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The article presents advice to families that are seeking solutions from financial planners on dealing with money matters in the U.S. These include the Voss family who were advised that living with only one income lessens expenses as compared to having both parents working. In addition, the Smith family, who had the dilemma of saving for the college expenses of their three children, were told by their planner to close useless accounts and get another which has higher interest.

Discusses strategies for successful weight loss diets and dieting. Physical mobility; Knowing the need to exercise; Awareness of fats and caloric content of food; Eating breakfast. INSETS: "I GOT STRONGER AND BETTER!".;"YOU HAVE TO DO IT FOR YOURSELF".;"IT'S A SELF-ESTEEM BOOST".;"LOSING WEIGHT EMPOWERED ME".

Focuses on the overtreatment of ductal carcinoma in situ (DCIS), also known as intraductal cancer, preinvasive breast cancer or Stage 0 breast cancer. Manifestation of DCIS as microcalcifications in the breast; Belief of doctors that the safest way to treat DCIS is to eliminate it, either by mastectomy or wide excision; Factors that influence a patient's decision-making process.

Presents food bought by health specialists in the United States. Importance of low-fat milk; Role of vegetables in preventing cancer; Nutritional content of several fruits.

Presents a quiz on how to protect the family from various crimes, such as Internet crimes, car theft, financial fraud and burglaries. INSET: PROTECTING YOUR KIDS.

Evaluates how four physicians, randomly chosen from directory and insurance listings make medical checkups. Total time spent for the checkup; Cost; Overall impression. INSETS: The Tests You Need;HOW TO CHOOSE A DOCTOR.

Presents information on the safety of taking dietary supplements. Importance of taking vitamin and mineral supplements; Safety issues; Information on the cost of vitamins. INSET: SMART SHOPPING.

Presents a guide to help women to understand and control hunger. Factors that induce and affect hunger; How does sharing a meal affects the calories intake of a person, according to a study by John DeCastro of Georgia State University; What does intense hunger signifies. INSET: How Many Calories Do You Really Need?.

Discusses the medical rights of patients in the United States. People that have access to patients' medical information; Definition of informed consent; Explanation on the patients' right to sue a health maintenance organization. INSETS: A Legislative Checkup, by Sarah Smith;For the Record.

Narrates the experiences of survivors of various disasters in the United States. How the Heinzman family in Cedar Park, Texas, survived a tornado on May 27, 1997; Damages suffered by the Kudroff family due to a February 1998 flood in Rio Nido, California; Details on the experience of the Banks family during a brush fire in the summer of 1998 in Florida. INSETS: Red Cross to the Rescue;How to be prepared;Emergency supplies kit;How you can help

Discusses solutions to debt problem suggested by three women in the United States. How Vicki Glaze uses her credit card wisely; Importance of living the simple life based on the experience of Janet Luhrs; How Maria Marshall and her family deal with their bankruptcy problem.

Presents a quiz on summer safety preparedness. Common activities to engage in during summer; Related accidents; Safety guidelines.

Discusses how children can get a right start for the beginning of another school year. Some educational issues; Profile of four students who underwent dramatic academic turnabouts; How to eliminate sick days for good. INSETS: Getting involved, by Lois Jean White;The parent-teacher conference: What to ask;When your child is falling behind;Social studies

Presents a quiz to help parents on how to keep their kids safe and what to do if the worst should happen. INSET: 10 Tips for kid's safety.

Presents on environmental test carried out by several specialist on various homes. Details on the hazards associated with lead paint, asbestos and banned pesticides; Information on problems existing in houses built in the 1920's.

Focuses on the importance of understanding the social forces that shape a work week. Watching out for depression during Mondays; Tackling tough projects during Tuesdays; Planning for a weekend getaway during Wednesdays; Rethinking of free time during Thursdays; Increase in the number of car accidents as the workweek winds down.

Reports on pesticides and some ways to limit man's exposure. Health-problems caused by long-term exposure to pesticides; Hidden chemicals and their subtle effects; Pesticide regulation in the United States. INSET: 8 ways to reduce your exposure to pesticides, by S.K.J..

Focuses on how the Pagano family of Hummelstown, Pennsylvania adopted a healthy diet. Impact of father Mark's heart attack on the eating habits of the family; Changes in the family's attitudes toward exercise; Exercise and dining routine of the family. INSET: Easier said than eaten..

Relates the experience of a couple in paying-off a $53,000 debt through income management. Attitude towards spending and financial management; Tips in family cost control. INSET: How to play your cards right, by S.J..

