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Voting system plays an important role in any democratic country. Vote means to elect the best political pioneer. In India, currently two types of voting systems are depleted, which are secret Ballet paper and Electronic Voting Machines(EVM), but both of them have severalrestrains. The current voting system is jeopardizing, voters visits poolingbooth and stand in long line up to cast their votes, because of which there are possibilities that many people miss their chance of voting. Additionally, social gathering isn't much preferred in this COVID-19 situation. Voters who are ineligible may also use fraudulent methods to cast their ballots, which may result in hardship. Therefore, in this project, we suggest a voting system that is efficient and has three layers of security. The verification of the voter's unique identification number (UID) comes first, then the verification of their election identification number (EID), and finally the verification of their face, which is the highest level of security. [ABSTRACT FROM AUTHOR]

Digitalization has led to enormous changes that are to be adopted by each individual person in this millennium world. One such transformational change adopted by individual is the usage of mobile wallets or e-wallets which has become a mode of payment for financial transactions. The initiative undertaken by the government of India is also one of the reasons for this major change. Digital payments or mobile payments have been the most substantial reforms in financial sector. This paper aims to understand the convention of e-wallet by individual for their financial payments. The paper also aims in analyzing the profitability made by the digital payment app companies during the current pandemic situation with regard to factors like inflation, GDP etc. In order to conduct the study the researchers have carried out a primary study using questionnaire consisting of 100 respondents and also have collected secondary data from various sources for the purpose of testing hypothesis. From the research done it was found that majority of the respondents have transformed to use digital wallets as a payment tool and that it has some spike relationship with the current pandemic situation with the help of various sources and analysis it is also found that the profitability of the companies has increased to a certain extend due to increase in usage of digital payments by individuals. [ABSTRACT FROM AUTHOR]

The paper discusses major Data Protection and Privacy laws that have been adopted in India and Europe. The formation of the Personal Data Protection Bill is a breakthrough for India's privacy system. PDPB is considered equivalent to the General Data Protection Regulation because of similar rules and regulations. The authors compare and summarize to create a better understanding of both the laws. Intensive research has been done to brief about the laws through the existing sources. The initial section discusses the reforms that led to the formation of GDPR and how it has impacted the formation of the Personal Data Protection Bill. Further, few data breaches and their consequences are encapsulated in the paper, which occurred in the EU since the GDPR was implemented. It can be said that GDPR highly influences the formation of PBPD. The authors conclude by outlining the similarities and dissimilarities of the two laws in a tabular format in the last section and the implications of the PDPB if and when applicable in the country. [ABSTRACT FROM AUTHOR]

In today's modern era, most developing countries like INDIA depends on agricultural fields for around 70 to 75%. In this period, drones or UAVs are becoming an integral part of farming fields. The paper introduces the types of drones and their agricultural motive. The UAV can also operate on the relay drive and commands given by the transmitter. In agriculture, most of the economic loss occurs due to insects and pests. The paper stresses the methodology, specifications and controlling techniques for the UAVs in the agricultural field. It also shows us the different applications of UAVs for agricultural purposes. The main concern is designing drones using recent technology to avoid human involvement. It is also important to consider the specifications of the components while designing the drone. With the help of correct components, the right cameras and detectors, agricultural drones have contributed to the accurate, economical, simple and structured way of modern technology in an agricultural enclosure. [ABSTRACT FROM AUTHOR]

Agricultural producer organization is a tool for enhancing the farmers' income, market participation, reducing transaction cost, and to commercialize the Agri output. The main focus of this paper is to systematically review the existing literature and thematically analyze the publications on the Farmer Producer Organizations across the globe. This paper considered the Scopus database from with Boolean keyword "Farmer" AND "Producer organization" and identified 1654 abstracts from which 234 articles were shortlisted after inclusion and an exclusion criterion from top International Journals. Of this only 15 articles were related to India. The study found that research on farmer producer organizations has geared up from the past 3 years with Elsevier having the highest number of Ethiopia had more number of studies and 14 themes were generated based on FPO. Overall, the study found that the research on the farmer producer organization is gradually increasing. [ABSTRACT FROM AUTHOR]

