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The era of rapid growth of the internet has witnessed the exponential growth of electronic payment systems (EPS); consequently, business transactions are constantly shifting from cash-based to electronic-based system. This paper is a product of a research conducted to explore factors that could influence effective adoption and implementation of the EPS among hospitals in Tanzania and the challenges associated with its adoption. The study used the KCMC as a case in point. The case study design was used. In this study we sampled 152 respondents randomly who included clients at the outpatient clinics of the hospital. The data were gathered using a structured questionnaire consistent with the Technology Acceptance Model (TAM). The findings suggest that the majority of the clients preferred to use EPS whereas, intention to use EPS, previous experience in the use of EPS, and being banked were significant factors influencing both preference of EPS and intention to use EPS. It is recommended that in order to hasten adoption of EPS in Tanzania it is important to address the identified barriers and also to encourage clients to keep their money in and use the services of banks.

Tourism Industry by its nature in the World, it is the trait that cannot be separated from the social life of the communities as it is practised on their territorial lands that they depend for their socio-economic aspects. That strong relationship has caused rapid growth of tourism activities to developing countries and led to new national and international expectations for tourism as an agent of socio-economic development. The World GDP contributions from tourism by 2013 grew to 3.1% and contribute to 101 million jobs, and in Tanzania total contribution to GDP was 12.7% where by contributed 4.9% direct and total employment contribution were 11.2% and 3.8% direct of the total employment. In Ngorongoro Conservation Area with a population of about 87,851 residents from Maasai, Datoga and Hadzabe tourism contributed to 92% of the total economy of the area where by 8% was from other sources and 48% total community economy and 29.2% direct to people and 9.7% of total employment. The findings revealed that major relationship of the tourism and socio-economic based on economic activities contributions (livestock services), Social services (education, healthy, culture and life style), resources ownerships and infrastructure developments. The paper considered community survey of 120 local residents from 4 wards of the NCA, examines whether tourism has direct relationship to the Socio-economic aspects of the residents of the area and the levels of the contributions to their development. I found that regardless a claimed little contribution to their economy; many people appreciated the social and economic changes related to the tourism of the area.