The article offers money-saving tips dental care. It states that taking care of teeth and gums at home by regular brushing for two minutes will pay off at checkups. Moreover, smoking must be avoided for it decreases mouth's blood supply and slows healing that makes gum disease more difficult to treat. American Dental Association (ADA) says that having teeth cleaned and examined every six months with X-ray per year may cost 350 dollars for uninsured while those insured gets free preventive care.

The article reports that working women who can handle stress better than others share three characteristics: love of challenge, commitment and control. Women can learn to improve their resilience. Air traffic controller Audrey Bergeron, Dwyer Group chief executive officer Dina Dwyer-Owens and Staci Colombo , vice president of marketing and advertising for Station Casinos shared their secrets on how to handle stress when you lead a busy life.

The article suggests ways to have a stress-free Christmas holiday celebration. They include ways to set limits on spending and to host parties for different sets of families and friends. The article also provides information on gift buying, resisting food anxiety to avoid weight gain over the holidays and dealing with family dramas.

Provides information on anti-aging medicine for women. Injectable human growth hormone; Anti-inflammatory benefits of vitamins and antioxidants.

Focuses on the treatment of hay fever in the U.S. Increase on the number of hay fever sufferers; Symptoms of hay fever; Ways on preventing hay fever.

Focuses on the popularity of the Pill, a drug that prevents menstruation. Reason for its popularity; Mechanisms of action; Side effects of the drug. INSET: WILL GIVING UP YOUR PERIOD SAVE YOU MONEY?.

Provides information on how to avoid scams over the Internet. Bogus auction; Skimming scheme; Buying stocks over the Net.

Presents views of some couples in the United States on household chores. Terry and Tim McGlynn; Betsi and Ken Esposito; Melissa and Bill Kelly.

Details what some pediatricians have learned from their patients. Michael Gauderer of the Children's Hospital of Greenville Hospital System; Susan Shurin of the University Hospitals of Cleveland; Steven Schachter of Beth Israel Medical Center.

Looks at the health aspects of a married life. Details on a computerized health-risk assessement at Health Bridge, a wellness center that emphasizes preventing medical problems; Importance of dieting in one's health; Advices on health. INSET: Give your marriage a health makeover.

Focuses on the use of special painting techniques for the transformation of your home. Details on the texture given to the walls by interior decorator, Michael Foster and decorative painter Penny Sanders; Comments from Foster; Views of Sanders.

Presents a checklist about kitchen safety. Stovetop; Oven and microwave; Refrigerator; Countertops and chopping blocks; Sink; Small appliances; Cookware; Floor. INSET: Basic reminders..

Shares four American women's revelations of why they prefer secondhand when looking for bargains on jewelry, appliances and furniture. Where to shop; Comparison of prices with regular items; Tips. INSET: Five rules for buying secondhand, by D.M..

Presents tips in kitchen safety. Sources of accidents; Prevention of cuts, burns and other kitchen accidents. INSET: Three common myths debunked..

Presents photographs of furniture designs. Blending of elegance and traditional styling with softer fabrics, overscaled sizes and distressed finishes; Upholstered furniture as trend; Collage of fabrics; Balance of pieces of large-scale furniture; Emergence of transitional style of furniture.

Offers tips on how to avoid identity theft in the U.S. Frequency of checking credit reports with all three major credit-reporting agencies; Consideration of hiring a credit monitoring service; Avoidance of giving out Social Security number.

Recommends activities for relaxation. Sharing dessert with a friend; Reading the book 'The Cozy Book,' by Mary Ann Hoberman; Listening to music.

Looks at the progress and problems of women's health worldwide. Causes of death for females worldwide; Best health care in the world; Average life expectancy for women and men around the world; Contraceptive methods used by women worldwide.

Presents suggestions for remodeling kitchens. Emphasis on decorating the kitchen with functional items; Recommendation for adding bright color accentuation for the kitchen; Assessment of efficiency in designing appliance and floor layouts.

Discusses methods in breast cancer diagnostics and treatment. Saliva test; Digital mammography; Computerized thermal imaging; Ductal lavage; Image-guided biopsies; Tumor ablation; Aromatase inhibitors; Targeted radiation.

Lists steps on how plan and manage personal finances before a disaster strikes. Important considerations in reviewing insurance coverage; How to store important documents; Significance of making an inventory of belongings.

Focuses on the United States government's need to recognize the differences between large corporations and small-business owners according to Nona Brazier, an entrepreneur. History of Brazier's garbage-hauling and recycling business; Costs of laws regulating employee wages; Action taken about the government's treatment of small businesses.