Search

Byline: Laura Alix When lawmakers freed small regional banks from the capital requirements for systemically important financial institutions, that opened up a whole new world for banks in terms of [...]

Byline: Jackie Stewart There has been a bit of a push and pull to bank M&A this year. The year's four biggest acquisitions, each at or above $1 billion in [...]

Byline: John Reosti The National Credit Union Administration, in a move that all but assures another lawsuit from the American Bankers Association, has approved changes to its field of membership [...]

Byline: Rachel Witkowski WASHINGTON -- Two weeks after taking the helm, Federal Deposit Insurance Corp. Chairman Jelena McWilliams on Tuesday announced an ambitious agenda to review old regulatory policies, including [...]

Byline: Neil Haggerty WASHINGTON -- The Congressional Black Caucus has requested a meeting with Comptroller of the Currency Joseph Otting over comments he made last week that appeared to downplay [...]

Byline: Neil Haggerty WASHINGTON -- Two senators are proposing legislation that would give cannabis-related businesses in states that legalized the substance access to banking. Sens. Elizabeth Warren, D-Mass., and Cory [...]

Byline: Hilary Burns A section of the law rolling back key Dodd-Frank Act provisions could help small banks in need of funding. Embedded in the nearly 200-page document is a [...]

Byline: Thomas P. Vartanian Regulatory relief has been enacted by Congress -- and while this is certainly a great first step, there's more to be done to cure the regulatory [...]

Byline: Bryan Yurcan Where will all that freed up money go? Smaller banks were big winners from the regulatory relief bill signed into law by President Trump last month, with [...]

Byline: Neil Haggerty WASHINGTON -- In the past two weeks, the industry celebrated a rollback of key Dodd-Frank Act provisions, and regulators proposed easing the Volcker Rule. But a continuing [...]

Byline: Neil Haggerty WASHINGTON -- The most significant regulatory relief legislation since the crisis made it to the finish line Thursday as President Trump signed targeted reforms of the Dodd-Frank [...]

Byline: Rob Blackwell Thursday was a day of celebration for the banking industry. Nearly eight years after the Dodd-Frank Act was signed into law, the first bill to make significant [...]

Byline: Rachel Witkowski WASHINGTON -- The laser focus on regulatory relief among lawmakers and regulatory appointees in the Trump administration is beginning to address long-held industry complaints about anti-money-laundering regulations. [...]

Byline: Victoria Finkle While it's not yet clear whether Sen. Elizabeth Warren, D-Mass., will jump into the 2020 presidential elections, one thing is for certain: She's going to be a [...]

Byline: Kevin Wack The bipartisan financial regulatory bill that passed the Senate in March contains a largely overlooked provision that could go a long way toward helping banks better spot [...]

Byline: Scott Sargent Some of you might remember the Schoolhouse Rock animation from the 1970s about how a bill becomes a law, with the central character being 'Bill' himself. The [...]

Byline: Neil Haggerty The New York Department of Financial Services is calling on state-chartered banks and other financial services companies to rethink ties they have with the National Rifle Association [...]

Byline: John Heltman WASHINGTON -- Federal Reserve Vice Chairman for Supervision Randal Quarles on Thursday found himself in the middle of an issue that is not part of a bank [...]

Byline: Jeremy R. Newell The Fed issued two proposals last week that would make significant changes to its bank capital rules -- one that would integrate the CCAR process into [...]

Byline: Joe Adler WASHINGTON -- The biggest legacy of the current regulatory relief effort may be the increasing focus on whether organizing banks in supervisory buckets by asset size makes [...]

Byline: Laura Alix The House passed two bills on Monday that would seek to halt financial abuse of senior citizens and make it easier for consumers in rural areas to [...]

Byline: John Heltman WASHINGTON -- The Federal Reserve and Federal Deposit Insurance Corp. on Monday released the public portions of resolution plans, also known as 'living wills,' for 16 regional [...]

Byline: John Heltman WASHINGTON -- Comptroller of the Currency Joseph Otting said in a press conference Wednesday morning that there is a place in the banking world for some kind [...]

Byline: George Yacik Receiving Wide Coverage ...SIFI, redefined: The House passed a bill Tuesday that would do away with the current $50 billion asset threshold that deems a financial institution [...]

Byline: John Heltman WASHINGTON -- Federal regulators approved the resolution plans of the eight largest U.S. banks on Tuesday, but faulted half of them for areas that need improvement. The [...]

