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Objectives Every organization operating in the 20s of the 21st century struggles with operating in a turbulent environment. The effects of the Covid-19 pandemic, which are still being felt today, cause some changes in customer behavior. This article focuses on the study of this phenomenon in relation to the risk perceived by customers in making online purchases. The article's purpose is to identify the broad management implications of online shopping risk perceptions among consumers during the Covid-19 pandemic. Material and methods The research conducted concerns customers' purchasing risk perceptions. An analysis is made of the countermeasures respondents use to minimize purchasing risks. The research used a diagnostic survey on a sample of 1,000 consumers. Results The results of the conducted surveys indicate that consumers in general are aware of the risks associated with purchasing various goods via the Internet. In addition, it can be concluded that age is not significant when it comes to the perception of purchasing risks when shopping online, while concerns about buying online are dependent on the respondents' sex. There is also a statistically significant difference between the respondents' sex and sensitivity to purchase risk in various aspects. Conclusions This paper fulfils a gap in knowledge about shopping risk perceptions among consumers during the Covid-19 pandemic.

Objectives The aim of the paper is to identify the changes in the approach to supply chain management in the pandemic era Material and methods The discussion is based on the analysis of source materials, including industry reports, as well as the presentation of modern methods of supply chain management based on author’s practical experience. Results The global economy functions at present in a period of dynamic changes resulting from deep structural changes, high frequency of crises, including the crisis caused by the COVID-19 pandemic, as well as technological progress and broadly understood digital transformation. These challenges require measures to adapt to changing conditions, although it is not always successful and it is possible. An example of a pandemic-induced supply chain disruption has had profound implications for producers and consumers around the World. It turned out that enterprises were not flexible enough to manage this new situation. Conclusions The supply chain of the future will need to be agile, flexible, efficient, resilient and digitally networked for improved visibility. New methods and tools are being rapidly developed and broadly applied.

Objectives The main aim of the paper is to assess the impact of COVID-19 on the credit financing of microenterprises and farmers in Poland. Material and methods We study the investment loans and working capital loans for microenterprises and farmers from the perspective of their number, value, number of loan enquiries, and the share of non-performing loans. We obtain monthly data from BIK. The research period covers the two-year period, including the pre-COVID-19 subperiod from March 2019 till February 2020 and the COVID-19 subperiod from March 2020 till February 2021. We apply the two-sample t-test to assess whether the mean values of analysed credit measures differ significantly in two analysed periods. Results The study reveals a significant decrease in the number and value of the investment and working capital loans during the COVID-19 period compared to the pre-COVID-19 period. The descriptive statistics indicate that the decline was greater in the group of microenterprises than farmers. Surprisingly, despite the difficult time for entrepreneurs, the COVID-19 pandemic result in a significant reduction in the number of loans enquiries, including investment and working capital loans, in both analysed groups of entrepreneurs. The number and value of non-performing loans increase as a consequence of the COVID-19 pandemic. However, the value of non-performing investment loans in the group of microenterprises increases marginally. Conclusions Our study shows that the novel coronavirus pandemic has significantly affected the banking loan market for microenterprises and farmers. We observe a decrease in granted loans and loan enquiries and an increase in the share of non-performing loans. Our research might be useful for the Polish national government, financial institutions, banks, and entrepreneurs.