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Presents foreign exchange rates in the United States as of August 16, 2004. Highs and lows; Percentage of rate changes.

Reports on price rates and discounts offered by three hotels in the South Beach area of Miami Beach, Florida. Room rates and fees; Dining rates; Contact information and web site.

The article reports on decline in the abortion rate in the U.S. since mid-1990s, with patient population in abortion clinics increasingly comprising of poor women and discusses fewer abortion clinics, the National Abortion Federation Hotline Fund, and limited access of federal Medicaid funds.

The article reports on an average of 9% rise in the long-term care insurance in the U.S.

The article offers information regarding issues surrounding lower air fares of business class in airlines in the U.S. It states that owing to the lesser number of business travelers in the holiday season, airlines are offering discounted rates of business class for leisure travelers. It refers to various airlines like Lufthansa and Continental which have lowered their prices and mentions their revised rates as well.

Reports on the decline of United States' murder rate to its lowest level in 40 years according to the Federal Bureau of Investigation's annual compilation of crimes.

Reports on the increase in the air fare rates of Delta Air Lines Inc. due to high jet fuel costs and competition in the U.S.

Presents charts depicting foreign exchange rates in the U.S. as of February 11, 2005.

Provides a list of current cash exchange rates for various countries and its equivalent to the U.S. dollar.

Reports that AT&T Communications plans to raise its rates on local calling plans in 40 states to increase revenues from its residential business. Implications of rate increases for customers; Financial strategy; Background on the company's decision not to seek new residential customers or work to retain them; Comments of Bob Nersesian, an AT&T spokesman; How Standard & Poor cut the company's credit rating because of doubts about AT&T's ability to generate cash from its businesses.

Presents foreign exchange rates in the United States as of May 11, 2004. Currencies included; Percentage of rate changes.

Presents foreign exchange rates in the United States as of April 28, 2004. Foreign currency in dollars; Percentage of changes from April 27.

Reports on the testimony filed by the New York State Consumer Protection Board with the state Public Service Commission opposing rate increases requested by Consolidated Edison for its natural gas and steam operations.

Focuses on a study by Congress' General Accounting Office which found that U.S. energy regulators are unable to protect consumers and ensure that electricity is sold at reasonable rates. Findings of antiquated procedures and legislation; Quotes from the report; Conclusion that the Federal Energy Regulatory Commission will not be able to deter anticompetitive behavior or outright violations of market rules; Recommendation for tougher regulatory powers; Comments of commission chairman Patrick Wood III.

Reports that U.S. federal regulators threatened to strip four energy traders of their ability to charge unregulated rates for electricity because of their responses to inquiries about their strategies in California. Belief that El Paso Electric, Avista Corporation and Enron subsidiary Portland General Electric may have submitted false information regarding manipulative energy trading strategies to the Federal Energy Regulatory Commission; Refusal of the Williams Companies to answer a crucial question; Company responses.

Examines how U.S. lenders, including Fannie Mae and Freddie Mac, have changed their approach towards people who fall behind on mortgage payments. Decision to reduce the rate at which they repossessed homes; Replacement of foreclosure with altered loan payment schedules; View that the risk is paying off as the economy recovers; Avoidance of large losses; Consequences of the policy shift for individuals.

Discusses a trend of customization in mortgage lending in the United States. Multitude of mortgage options available to home buyers; Reasons for this trend, including a cash surplus among banks; Low home equity lines of credit offered by some banks; Risks and benefits of variable loans and lines of credit; Example of a mortgage-seeking couple. INSET: The Finer Points.

Reports on the factors that bolster the growth of consumer spending in the U.S. Effects of low mortgage rates on the economy; Impact of low energy rates on consumer spending; Details on the effect of tax rebates on the consumer.

Focuses on mortgage rates in the United States, as of October 28, 2001. How low rates have sparked a continuing surge in mortgage refinancings; Suggestion that consumers could save up to $70 billion in interest payments during the next year because of mortgage refinancings; Increase in applicants to refinance existing mortgages; Disadvantages to refinance.

Reports on the rate increase of treasury bonds in the United States on May 7, 2001.

Discusses the impact of United States Federal Reserve interest rate cuts on mortgage rates, as of May, 2001. How short-term interest rate cuts has had little or no effect on reducing long-term mortgage rates; Suggestion that immediate moves by the Federal Reserve are far removed from mortgage rates; Reasons why home owners are upset over the slight changes in mortgage rates.

Addresses the prevalence of loan sharks, especially within Latino communities in the United States. Use of high interest rates in loan sharking; Example of Juan Luis of New York City who borrowed money from loan sharks to open a series of fried chicken stands; How loan sharking works, as opposed to traditional commercial banks; Changes that have occurred from loan sharks of the past, with links to the mob and brutality, to nearly becoming a mainstream institution.

Reports on the energy rate increase proposed by California Governor Gray Davis and the proposed solution to resolve the state's long-term energy problems.

Discusses the energy crisis in California. How the problem has gotten worse, despite government assistance; Resistance to raising electricity rates by Governor Gray Davis; Controversy over who has the first rights to money collected from ratepayers.

Deals with the conflict between electric power utilities and consumer groups in California over the issue of electricity rate increase. Reason for the energy crisis in California; Suggestions given by consumer groups on how to address the problem; Public hearing being made on the issue.

Deals with the increasing number of hotels under construction in Long Island, New York as of December 2000. Room occupancy rates in Long Island; Features of the hotels; Information on the construction of second Holiday Inn Express and Hampton Inn.