Coronavirus Disease-2019 (COVID-19) pandemic discovered in 2019 was caused through Severe Acute Respiratory Syndrome-Coronavirus-2 (SARS-CoV-2). It is spreading rapidly as a communicable disease which has been declared as a pandemic by WHO. This virus was firstly reported in people of China who were associated with the Huanan seafood wholesale market of Wuhan. COVID-19 pandemic has challenged the lives of millions of people in India butdiabetic patients are at high risk of hospitalization and mortality during the COVID-19 pandemic. So, they need to deal effectively with the difficulty of its treatment as diabetes acts as a risk factor for the severity of this disease. This paper presents a statistical analysis of the information given by 125 diabetic patients in India. The effect of this information was determined through analysis of variance (ANOVA) using SPSS. Further, a bibliometric analysis of 51 Indian publications indexed in Scopus related to diabetic patients having COVID-19 was also conducted. The aim of this paper is to briefly study the effect of coronavirus on diabetic people as well as to study the recent research trends of present researches togive a better knowledge of COVID-19 in diabetic patients. [ABSTRACT FROM AUTHOR]

The purpose of this study is to investigate the notion of sustainable human resource management using a literature review approach. The extent, evolution, regional distribution, major journals, intellectual structure, and topical trends are highlighted. This paper throws light upon how SHRM is related to organizational performance and how human resources are key player in maintaining sustainability. The literature collection was conducted using the Scopus database, yielded a corpus of scientific papers spanning the years 1998 to 2021. The findings throw light on the research gaps, how India and other developing countries are lacking in implementing SHRM effectively. [ABSTRACT FROM AUTHOR]

The Electric Vehicle (EV) industry is growing in India despite Covid 19 challenges. The scope of this paper is to understand the need for approaches towards range anxiety solutions. It highlights the current development in the standardization principles using lean techniques and how this can help standardization in-vehicle platform architecture and battery of an EV. This review paper analyses the four different case studies in the EV context and justifies how the EV battery pack is the right candidate for standardization. The study highlights the benefits, challenges, and associated factors to address these challenges. The paper concludes how the standardized EV battery pack helps manage the Range Anxiety for many stakeholders in the EV ecosystem in Business to Business (B2B) and Business to Customer (B2C) segments. Finally, the paper highlights the future research scope towards EV Battery Pack Geometry Form Factor standardization. [ABSTRACT FROM AUTHOR]

Today, we live in 21st century where automation is playing a major role in human race. Automation ensures higher production rates, improved safety and shorter workweeks for labours. Many farmers today can't afford to use automation and control machines owing to their high cost. Many villages in India have to use fuel based irrigation system due to a shortage of electricity. Fuels cause global warming and pollution in environment. In this paper our aim is to propose an automatic irrigation system which is cost effective and farmers can use it in an agricultural field. As the system is automated, the pump turns ON/OFF only when the moisture content of soil is below critical level which is regulated by a soil moisture sensor. The objectives of this paper are to control the automatic irrigation system with the help of a GSM module. The farmer at his own discretion can send a message to ON/OFF the pump without going to the field. PIC microcontroller, LCD display, sensors have been used as prime components. Farmer can control the system in automatic or manual mode also substantially reduce the electricity and water cost. We would discuss the design and implementation of the automated irrigation system. Finally, a prototype is designed and implemented and the experimental results are presented [ABSTRACT FROM AUTHOR]

Cricket is an outdoor game which consists of 2 teams, each having 11 players, out of the two teams, one bats and the other one bowls and fields. There are various formats of cricket like Test cricket, ODI (One Day Internationals) cricket, and T-20 cricket. Test cricket format takes 5 days to reach to a decision which can be in Win, lose or Draw. Due to reduced playtime and speedy decision, nowadays T20 cricket is widely popular. Due to the popularity of T-20 across cricketing nations; many countries have started their own leagues. In India, IPL (Indian Premier League) is very much popular. Now-a-days team's management is using various technologies to improve their team's performance and also takes the help of various technologies to analyze the opposite team's performance. Prediction of the score is one of the most important events in cricket. Once the score prediction is done, the chasing team prepares itself accordingly. We use deep learning and ML algorithms for finding the first inning's predicted score. In the current work, we have used Linear Regression, Ridge Regression for model building and plot various graphs and find the errors to evaluate our model. In this model, we have used the IPL dataset taken from Kaggle and cleaned it using various available techniques. After building the model, we have analysed it by finding errors. Then we have deployed it in the graphical userinterface that was built with the help of HTML and Flask. [ABSTRACT FROM AUTHOR]

