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BUYING A STANDALONE POLICY If Ava has lower health cover needs, she could take out a standalone Medibank Bronze Everyday ($750 excess) and Essential Extras policy instead of joining the family policy. Given that a single policy usually costs about 50% of a family policy, it's smart to keep your kids on your family policy while there's no additional cost. Cost of family policy: $7979* Cost of extended family policy (including Ava): $10,010* Additional cost to include Ava: $2031 per year (without the health insurance rebate). [Extracted from the article]

The biggest health funds have some bad value policies, though we do rate highly some of their other policies in our online health insurance comparison. And it's no wonder, considering about 8 in 10 health insurance policies belong to the five biggest health funds - Bupa, HBF, HCF, Medibank and NIB. All three funds let you keep the discount if you switch cover or if you currently hold a discount with another fund and switch to them. [Extracted from the article]

Health insurance premiums have increased by an average of 3.03% as of April 1st, with some individuals experiencing even higher increases. This is particularly true for those who recently upgraded to a top-cover Gold policy. Over the past three years, the price of Gold policies from major insurance providers has significantly risen. It is recommended to shop around for the best deal, as there are substantial differences in cost between policies offering the same coverage. Loyalty discounts are not offered by insurers, so staying with the same provider may result in higher costs. If your premiums have increased more than the average, you are encouraged to contact healthinsurance@choice.com.au and share your experience. [Extracted from the article]

Best value extras Policies in this category achieve a good balance between cover and cost. WESTFUND ESTEEM This policy is a good all-rounder, with benefits comparable to the Best Value policies plus $1400 for hearing aids. DEFENCE HEALTH VALUE EXTRAS This policy is at the other end of the price spectrum. [Extracted from the article]

As always, health insurance premiums will go up on 1 April, so now is the perfect opportunity to review your health cover and lock in a cheaper premium for the next 12 months. The average health insurance premium increase announced for this year is 2.92%, which is the lowest since 2001, but most funds have increased premiums from 3% up to 5.63%. Our tool shows the full premium before any rebate, so get a quote on your health fund's website and select "no rebate" for the right premium to compare. Health funds may also offer single parents lower premiums for hospital cover but not extras cover. [Extracted from the article]

Some health insurers offer their members rewards programs that let you earn points and rewards for meeting exercise goals and answering online questionnaires. Five percent discount on your health insurance premium (MyOwn, RACQ and GMHBA) We review health fund rewards programs offered by Medibank, Qantas (NIB), GMHBA, RACQ and MyOwn to see what they offer, and whether they're worth it. There's a good choice of rewards including benefits or discounts from your health insurance policy and gift cards from a small group of retailers. [Extracted from the article]

Worst policy: Bupa Silver Plus Advanced This policy has restricted or no cover for some services including pregnancy, IVF and psychiatric treatment. HCF Established in 1932, HCF is Australia's largest nonprofit health fund with almost 1.6 million members. 8 out of 10 health insurance members have a policy with one of the five largest funds: Medibank, Bupa, HCF, HBF and NIB. [Extracted from the article]

It's the second consecutive year of what is the lowest average yearly rise since 2001, but some funds will have bigger price hikes than others: the lowest increase will be Health Care Insurance at 1.09%, whereas CBHS Corporate will have the largest average increase for the second year in a row with a 5.33% price hike on average across its policies. Most health insurance premiums will increase on 1 April 2022 by an average of 2.7%. [Extracted from the article]

In CHOICE Apr 21, p71, dash cam dimensions given were in centimetres, but the table incorrectly said the dimensions were in millimetres. (With the 1 April health insurance premium increase these recommendations are now out of date.) On p34 we stated that Teachers Health Gold Hospital with $500 excess was recommended in all states but WA, when it was recommended in WA, but not Victoria. [Extracted from the article]

The article focuses on the increase in health insurance premium in Australia in 2013 and offers ways on how consumers can cut it back to a reasonable level. It advises to review extras cover, which normally provides benefits for services such as dental check-ups, braces or a visit to the chiropractor, and also suggests studying the hospital cover. It also notes that top-cover policies with an excess or co-payment provide better value compared with medium-cover policies.

An editorial is presented in which the editor discusses about the current state of private health insurance in Australia. Topics of discussion includes due to the increase in health insurance premiums people are leaving the private health insurance system. Private Healthcare Australia suggested for the tax breaks for employers funding health insurance for younger workers. And Medibank Health Solutions suggested that insurers may charge higher premiums from older or sicker people.

Focuses on acquiring the best value in health insurance premiums. Important incentives introduced by the Australian government that increased the proportion of the population covered by private health insurance; Measures on how to save on hospital fees; List of recommended health insurance policies.

The article focuses on need of review for health insurance industry in Australia. It mentions increase in health insurance premiums outstripping the rate of inflation and health insurance policies in the market with different pricing and Australia has a strong public health system, supported by Medicare, not everyone needs private insurance. It also mentions government subsidies insurance through a rebate to most people with insurance.

The article discusses the restrictions in hospital and extra coverage of several health funds for a particular profession such as military, teaching, and medicine. These include the monthly premiums for couple and families in premium hospitals, the benefits limits and singles cover by extra such as dental services, and restriction of podiatry surgery to cover in public hospital.

The article examines several ways for Australians to avoid health insurance premium increase as of March 2016, highlighting the journal's study on the top insurance policies which outperform their competitors' cover and price. Health insurance premiums have reportedly been increasing, however the price for 2015 can be locked by renewing the policy for a year and paying an annual premium. Graphical representations of related key data are also presented.

The article reports on the increase of the average health insurance premiums in Australia in 2018.

The article reports on the changes of the health insurance premiums in Australia that will take effect on April 1, 2018.

The article reports on the number of health insurance measures and policies in Australia, including limited private hospital cover mostly bought by people wishing to avoid the Medicare Levy Surcharge, additional premium discounts, and an upgrade to include in-hospital mental health treatment.

The article focuses on the federal government in Australia to sign an increase in an average health insurance premium, which affects members of CUA, a financial services company, and Health.com.au, an online health insurance start-up.

Presents information on the Australian government's rebate on private health insurance premiums as a part of their effort to encourage Australians to take out private health insurance in 1999. How the former scheme failed; Examples of two families and how their premiums and rebates will change under the system. INSETS: What the changes mean for a family's hip pocket;Choice advice;Choice thinks.