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The building sector is critical in climate change mitigation by reducing its energy consumption. At the same time, warming climate requires adaptation measures from buildings, making it necessary to study the future thermal energy demand of buildings. This paper studies the impact of climate change on the thermal energy demand of buildings in a heating dominated climate of Finland, under "representative concentration pathway" (RCP) climate scenarios in near- (2030), medium- (2050) and long-term (2080) horizon. Additionally, the impact of the thermal performance level of the buildings is investigated. The thermal energy demand calculation is based on overarching standards from the European "energy performance of buildings" directive. The weather scenarios present both typical and extreme weather years, applied through morphing and future weather data from the Finnish Meteorological Institute. The results show that annual thermal energy demand in Finland in 2080 can decrease up to 74.6 kWh/m 2. In addition, the decrease in heating demand will be higher than the increase in cooling demand. Cooling can become the dominant peak in long-term evaluations, especially in South Finland (Vantaa) with passive buildings under RCP8.5 climate scenario. Renovation is the most efficient action to decrease energy intensity, the earliest it is done the better. [Display omitted] • Thermal energy demand of detached houses in Finland is studied under RCP climate scenarios. • Thermal energy demand is expected to decrease in Finland in long-term. • RCP scenario affects when the highest average annual thermal energy change occurs. • Cooling can become the dominant thermal peak demand source for passive buildings. • Renovating building to newer standards remains beneficial, though less with time. [ABSTRACT FROM AUTHOR]