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Discusses the growth in the rates of mutual funds in the United States for the first quarter of 1995. Average stock mutual fund rate for the period; Average bond fund; Opportunities for investments for small business.

Presents information on postal rates in the United States, which are scheduled to take effect on January 10, 1999. Percentage increase of the rates; Claim that the increase is the smallest in 27 years, by the US Postal Service; Other measures which will accompany the rate increase.

Reports that the US Postal Service announced on July 1, 1997 that it will seek approval of a variety of rate increases. Average rate increase of 4.5 percent; Amount of money increases would generate; When the rates would take effect.

Reports on savings bonds rates in the United States. Switch to a six-month floating-rate system based on Treasury bill averages; Comments from Dan Penderson, author of `U.S. Savings Bonds: A Comprehensive Guide for Bond Owners'; Comparison of savings bonds and certificates of deposit.

Reports on the increase in the US Postal Service rates. Rate increase's impact on the economy; Alliance of Independent Store Owners and Professionals executive director Donna Hanbury's comments.

Advises small-business owners to renegotiate commercial leases before rates go up. Renegotiation of a lease before its expiration.

Reports on the effect of President Bill Clinton administration's and Congress' effort to reduce the federal budget deficit on the rates of the United States Postal Service. Possible rate increase by 1995; Postmaster General Marvin T. Runyon's plans to streamline the service bureaucracy; Instability of the postal rates.