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Lack of trust, lack of standards, and low efficiency are the three biggest problems in China's trade financing at present. With the development and application of new generation technologies such as big data, cloud computing, artificial intelligence, and blockchain technology, China is in the stage of financial technology 3.0 under the deep integration of finance and technology. In the field of financial technology, the most concerned is the application of blockchain technology in trade finance business. With the successive construction of various blockchain platforms and the acceleration of the internationalization process, the international trade credit risk behind it is also increasing. Among many financial services, trade finance is the most closely integrated field with blockchain technology. In this context, preventing the risks in the business process of international trade enterprises, so as to reduce the cost of financial transactions, improve the effectiveness of financial services, and better serve the real economy is not only the internal development needs of enterprises, but also the national financial strategy needs. In view of the above problems, this paper analyzes the risk factors faced by multinational trading enterprises in the transaction process through the transaction data of some multinational enterprises on mobile phones, and constructs a credit evaluation system of international trading enterprises based on blockchain, in order to enhance the trade risk resistance ability of international trading companies. [ABSTRACT FROM AUTHOR]

In the era of "Internet +," the world economy is increasingly globalized and informatized, the development of China's B2C e-commerce is facing unprecedented opportunities, but it is also constrained by consumption risks. Consumption risk will make consumers have a crisis of trust in e-commerce, which brings uncertainty to the development of B2C. Therefore, it is very necessary to predict and prevent consumption risks in B2C e-commerce and take corresponding legal countermeasures. It is well known that neural networks (NNs) have strong predictive ability, but there are also problems such as lack of stability. As a result, in order to improve the prediction ability of neural network, principal component analysis and particle swarm technology are proposed in this paper as well as its stability and prediction error. The risk prediction accuracy of the BP NN (BPNN) technique was the lowest at 60% and the maximum at 70%, according to the experimental results of this research. The GA-BP technique has the lowest risk prediction accuracy of 80 percent. The risk prediction accuracy of the PSO-BP method is the lowest with 90% and the highest with 100%. Although the NN before the improvement can effectively predict the consumption risk, the risk prediction ability of the improved NN combined with principal component analysis and particle swarm algorithm is higher. Therefore, in life, the relevant personnel can apply the GA-BP and PSO-BP methods to the consumption risk prediction in B2C e-commerce to reduce the risk and make the e-commerce develop better. [ABSTRACT FROM AUTHOR]

College students are the main group of Internet users. With the development of electronic technology and mobile communication technology in China, most college students can easily use computers to access the Internet, and almost all college students use mobile phones, and using mobile phones to access the Internet has become very common in Colleges and universities. The effect is more obvious, and it is easier for ideological and political educators to understand the real situation. In order to further improve the performance of the interest point recommendation algorithm, this paper proposes a time feature-oriented interest point recommendation algorithm. The basic methods of user-based collaborative filtering are given, the functions of spatio-temporal features are described, respectively, the corresponding model representation is given to fuse spatio-temporal features, and a joint recommendation algorithm is proposed. Experiments show that compared with other related algorithms, this algorithm has higher accuracy and recall and is more suitable for the recommendation service of points of interest. [ABSTRACT FROM AUTHOR]

With the rapid development of China's electrical industry, the safe operation of electrical facilities is very important for social stability and people's property safety. The failure detection method of conventional electrical equipment is hand detection, which has high experience of the detection person, lacks detection and error detection, and the detection efficiency is low. With the development of artificial intelligence technology, computer-assisted substation inspection is now possible, and substation inspection using an intelligent inspection robot equipped with an infrared device is one of the main substation inspection methods. In this paper, experiments are carried out using several neural network models. For example, if a faster region convolutional neural networks (RCNN) infrared detection model is employed, a good vg16 in the feature region of the extracted image takes into account the quality of the infrared image and the presence of multiple devices. Infrared images can be used to determine the basic features of various electronic devices. In order to detect targets in infrared images of electrical equipment, the fast RCNN target detection algorithm is used, and the overall recognition accuracy reaches 83.1%, and a good application effect is obtained. [ABSTRACT FROM AUTHOR]