Byline: Ian McKendry WASHINGTON -- The House approved a bill Tuesday to transform how large banks qualify for enhanced supervision under the Dodd-Frank Act, but the lower chamber may end [...]

Byline: William M. Isaac When it comes to short-term, small-dollar loans, banks are between a rock and a hard place. Consumers are demanding short-term credit, and officials such as former [...]

Byline: Kevin Wack On his final day at the Office of the Comptroller of the Currency, Keith Noreika took one last shot at well-entrenched U.S. banking regulations. A vocal champion [...]

Byline: Stephen Lemon The move toward open banking is no longer aspirational. It is inevitable for the modern financial enterprise. Already, a new European Union directive is serving as a [...]

Byline: Alex J. Pollock In a recent report to Congress, the Federal Housing Finance Agency once again failed to satisfy a fundamental legal requirement. This is a requirement that the [...]

Byline: John Heltman WASHINGTON -- The Trump administration has implemented an apparent role reversal for the Financial Stability Oversight Council, leaving the true intended role of the post-crisis systemic risk [...]

Byline: Jackson Mueller The bids by tech firms Social Finance and Square for industrial loan company charters and federal deposit insurance have rekindled debate over two questions: What is the [...]

Byline: George Yacik Receiving Wide Coverage ...Does it matter?: Trump administration regulators are looking to put the kibosh on trying to regulate Wall Street pay, but it may be pointless [...]

Byline: Glen Fest Four years ago, Gibran Mahmud took a chance on the little guy. At the time, he was head of structured products and a senior portfolio manager at [...]

Byline: George Yacik Receiving Wide Coverage ...Are stress tests too easy?: Bank stress tests 'are getting easier,' the Wall Street Journal writes. That's because Federal Reserve officials 'now envision a [...]

Byline: Sheila Bair A fair number of analysts are hawking bank stocks as the beneficiaries of a perfect storm of higher interest rates, deregulation and expectations that the Fed -- [...]

Byline: Gregg Gelzinis A proposal by the Treasury Department that would allow large banks to exclude certain assets in calculating the leverage ratio is not only a misguided recommendation that [...]

Byline: Ian McKendry WASHINGTON -- Small community banks have a vehicle in the Senate for regulatory relief that passed the House in the last Congress and has won some bipartisan [...]

Byline: Lalita Clozel WASHINGTON -- After more than two days of debate, the House Financial Services Committee on Thursday approved its sweeping Dodd-Frank Act rollback bill. The Financial Choice Act, [...]

Editor's Note: Many years before the financial crisis and the current debates over regulatory policy -- including whether to restore the line between investment and commercial banking -- members of [...]

Byline: George Yacik Receiving Wide Coverage ... Wrong move: Barclays CEO Jes Staley's attempt to find out the identity of a whistleblower at the British bank 'not only can have [...]

Byline: John Heltman WASHINGTON -- The Trump administration quickly dropped the Obama administration's legal backing of the Consumer Financial Protection Bureau in the bureau's constitutionality case. But the administration's calculus [...]

Byline: William Aukamp I have been laboring in the fields of banking law and regulation for more than 45 years and have made some observations along the way. First and [...]

WASHINGTON -- A vote on the House plan to replace the Dodd-Frank Act may not happen as quickly as originally anticipated with floor time limited and other legislative priorities such [...]

Byline: George Yacik Receiving Wide Coverage ... Mnuchin grilled: In addition to answering aggressive questions about his past investments and the foreclosure practices at banks he once owned, Treasury Secretary-designate [...]

Byline: Ian McKendry WASHINGTON -- Since the Dodd-Frank Act was passed in 2010, bank industry representatives have confidently predicted that the next year would bring significant changes, only to see [...]

Byline: Brian Collins WASHINGTON -- The Federal Housing Finance Agency is making it easier for Federal Home Loan banks to expand the kinds of collateral they can accept for advances. [...]

Byline: John Heltman WASHINGTON -- With the inauguration of the new administration near, uncertainty lingers about whether bank regulators' various efforts to improve culture at the biggest banks will clash [...]

Byline: Thomas P. Vartanian The proliferation of a rules-based system of bank regulation in the United States is proving that it may be ineffective in a modern-day economy. It missed [...]

Byline: John Heltman WASHINGTON -- Federal Reserve Gov. Daniel Tarullo strongly defended bank regulators' responses to the 2008 financial crisis and faulted competing Republican proposals to replace the Dodd-Frank Act [...]