In this paper, bibliometric analysis of scientific literature published during the period 1996-2020 in.the field of Applied Mathematics has been presented using Scopus linked SCImago country ranking database. Further, India's contribution at global level is highlighted in particular using key bibliometric indicators namely document published, citations (external/self) and citations per document along with their annual corresponding growth to validate the findings. India is growing exponentially and contributing 2.5% to global research output with average 11.63% of annual corresponding growth. In addition, citations (external/self) and citations per document show average annual corresponding growth within ±5%. The outcomes of this study could foster new policies and the improvement in existing policies for various research activities especially for India. [ABSTRACT FROM AUTHOR]

This paper gives a short overview of the financial world affected through COVID-19. To be more precise, it is about the changing (negative) interest rates of Europe, the US as well as India. At the same time, the paper discusses the Bitcoin exchange rate as well as the current situation regarding money laundering. [ABSTRACT FROM AUTHOR]

It is very common part of discussion that normal structures lag behind in terms of energy saving and its corresponding impacts on environment. This drives research to show implementation of common solutions and concepts that can be easily applied by majority of individuals to fulfill sustainable and self-sufficient goals to lead to a better habitat to live in. The aim of paper is to explore proper application of most common and most essential cost-effective design solutions to make structure following a step towards self-sufficient in itself. The paper has emphasized on quantitative and mathematical approach of study generating owns secondary data, from various research papers that are based upon similar background aspects. The value analyzed for solar panel tilt should range from 20o-30o for maximum efficiency, similarly distance between panels should be 1m-1.6m and horizontal shading device and vertical shading device should have at least depth of 450mm and 700mm respectively. The study is limited to a particular climate and region. i.e., Northeast region of India and focuses only upon most critical parameters. This paper will provide new directions for self-sufficiency in structures, which will further add values to the domain of architecture and civil engineering. Further, new areas of research can be application of new design alternatives for self-sufficiency, with respect to several other climatic conditions and regions. [ABSTRACT FROM AUTHOR]

The increase in data from modern sources, the heterogeneous nature of data, ambiguous and unstructured data, and the so-called Big Data with all of its five v's characteristics, indicate a growing need to use approaches that provide assistance in modeling and processing these data, provide additional automated data processing, and so on. The majority of all these studies involve one or more big data sets that may be used in various applications. Most of these selected papers use one or more distributed frameworks (such as MapReduce, Spark, or HDFS Hadoop distributed file systems). Furthermore, more than one strategy of Web mining is dealt with (such as Naive Bayes, Logistic Regression, and Random Forest, as examples) more than recommender system types (collaborative filtering, or/and content-based filtering). Various data sets were used (such as Movie Lens data set, LDOSCoMoDa data set, real bank loans dataset, using Facebook and Twitter for collecting data, data was taken across different companies, thousands of movies were used as exemplary data sets, or data sets used a sample data from different schools of Central Board of Secondary Education (CBSE) across India). Testing accuracy on the dataset obtained is required in the accuracy used (precision and recall). The best precision was 0.9886 and the best recall was 0.9835 in these studies. We have displayed some studies that have high precision and low recall and some other studies that have low precision and high recall. This paper introduces a literature survey about recommender systems that deal with big data through web mining techniques. [ABSTRACT FROM AUTHOR]

