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Examines how U.S. lenders, including Fannie Mae and Freddie Mac, have changed their approach towards people who fall behind on mortgage payments. Decision to reduce the rate at which they repossessed homes; Replacement of foreclosure with altered loan payment schedules; View that the risk is paying off as the economy recovers; Avoidance of large losses; Consequences of the policy shift for individuals.

Discusses a trend of customization in mortgage lending in the United States. Multitude of mortgage options available to home buyers; Reasons for this trend, including a cash surplus among banks; Low home equity lines of credit offered by some banks; Risks and benefits of variable loans and lines of credit; Example of a mortgage-seeking couple. INSET: The Finer Points.

Discusses the impact of United States Federal Reserve interest rate cuts on mortgage rates, as of May, 2001. How short-term interest rate cuts has had little or no effect on reducing long-term mortgage rates; Suggestion that immediate moves by the Federal Reserve are far removed from mortgage rates; Reasons why home owners are upset over the slight changes in mortgage rates.

Reports that the average interest rate charged on 30-year fixed-rate mortgages in the United States slipped in the second week of July 2000. Decline in rates according to Freddie Mac or the Federal Home Loan Mortgage Corp.; Status of fifteen-year mortgages; Rate for one-year adjustable mortgages.

Reports on the decline in the rates for 30-year mortgages in June 2000, according to the Federal Home Loan Mortgage Association. Percentage of decline in 15-year mortgage rates; Rates on one-year adjustable rate mortgages.

Reports that the average interest rate on 30-year fixed-rate mortgages in the United States has slipped for the week ended June 9, 2000. Decline in mortgage rate according to a survey by Freddie Mac, a mortgage company; Status of 15-year mortgages; Rate on one-year adjustable rate mortgages.

Focuses on mortgage rates in the United States as of May 26, 2000. Average interest rate on 30-year fixed-rate mortgages; Rate on one-year adjustable-rate mortgages.

Reports on the decline in the average interest rate on 30-year fixed-rate mortgages in the United States in April 2000. Average initial rate being asked by lenders on one-year adjustable rate mortgages.

Reports on the construction of new homes in the United States in November 1999. Percentage of decline in construction of new homes; Number of housing starts in the year 1999 as expected by analysts; Impact of mortgage rates on demand for housing starts; Status of single-family homes construction for the period. INSET: Housing Construction.

Reports that Fannie Mae and Freddie Mac will raise their price limits for single-family mortgages in the United States in 2000. Percent increase in mortgage prices; How the increased limits could help more people obtain mortgages; Estimated mortgage price for two-family properties and three-family properties.

Reports on the decline in the average interest rate on 30-year fixed-rate mortgages in the first week of November 1999. Percent decline in the mortgage rate; Rate of fifteen-year mortgages and one-year adjustable-rate mortgages.

Discusses several innovative loans offered by lenders in the United States. Increase in home prices; Low mortgages offered by lenders for homeowners and buyers; Strategy of City Line Mortgage; Practice of refinancing homes as interest rates decrease.

Reports the increase of benchmark home mortgage rate in the United States as of August 1999. Percentage of the increase reported.

Reports that construction of new homes and apartments in the United States (US) plunged in June 1999. Factors that led to the decline; Figures from the US Commerce Department; Status of mortgage rates.

Reports the decline of fixed rate mortgages in the United States as of July 1999. Average percent of mortgage rates in the country.

Reports on the rise of mortgage rates in the United States. Amount of increase experienced by Abby Rogers, marketing director with the Coca-Cola Company in Houston, Texas; Comments from Seth Cohen, managing director of the Home Mortgage Acceptance Corp.; How home buyers with extra cash can cut their interest rates.

Focuses on the United States housing market as of late May, 1999. Comparison of January to April 1999 home construction and sales to the same period in 1998; Home prices; Home ownership demographics; Impact of mortgage rates; Economic risks associated with the boom.

Reports that five Japanese banks raised their mortgage rates on December 29, 1998. Implications of the rate hike; Efforts of the government to lift the economy out of the recession; Percent increase announced.

Reports on the decline of mortgage rates in the United States. Percentage decline in 30-year fixed-rate mortgages according to Freddie Mac; Initial rate of one-year adjustable-rate mortgages.

