United States have passed eight percent as of August 3, 1999. How the rate could put an end to the housing boom in the US; Affect of the mortgage rate on the economy; Increased interest rates on other types of consumer credit; How rising interest rates are affecting the real-estate market.

Reports on the rise of mortgage rates in the United States as of December 31, 1999. Percentage of increase; Average rate of 30-year fixed-rate mortgages.

Announces the increase in the interest rate on fixed-rate mortgages in the United States as of the second week of December 1999. Rate of increase for various types of mortgages.

Reports that Fannie Mae and Freddie Mac will raise their price limits for single-family mortgages in the United States in 2000. Percent increase in mortgage prices; How the increased limits could help more people obtain mortgages; Estimated mortgage price for two-family properties and three-family properties.

Reports on the decline in the average interest rate on 30-year fixed-rate mortgages in the first week of November 1999. Percent decline in the mortgage rate; Rate of fifteen-year mortgages and one-year adjustable-rate mortgages.

Reports the sales decline of existing homes due to high mortgage rates in the United States in September 1999. Rate of housing sales according to the National Association of Realtors; Consumer demand for existing homes; Comment from Mark Vitner, economist at First Union company.

Reports on the average interest rate on fixed-rate mortgages in the United States for the first week of October 1999. Rate of increase for 30-year mortgages; Average for 15-year mortgages; Interest rates for adjustable rate mortgages.

Details the status of the average interest rate on 30-year fixed rate mortgages in the United States according to a survey released by the Federal Home Loan Mortgage Corporation. 15-year mortgages; Average initial rate; Other mortgages.