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Looks at car insurance in the United States. Insurance groups that are cutting prices for good drivers; Where to get car insurance quotes; Importance of checking rates before buying a car; Finding out your car's value.

Looks at how to get the best exchange rate for the dollar overseas this summer.

Addresses the electric power problems endured by California in 2001. Efforts of Governor Gray Davis to place the blame on Republicans and greedy electricity producers; Suggestion that demand outran supply in causing the problems; Economic trouble experienced by the state's two largest utilities, Pacific Gas & Electric and Southern California Edison; Reasons why retail rates are being raised.

Denounces AT&T and the United States Federal Communications Commission for their perceived ineptitude at coming to a workable agreement regarding long-distance telephone rates. Change in regulation that cut the charges long distance carriers like AT&T pay to local phone companies; Basic rate increase by AT&T; Opinion that many people pay more for long-distance calls than they have to.

Notes that local phone carriers are asking the Federal Communications Commission to allow them to end charging flat rates for Internet calls. Average call time for such calls.

Takes note of the drop in interest rates on credit cards and recommends that card holders renegotiate their terms. How to secure a lower rate; Comment by Ruth Susswein of Bankcard Holders of America; How to obtain a list of low-rate cards.