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Start Over Author "Boyuan, Wu" Journal applied economics letters
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1. A study on default prediction of Chinese online lending: based on the analysis of mobile phone usage data

Author

Hongbing Ouyang, Boyuan Wu, and Yong Zhi

Subjects
Economics and Econometrics, 050208 finance, Information asymmetry, Actuarial science, Default rate, Mobile phone, 0502 economics and business, 05 social sciences, Default risk, Business, 050207 economics, Logistic regression, Usage data
Abstract

Information asymmetry between online financial lenders and borrowers may lead to a high risk of overdue repayment. To identify the influencing factors of the default rate in Chinese online lending,...

Published
2020
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