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Byline: Hannah Lang An appeals court has rejected claims by a state housing finance agency that the National Homebuyers Fund is barred from offering down payment assistance in Washington state. [...]

Byline: Tanaya Macheel Let's regroup: Citibank, which for two years has been testing compact, tech-heavy branches featuring ATMs and self-service kiosks but only a few employees, is scrapping the idea. [...]

Byline: John Heltman WASHINGTON -- The Federal Reserve Board on Thursday said it has commissioned a third-party study into the costs and causes of payments fraud, following a recommendation of [...]

Byline: Kevin Wack Lenders in Houston and other flood-ravaged parts of Texas are bracing for a wave of missed payments -- particularly on auto loans and residential mortgages -- as [...]

Byline: Lalita Clozel WASHINGTON -- State regulators are modernizing their common licensing platform for nonbank financial institutions, hoping the update will help convince wary fintechs that they don't need to [...]

Byline: Nick Bourke With a change in leadership at the Office of the Comptroller of the Currency, the federal agency regulating large national banks is poised to tackle some big [...]

Byline: John Adams London has been a magnet for technology startups, buoyed by a favorable regulatory environment and proximity to many of the world's largest financial institutions. While it's still [...]

Byline: Brian Collins WASHINGTON -- The inspector general for the Department of Housing and Urban Development is not backing down on his concerns about premium pricing associated with Federal Housing [...]

Byline: Ian Rubin Lots of industry attention has been focused on the speed of faster payment transactions. Is a transaction completed in less than 15 seconds sufficient? Should we set [...]

Byline: Steven L. Antonakes Both banks and fintech firms have reached an innovation crossroads. Before now, nonbank fintech firms could do no wrong in the public eye. They enjoyed a [...]

Byline: Eric Grover The financial services industry has been battered by bad law, but worse by an administrative regime on steroids. The economic malaise -- highlighted by an April labor-force-participation [...]

Byline: Penny Crosman If he's worried about fintech upstarts or bitcoin offering a high-tech alternative to Western Union's bread-and-butter business of money transfer, Chief Information Officer David Thompson doesn't let [...]

Byline: Kevin Wack The steady stream of bad news continues for online marketplace lenders. State officials in California have asked top online lending firms a series of probing questions regarding [...]

Byline: Kevin Wack A multiyear effort to modernize payments in the United States, led by the Federal Reserve, is drawing unexpectedly strong interest from private-sector firms, which are vying to [...]

Byline: Andy Peters Receiving Wide Coverage ... Reaction: The reaction to the Consumer Financial Protection Bureau's proposal to prevent banks from using mandatory arbitration to block class-action lawsuits was swift [...]

Byline: Penny Crosman It's tempting to dismiss the hacktivist group Anonymous' latest threats of cyberattacks against banks. They are just a bunch of young anarchists, some say. These denial of [...]

Byline: Paul Davis Regulators made us do it. That, in a nutshell, is how many banks in the energy-lending business explained why they downgraded scores of loans to oil, gas [...]

Byline: Jacob Passy Receiving Wide Coverage ... Goldman's Revenue Tumble: It was a tough first quarter for Goldman Sachs, as the company's net income dropped 56% to $1.2 billion on [...]

Byline: Penny Crosman As phishing attacks continue unabated, vendors and banks alike are scrambling to find better solutions. In a warning issued this week, the FBI said it's seen a [...]

Byline: John Heltman WASHINGTON -- The Federal Reserve Board Thursday said that it is taking public comment on whether to require member banks to move to same-day payments after an [...]

Byline: Brian Collins WASHINGTON -- Strange as it might sound, a recent high court decision allowing borrowers to skip courts when filing rescission actions may lead to more lawsuits, not [...]

Byline: Kevin Wack, Kristin Broughton Two years after the demise of a proposal to speed up U.S. electronic payments, a revised measure now appears likely to be approved by the [...]

Byline: Brian Collins WASHINGTON -- Administration officials announced extra incentives for borrowers with federally-subsidized modifications to encourage them to remain current on their loans. Under the Home Affordable Modification Program, [...]

Byline: Chris Cumming Regulators usually bristle at the idea of a holding company siphoning capital from a banking unit, but their stance may be softening, if two recent decisions are [...]

Volcker Trouble: In part four of an eight-part series on banks' uphill battle to achieve Volcker Rule compliance, Mayra Rodriguez Valladares cast doubt on their ability to report reliable quantitative [...]

Byline: Joe Adler WASHINGTON -- With Congress set to start a monthlong recess at the beginning of August, it is natural to expect banking policy news to dwindle. The dog [...]

Byline: Brian Collins The Treasury Department will have few options to help homeowners if a coming wave of resets on home equity lines of credit leaves borrowers struggling to pay [...]

Byline: Kevin Wack Thirteen Democratic lawmakers are encouraging the Department of Justice not to cave in the face of Republican opposition to a crackdown on online payday lenders. In a [...]

Byline: David Heun The docket at the U.S Second Circuit Court of Appeals quickly attracted appeals to Judge John Gleeson's Dec. 13 ruling to approve the class-action swipe-fee settlement on [...]

Byline: Chris Cumming New York State regulators have proposed a sweeping set of rules to reform the force-placed insurance industry, in the latest sign that the government is taking steps [...]

Byline: Sean Sposito Three years ago Aaron Greenspan had a hot mobile payments startup on his hands that was poised to take a bite out of the entrenched card networks. [...]

Byline: Andy Peters The worst drought to hit the Midwest in more than 20 years is forcing bankers to make tough calls on how to handle delinquent agricultural loans. Banks [...]

Byline: Victoria Finkle Boca Raton, Fla. â The majority of U.S. Bancorp customers have found ways to avoid paying monthly fees, after the bank phased out its 'free' checking accounts, [...]

Byline: Kevin Wack WASHINGTON â After months of stating that the housing market needs to bottom out in order to hasten an economic recovery, Republican presidential front-runner Mitt Romney shifted [...]

Byline: Kate Davidson WASHINGTON â The Consumer Financial Protection Bureau unveiled details Thursday about how it intends to examine payday lenders as Director Richard Cordray vowed to crack down on [...]

Byline: Harry Terris Credit card users have been unusually diligent in paying off their bills recently in the wake of the financial crisis. Their discipline slipped a bit late last [...]

Byline: Kate Fitzgerald The U.S. credit card chargeoff rate rose slightly in July, but delinquencies fell again to an all-time low as consumers continued to pay their credit card bills [...]

Byline: T.J. Grasmick Many senior executives of banks that were victims of the economic downturn, not reckless risk-taking, are waiting, often for months, for action by the Federal Deposit Insurance [...]

The Single Euro Payment Area project has cleared an important hurdle but still has many more in its path. An initial regulatory framework for the project, aimed at creating a [...]

WASHINGTON -- More than one in three banks have increased their minimum required payment on credit card balances in the past year in the wake of regulatory guidelines, according to [...]

Rep. David Price, R-N.C., introduced legislation Wednesday that would require credit card issuers to disclose to consumers the long-term cost of making only minimum monthly payments. 'Middle-class families are carrying [...]

Big credit card issuers are downplaying the cost of tightening minimum monthly payments, but bottom lines will be hit in the coming quarters as outstanding balances shrink and troubled loans [...]