Reports that fixed mortgage rates dropped in November 1998 as the United States Federal Reserve cut short-term interest rates. Average rate on a 30-year fixed-rate mortgage; Reason behind the Federal Reserve's decision; Expected decline in fixed mortgage rates.

Reports on the increase in mortgage rates, according to a survey by Bank Rate Monitor. Factors that may prompt lower rates.

Focuses on the mortgage rates in the United States as of November 1998. Comment from Brian O'Connor of Bank Rate Monitor.

Forecasts a decline in rates for refinancing of mortgage loans in the United States. Concerns of homeowners regarding volatility in the market; Decline in fixed-rate mortgage rates; Prediction on the rates.

Reports on the status of mortgage interest rates in the United States. Percentage decline in mortgage rates; Comparison of mortagage rates from previous years.

Reports on the drop in rates for 30-year fixed-rate mortgages in America. Average lending rate; Drop in average adjustable mortgage rate.

Looks at mortgage rates increasing according to a survey by the Federal Home Loan Mortgage Corporation. How much it rose highlighted.

Reports on a decrease in mortgage rates for December 7, 1995 in the United States. Statistical information on decrease; Information on decrease from Federal Home Loan Mortgage Corporation.

Presents information on fixed-rate mortgages from the Federal Home Loan Mortgage Corporation in the United States. Statistics on rates.

Presents financial statistical information on mortgage rates in New York, New Jersey and Connecticut.

Presents the advantages due to the plummeting down of the mortgage rates in US. Details of the same.

Presents a graphical and tabular representation of the consumer rates on mortgages and certificates of deposit in US for the period September 25-29, 1995.

Reports on the rise in the rates of fixed-rate mortgages in the last week of September 1995. Details.

Informs about rise in the sale of previously-owned single-family homes in US in August 1995 in United States, highest since May 1994, according to the Mortgage Bankers Association's report released on September 25, 1995. Factors causing the appreciation.

Presents a tabular and graphical representation of the mortgage loan rates and rates on certificates of deposit in US for the period between September 18-22, 1995.

Reports the trends in the mortgage rates in US in the week ended September 16, 1995 as stated by Federal Home Loan Mortgage Corporation. Statistical details.

Informs about the lowering of the fixed-rate mortgages as reported by the national survey released by the Federal Home Loan Mortgage Corporation.

Presents tabular and graphical information on the trends in the different mortgage loan rates, certificates of deposit rates and others in US for the week August 25 to September 1, 1995.

Informs about the fall in the fixed-rate mortgages in the last week of August 1995 in comparison with the previous week level.

Presents information on the yield rates and loan rates in US for the week starting August 21, 1995.

Presents a chart to show the trends in mortgage rates and saving rates in US from August 14 to 18, 1995.

Informs about the law interest loans available for the owners of the historic residence in Queens provided by the New York Landmarks Conservancy as reported on August 20, 1995. Details on the loan and the interest rates.

Provides information about the sale of residential buildings in the New York City, New Jersey and Connecticut, as reported on August 13, 1995. Graphical presentation of trends in the mortgage rates in the New York region from 1992 through August 1995.

Informs about the increase in the fixed-rate mortgages in the week starting July 24, 1995 as reported in the national survey released by the Federal Home Loan Mortgage Corporation. Related details.

Gives graphical and tabular information on mortgage loan rates, yields on savings, and yields on money market funds and certificates of deposit.

Informs about the release of a national survey by the Federal Home Loan Mortgage Corporation on July 27, 1995. Rise in the fixed-rate mortgages; Other related details.

Presents data about rates on various certificates of deposit and other mortgage rates in United States.

Reports the rise in the thirty-year fixed rate mortgages during the week of July 17-23, 1995, as announced by the Federal Home Loan Mortgage Corporation.

Informs about the highest ever rise in fixed mortgage rates since June 1, 1995, as reported by the Federal Home Loan Mortgage Corp. on July 6, 1995.

Reports the rise in home resales in May 1995 due to the decline in mortgage rates, as communicated by the National Association of Realtors on June 26, 1995. Consumer spending pattern and its impact on the economy; Mortgage rates.

Reports decline in the thirty-year mortgage rates in the week of June 19, 1995, as reported by the Federal Home Loan Mortgage Corporation.