Public finance plays an important role in the development and construction of the country. Public finance is derived from and used by the people. On the one hand, public finance mainly comes from national taxes and the income of some state-owned enterprises or state-owned assets. On the other hand, public finance is used for national infrastructure, military investment, scientific and technological research and development, national daily operation, and other expenses. Therefore, the state of public finance is closely related to people's lives, and it is also one of the basic symbols of a country's prosperity and strength. How to ensure that the country's public finance is in a good state, grasp the leverage balance of public finance revenue and expenditure, and avoid the situation of national "bankruptcy" is additional attention that the public finance department should pay in the process of operation. Therefore, we urgently need a set of public finance monitoring and early warning system that matches China's public finance operation mechanism and conforms to China's basic national conditions. At present, previous studies rely on the existing detailed data on public finance to measure the situation of China's public finance, but this method refers to fewer data and is not forward-looking enough. Therefore, this paper adopts a BP neural network algorithm to monitor and warn the situation of China's public finance based on computer big data. [ABSTRACT FROM AUTHOR]

In the current situation of university education in China, there are some problems that need to be solved urgently in college Chinese teaching in China, which seriously restrict the realization and implementation of college Chinese teaching objectives. The emergence and development of cloud computing technology can integrate different information media, and through the integration of traditional text, pictures, videos, and other resource media, it can be presented in a clearer and more vivid way. In this paper, a cloud computing resource scheduling model is established for the realization of the platform for the development and utilization of university Chinese cloud computing curriculum resources. The multi-QoS (Quality of Service) objective constraint problem is transformed into a single objective constraint solving problem. The improved GA (genetic algorithm) is used to solve the single objective constraint problem, and the square of the objective function is used as a fitness function, and a better resource allocation strategy is obtained. Experimental results show that the allocation time of the algorithm proposed in this paper is greatly reduced, and the QoS guarantee ability of cloud computing service providers is effectively improved. It has certain reference value for the further research of cloud computing technology in the development and utilization of college Chinese curriculum resources. [ABSTRACT FROM AUTHOR]

To address the problem that the accuracy of the SVM algorithm is affected by random parameters at the input end, a financial crisis early warning model (FCEWM) based on PSO-SVM is constructed based on the nonequilibrium sample characteristics of different financial conditions of listed companies in China's gem. The model uses the PSO algorithm to optimize the parameters of SVM and selects 24 financial risk evaluation indexes as the input to predict the financial crisis. The results show that the proposed model is superior to other models in prediction accuracy and robustness. [ABSTRACT FROM AUTHOR]

Taxi-out time is the main performance index to evaluate the operational efficiency of major airports. Scientifically and accurately predicting the taxi-out time of departure flights is very important to improve the operational efficiency and coordination decision-making ability of airport. Firstly, the quantifiable influence factors of taxi-out time and their correlation is analyzed, including the number of departure flights, the number of arrival flights, the number of flights pushed back in the same period, the taxi-out time by half-hour in average, the taxi distance, and the number of turns, etc. And then a prediction model of departure flights' taxi-out time based on BP is constructed. Because the traditional BP neural network is sensitive to the initial weight and threshold and has poor accuracy and stability, the taxi-out time prediction model of BP neural network optimized by intelligent algorithm is proposed. Genetic algorithm (GA) and sparrow search algorithm (SSA) are used to obtain the optimal weight and threshold of BP neural network, which is verified by the actual operation data of a major airport in central and southern China for two weeks. The results show that ① the taxi-out time is strongly correlated with the airport surface traffic flow, moderately correlated with the average taxi-out time, and weakly correlated with the taxi distance and the number of turns. ② The predicted outcome of the 4-element combination prediction model which considers strong correlation and medium correlation factors is the best. After adding weak correlation factors, the prediction accuracy is reduced. ③ By obtaining the local optimal weight and threshold of neural network, intelligent optimization algorithm can effectively improve the accuracy of departure flights' taxi-out time prediction results. ④ The prediction result of BP neural network optimized based on GA is 1.79% higher than that of MAPE before optimization, MAE is reduced by 7.4 s, and RMSE is reduced by 6.93 s. The prediction result of BP neural network optimized based on SSA is 3.05% higher than that of MAPE before optimization, MAE is reduced by 16.55 s, and RMSE is reduced by 14.31 s. Therefore, Sparrow search algorithm has better optimization effect on the model than genetic algorithm. [ABSTRACT FROM AUTHOR]