Agriculture is the backbone of success of rural countries like India. In this way, the proposed procedure is to utilize mechanization and web of thing (IoT) innovation to form agribusiness smart. There are currently several commercial IoT frameworks for water system planning that create differentiators for water monitoring and storage. However, this framework focuses on exploiting newly available water resources without controlling the selected water resources. Think about it, an inexpensive Arduino-based IoT framework was developed to design a computerized water system, and it will provide estimation of water requirements by using low-cost available sensors. This paper is around IOT based keen cultivating and water structure framework. The extreme motivation of this paper is to computerize the method of watering to plants. This work makes a difference us to notice the values of different parameters like moisture, temperature, humidity of plants and water them appropriately. This can be done utilizing Arduino board, voltage controller and transfer which commands the engine. In this paper, we have created an brilliantly water system framework that will control the water apportioning to the trim intelligently without any administrator and endeavors low-cost Arduino-based water system gadgets, sensors, particularly advanced procedures actualized in water system frameworks and farming, such as shrewdly water system frameworks. The main vision of this research is to detect minimum amount of water needed to nourish plants. Mass of the ranchers waste time instead of focusing on providing water to the crops at the time of need. The proposed framework find out the desired quantity of water on the basis of information received through the sensors - The main advantage of the system is the use of precision agribusiness and cloud platforms, which can expand the water use compost, which also helps in decision making. to increase crop yields. the weather conditions of the field. This article moreover points to create the water system framework for domestic gardening and this framework can be kept up without any human checking. It consequently checks the dampness of the soil beneath the tree and plants within the domestic cultivate and in case the dampness is moo it demonstrates the message and pours water naturally to the plants from the water capacity to which it is associated. The exact utilization of water system strategy is needed as there may be a requirement of precipitation or there may be dried regions. For this cause, a mechanized water system framework is utilized in which it is appropriate in all weather conditions. The soil dampness detector will sense the water substance and demonstrate either to pump the water or not. This will offer assistance to diminish the wastage of water additionally makes a difference to grow the plants indeed in the event that the human isn't physically present. The developed IoT framework has been tested in several field tests to calculate sensor accuracy, independent monitoring and operation, and usability monitoring, and to evaluate its capabilities and functionality. This framework appears to have been used effectively for the management and control of various water resources: water, groundwater, seawater and wastewater. By extension, it has been shown that the frame can be used for long periods without a source of control, which will make it a ideal device for using in annual crops. [ABSTRACT FROM AUTHOR]

Farmers grind away in the fields to take home just an exiguous income. Now, the agriculture industry is already a burdened industry with uncertainties from all directions. One of the major issues the industry is facing is crop loss. In India, every year around 30-40 per cent crops are lost. This has adverse effects on food security of the highly populated nation. For that matter, India is the 16th hungriest country in the world. Thus, there is a need to identify, understand and overcome agronomic losses. Extreme climate events and crop diseases are the two major reasons for crop losses. While climate events are less controllable, plant disease prevention becomes an important area of interest. Detecting plant diseases at early stages using images serves as key to preclusion of severity. In this paper, we have surveyed some of the significant papers on plant disease detection using image processing. [ABSTRACT FROM AUTHOR]

For many years, the cases of small children accidentally falling into the uncovered borewell are not unheard of in India. In order to rescue the child, generally, parallel digging is done that becomes more challenging when they have to cut through the rocky soil. Rescue teams also try to tie the hands of the child and pull him out which may cause severe injuries to the child when the pulling force is very high. So, as an alternative to this approach, this paper shows the development of a robotic arm that can be used to handcuff the child and stop him from slipping further. A fork is inserted safely from top of the child and create space to go below him for further rescue operation by using an air- inflated bellow. This will provide thrust for lifting up the child. Also, the use of additional devices like focusing camera and LED light will allow the team to observe the rescue activity keenly. In the first half of this paper, the various forces and torque calculations that are used in actuator selection for the robotic arm are studied. Later, the complete assembly of the developed robotic arm is presented in this paper. [ABSTRACT FROM AUTHOR]

