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The article discusses the efforts to eradicate poverty in the U.S. in relation to the costs that low-income Americans incur while conducting financial transactions with banking and non-bank financial services facilities. According to the article, there is a discrepancy between the costs of money orders issued by banks and U.S. post offices. Bank fees and the process of cashing a pay cheque at a credit union are examined, along with pre-paid debit card and credit card costs.

The article focuses on the calls for post office banking in the U.S. in 2014, which describes the offering of financial services to consumers by the U.S. Postal Service (USPS). Topics include how post office banking could offset revenue losses caused by the widespread use of electronic mail (e-mail), the number of Americans that are underbanked in 2014, meaning that they lack a bank account, and how post office banking could increase financial services for low-income or distressed Americans.

The article discusses financial services for the poor in the U.S. Topics include the trend of poor people to use non-bank services, services offered to the Latino and immigrant community, and efforts to provide more services such as savings accounts and bank account promotion. Loans from banks such as Grameen Bank, a microfinance institution, and financial housing services such as Boston Community Capital (BCC) are also discussed.