Discusses the renewed interest in nuclear reactors to keep up with the rising demand for electricity in the United States. How the need for electricity has led many utility companies to seek an extended lease for existing nuclear plants, which are now seen as relatively inexpensive and more reliable than they once were; Impact of the rising price of natural gas and electricity deregulation.

Presents advertising-related news briefs in the United States (U.S.) as of November 20, 2000. Advertising account awarded by Princess Cruises company to Suissa Miller company; Advertising project of the U.S. Office of National AIDS Policy; Increase of the average cost of television advertisements.

Deals with the status of the housing construction in the United States as of November 18, 2000. Increase in the annual rate of housing construction; Mortgage rate averages in housing; Increase in multifamily housing projects in the country.

Reports on the profits forecasts and earnings of Walt Disney Company in the United States in 2000. Profit expectations of analysts in the quarter ending in December; Reason for the decline in advertising rates at ABC television; Net income and revenue for the fourth quarter which ended on September 30.

Presents news briefs on personal finance in the United States as of October 29, 2000. Details on the voter-leave laws in several states; Increase in the maximum earned income subject to Social Security taxes; Result of a survey on paying more for electricity to mitigate global warming.

Reports on the increase in mortgage rates in the week ending October 6, 2000 according to the Federal Home Loan Mortgage Corporation.

Reports that the rate for 30-year mortgages has dipped to its lowest level in the week ending October 6, 2000, according to Freddie Mac. Rates for the 30- and 15-year mortgages; Information of 30- and 15-year mortgages in 1999.

Presents an update on the trading of bonds in the United States as of October 5, 2000. Decline in the price of 10-year Treasury note; Remarks from Robert Pugliese of J.W. Genesis Financial; Factors that could affect the price of bonds.

Presents news on business in New York as of October 3, 2000. Proposal to reduce electricity rates headed by Con Edison with other consumer groups; Site expansion of Carousel Foods of America; Reason for the workforce reduction made by Space.com.

Discusses the rates at which subway trains in New York City run. Effect of just one train running late on the rest of the day's schedule, when one arrives at a stop every three minutes; Thoughts of the New York City Transit Authority; Regulations in place for the Transit.

Comments on a strike staged by the Screen Actors Guild (SAG) to protest over how actors in the United States are paid for work in television commercials. Rate set by advertisers; Demands of the SAG; Requirements for joining the union.

Focuses on the state of stock markets in the United States as of September 10, 2000. Why analysts issued downgrades to technology companies; Earnings of Litton Industries for fiscal first quarter of 2000; Acquisition of Associates First Capital by Citigroup; Bank loan rates.

Discusses issues concerning the economy of the United States. Strength of the equity market and credit market; Effect that supply and demand is having on the economy; Willingness of banks to lend money; Discussion of the high yields from junk bonds.

Deals with the warning issued by Hertz Corporation regarding its third and fourth quarter earnings for 2000. Plans of Hertz in raising prices on car rentals in the third quarter of 2000; Factors that affected the car rental business in the United States (U.S.); Revenue growth expectations on the car rental business in the third and fourth quarter of 2000; Number of operation sites of Hertz in the U.S. and other countries.

Reports on the average growth of interest rate for 30-year mortgages as of August 2000 in the United States according to Federal Home Loan Mortgage Corporation. Drop of fifteen-year mortgage rates; Home sales growth in July 2000.

Reports the increase in the electricity bills of Consolidated Edison's customers despite the cool weather in New York. How the State Public Service Commission's deregulation move affected the company; Criticisms against the commission; Information on the order of the commission to the New York Independent System operator.

Reports the slow economic growth of the United States (U.S.) as of August 9, 2000. Status of the nation's energy cost; Bank lending rate of the U.S. Federal Reserve; Outlook on the job market.

Editorial. Looks at the increase in electricity rates distributed by Consolidated Edison in New York. Reasons behind the sudden increase in electricity rates; Role of electric costs in the rate increase according to Consolidated Edison; Implications of electricity deregulation on states across the United States.

Reports on the performance of bonds in the United States (U.S.) on August 3, 2000. Factor that caused the increase of bond prices; Role of the U.S. Federal Reserve in the Treasury bond price trend; Expectations from the July unemployment report.

Reports on the hearing held by state legislators in New York on August 2, 2000 regarding the increasing electricity rates. Increase in electricity rates as of June 2000; Role of power producers in the increase according to Eugene R. McGrath, chairman and chief executive of Consolidated Edison; Implications of the increase on consumers in New York; Background information on the electric deregulation in New York.

Reports on the actions of utility companies in the United States, particularly their attempts to manage the supply and demand of electricity. How the time of day and availability of power will affect costs for consumers; Why companies and individuals need to re-examine their power usage; Example of a situation involving Wisconsin Electric Power and the Cleveland Cliffs iron ore mine.

Reports that the average interest rate charged on 30-year fixed-rate mortgages in the United States slipped in the second week of July 2000. Decline in rates according to Freddie Mac or the Federal Home Loan Mortgage Corp.; Status of fifteen-year mortgages; Rate for one-year adjustable mortgages.

Reports on the decrease in the average interest rates of fixed-rate mortgages in the United States. Demand of lenders on one-year adjustable-rate mortgages.

Reports on the plan of SBC Communications to announce the long-distance telephone rates it will charge in Texas. Background of the Telecommunications Act of 1996; Comments from David Cole, president for consumer markets at the South-western Bell unit of SBC.