This paper analyzes the impact that credits from Financiera Nacional de Desarrollo (fnd) aimed at rural and agricultural projects had on the welfare of families from the Valley of Mexicali, in the state of Baja California, Mexico. The logic behind the program is that credit will be invested in productive projects, creating a multiplier effect in the families’ income and allowing them to improve their quality of life. This research focused on the credits’ impact on participating families through a Propensity Score Matching methodology. To obtain the necessary data for this analysis, a survey was constructed with questions on investment, food consumption, education, and health of the participating families. The main results showed a positive impact on food consumption of normal goods, as well as on education expenditure, ownership of a tractor, and doctor visits.