The Deforestation is a huge problem. The World Economic Forum Says that its "one of the greatest challenges facing humanity." According to them, it could translate into Disastrous climate change, loss of species, significantly affect Human and natural habitats with leading to a pandemic like situations. According to the Global forest watch from 2002 to 2020, in India lost about around 350 kha of humid forest, contributing 90% of its total cover tree reduction at the same years. Planting more and more trees will help in reforestation and technology will play a vital part. Unmanned aerial vehicle (UAV) used in various applications. This paper demonstrates the design and fabrication of a semi-autonomous drone that can be used to disperse seedballs for reforestation purpose. In order to reduce plantation time, seedballs were dispersed in the field with the help of seed dispenser mechanism, which specially developed and integrated with the quadcopter drones. The drone consists of a GPS system which is interfaced to the DJI Naza flight controller. The flow rate of the dispersed seedballs is controlled by Servomotor. This drone is tested in a manually. And it will help to increase reforestation in the fight of climate change'. [ABSTRACT FROM AUTHOR]

The Neem tree is a cabinet of medicine. Every part of this tree is beneficial for human health, they don't need a lot of water, can maintain their biomass during drought conditions, therefore it is usually found in the tropical and semi-tropical regions. It has been known from ancient times and being called a divine tree with a giving nature. In India where water is scarce, we can find those evergreen, shade-giving neem trees in those regions. Every part of the neem trees contains a lot of phytochemicals whether we take into account its seed, fruit, flower, bark, stems and, leaves. The seeds of the neem tree contain a lot of phytochemicals one of them is azadirachtin, (tetranortriterpenoid) which is the most active phytochemical used to inhibit the growth of insects, hence it is the main acting compound in many pesticides that are used for healthy growth of the plant. Recently the silver nanoparticle was developed using acidified neem sawdust, and nanoparticle of titanium dioxide using neem leaf extract and we know nanoparticles are being used in so many areas including medicine where they are used to deliver drugs or other substances to a cancer cell being specific, they don't affect the healthy cell. This is one of the most advanced applications of Azadirachta-indica in medicine there is a lot more that have been used since ancient times like flowers and leaves used in the cooking and safekeeping of stored rice, twigs instead of toothbrush and gargle. Other parts are also used in different medical conditions like to treat malaria, some skin diseases, fungal infections, inflammation diabetes, as an analgesic or antioxidant. Azadirachta-indica from the family of Meliaceae has a lot of medicinal uses which have been discussed below in this review paper. [ABSTRACT FROM AUTHOR]

In India, most of the growers live in remote and hilly areas. They are forced to live without power since they are not connected to grid. The present trend of increasing oil prices becomes burdensome to the grower depending on diesel generator sets. The renewable energy utilization is one of the alternate sources for running the pump for supply water to irrigation land. In this paper, the solar energy is being used to operate the pump and can be operated at a given time depend upon the requirement of water to the field based on overcoming power supply issues and generation. The reason behind case study is water pumping network control system of Global System Module (GSM) work is to design, test and evaluate a wireless water pump control system customized for working in long distant places and improve efficiency. Also this shows the water effectively using solar energy operated pump by measuring the soil moisture using sensors and there by supplying the required quantity of water, it will designed for four crops namely; 1) Sun flower 2) Wheat 3) Ground nut 4) Corn. The evaluation of the performances is based on results for crops by using hardware device unit. [ABSTRACT FROM AUTHOR]

Sentiment analysis is a method of discovery of insights from the texts or comments or feedbacks from underlying a document (opinion mining). This can also be seen as a perspective, a decision or feedbacks on a particular subject matter. The analysis can be done using polarity detection which is a popular technique to devise and segregate information or data as positive, negative or neutral sentiments obtained from different content systems, such as news, audits and tweets. To forecast the results of the recent US presidential elections, this paper aims to operate on data derived from Twitter. The data is available on https://github.com/dhruvsharma2351996/US%5fElection%5fPrediction%5fdata. In the field of politics, where political institutions need to grasp public opinion and therefore evaluate their campaigning strategy, the reasoning behind performing this research isthat the prediction will also help to know that which party has more favorable views and will help to predict future early. US presidential elections will have a major impact on India and by this research paper we will also study the major it will have on Indian economy. [ABSTRACT FROM AUTHOR]

