Search

Presents a quiz on personal finance knowledgeability. Buying a no-load mutual fund; Selection of an investment that pays a fixed rate of interest; Refinancing a mortgage; More.

Recommends ways women can become their own financial planners. Why the best financial plans are simple; Importance of becoming well-informed about personal finance; How to make up a list of financial objectives; How to draw up a budget that meets those objectives; How to buy inexpensive insurance; How to create an investment plan; More. INSETS: When not to see a professional.;When to see a professional..

Offers tips on where to get sound financial advice. Arming oneself with knowledge about finance; Checking the backgrounds of financial advisers; Payment for financial and investment services. INSET: Ask Jane..

Discusses how to take advantage of rising interest-rate levels. Switch to a variable-rate money-market mutual fund; Acquisition of certificates of deposits; Switch to bond mutual funds or variable annuities invested in bonds; Preparations. INSET: A saving strategy for the young..

Presents advice to working mothers on living on one paycheck. Slow withdrawal from the two-paycheck habit; Cutting of the credit-card bill to zero; Drawing up a of a new spending plan; Elimination of the feeling of guilt.

Discusses the three key ingredients of success in personal investments. Time element; Rules of commitment; Goal-directed investing.

Discusses trends in women's personal finances. Increase in investments; Retirement savings plans; Need for savings growth; Male knowledge; Interest rates; Young families' financial awareness. INSET: Negative trends to watch...

Answers questions regarding personal finance. Bank's refusal to give credit for stolen checks; Receipt of deceased husband's social security; Wife's inclusion in husbands petition for bankruptcy; Extra identification when using General Motors MasterCard.

Gives advice on whether to retain or give up one's low-rate certificates of deposit. Expectation of use; Alternatives. INSET: Are no-load mutual funds really cheap?.

Lists myths regarding personal finance and investments. Bank certificate of deposits (CDs) as the safest place for savings; Paying off mortgages as soon as possible; Young people should not tie up money in tax-deferred retirement plans; Married couples should do everything jointly.

Presents financial advice. Joining the company payroll savings plan; Investment allocation; Advice from mother; Used cars; Paying off mortgages; Worthwhile risks. INSET: Good news! (truth-in-savings disclosure in credit unions)..

Presents tips in money management. Keeping a daily account; Opening of a big-bill account; Keeping an investment account.

Analyzes several mistakes committed by families on financial matters. Income management; Importance of term life insurance; Savings program and mutual funds; Repayment terms in family loans.

Presents a guide for investing. Difference between saving and investing; Building a rainy day fund; Investing money one can put away for at least five years; Doing homework before investing small accounts to gain experience; Sticking with simple investments; Not checking the value of investments every day; Buying stock or stock-owning mutual funds; Buying individual stocks; Contact information. INSET: Easy come, easy go (savings bonds)..

Suggests ways customers can lower the fees their banks charge them. Examples of high fees; Benefits of shifting to no-interest checking; How to buy checks from a discounter; How to get free checking; How to earn more interest on certificates of deposit (CDs); Why you should avoid automated teller machines (ATMs) in a network; Service fees on small savings accounts; More. INSETS: Banking a la carte.;.;A checking alternative..

Suggests ways you can succeed financially in the slow-growth 1990s. Why growth is expected to be slow; Examples of unexpected changes many people could face in the 1990s; How to avoid overextending yourself financially on a major purchase; Reducing debt and increasing savings; Retirement annuities; More.

Discusses a number of financial items of interest to women. How the changes in income tax withholding made by then-President George Bush are affecting tax refunds; New figures for calculating 1992 taxes; Benefits of a Series EE United States Savings Bonds as an investment; When adjustable-rate mortgages (ARMs) are better deals than fixed-rate mortgages.

Offers advice on how to get your money's worth. Making the right mortgage choice; Smart investments; The Hulbert Financial Digest; Pax World in Portsmouth, New Hampshire; Getting the most from charitable donations; Nursing home insurance; Coverage for mental disorders like Alzheimer's; Renting with an option to buy; More.

Lists ways to have more spending money. Refinance your car loan; Join a credit union; Get a cheaper credit card; Resist junk-mail offers; Check your adjustable rate mortgage (ARM) payment. INSET: A warning for the divorced (your ex-husband could ruin your....

Offers advice on how to reduce your debts. Using five percent of your paycheck for debt reduction; Using savings to pay off debt; Mortgage refinancing; Postponing major purchases; More. INSET: Don't take a balloon ride (balloon mortgages)..

The article presents questions and answers related to money including a way to encourage grandparents to give cash instead of gifts to a new baby, the appropriate ways to teach teenagers about investing using apps such as Acorns and Stash, and a way to resolve potential sibling fights over parents' assets when they die.