The objective of this paper is to investigate analytically the non-linear structure and extent of complexity and chaos in public and private sector Bank Stocks as well as the indices: NIFTY and Bank NIFTY in India. In this paper, analysis of the time series was performed using the Wolf algorithm along with optimization using FET and BASGEN algorithms for numerical evaluation of the largest positive Lyapunov exponent. [ABSTRACT FROM AUTHOR]

The growing power demand in day-to-day life paves way for more renewable energy-based resources in our life. Wind energy is one other most reliable energy in India and is expeditiously increasing in the recent years. Amidst the various wind turbines available for wind power extraction, the Permanent Magnet Synchronous Generator (PMSG) has many advantages owing to its attractive concept. The past research on this machine have analysed the various techniques used for extracting utmost power from the available wind energy. This review paper analyses the best control techniques that are available for controlling the PMSG, Maximum power point tracking (MPPT) methods both stereotyped as well as smart techniques and charging control techniques in both balanced along with unbalanced load conditions for a standalone PMSG based Wind Energy Conversion System (WECS). [ABSTRACT FROM AUTHOR]

Presently the perception of sustainability has been dominant in the field of agriculture. Sustainable agriculture means economical agriculture by following the practices which are eco-friendly. This results in increasing the attention of the stakeholders for monitoring as well as evaluating the practices being used in agriculture. It is realized that there are many limitations to creating a commonly accepted term for sustainable agriculture. So many opinions are there with reference to the realization of sustainable agriculture. In this work, we present the concept of sustainable agriculture and the methods as well as practices that are economically feasible, eco-friendly and shield public health. A special attention is given towards the use of nanotechnology for sustainable agriculture. As such, most of the rural people, particularly the young generation, are not interested in farming as there is no certainty in the output and if at all output becomes favorable, getting the appropriate price is a point of concern. Existing farmers in India are using fertilizers and pesticides which are not cost-effective owing to the price and usage of improper quantum. Moreover, they are also becoming the main source of pollution and health hazards. The dual problem of the usage of fertilizers and pesticides can be addressed by nanoscience by way of providing nanomaterials like nano fertilizers and nano pesticides having better potential to perform. The use of nano fertilizers like N, P, K, Fe, Mn, Zn, Cu, Mo and carbon nanotubes facilitates more efficiency as they stand for enhanced action and targeted delivery efficiency. Similarly, the use of nano pesticides like Ag, Cu, SiO2, ZnO and nano formulations also has the potential for escalated performance as compared to traditional pesticides. Considering the potential of the nanomaterials, this paper is highlighting how nano fertilizers and nano pesticides can help the Indian agriculture to be sustainable. For this purpose, existing literature has been the base. Similarly, this paper also unfolds the level of acceptability of nanomaterials by the Indian farmers which have been ascertained by way of personal interaction with 100 farmers of Odisha. It is inferred that, with the immense potential of the nanomaterials and the positive perception of Odisha farmers on them, Indian agriculture can be sustainable with the help of nanotechnology. It is a fact that sustainable agriculture can turn the Indian rural economy around. [ABSTRACT FROM AUTHOR]

The term Industry 4.0 refers to a process in which machines provide services and communicate information with products in real-time. It has enormous features which facilitate automation, monitoring, and diagnostic purpose of any system. It is a method for switching from traditional machines to digital manufacturing. The industries must thoroughly understand the I4.0 standard to get the maximum output. Various methodologies and conversations are being pursued in the present context to produce road maps, and some of which are reviewed in this paper. Gauging I4.0 modules and relevant features are paramount to distinguish the mainstays of a concrete future manufacturing atmosphere. The paper's main aim is to analyze, evaluate the most agreed approaches for the readiness of I4.0. The study also pointed out that I4.0 has specific challenges to overcome and the way forward to make India a leading manufacturing hub. This study demands attention to the necessity for more incredible research on the role of manufacturing success among academics, practitioners, and policymakers. As a result, this could serve as a foundation for encouraging practitioners to place a greater emphasis on the I4.0 for the future-ready manufacturing sector. [ABSTRACT FROM AUTHOR]

Unmanned aerial vehicles (UAVs) are being employed more frequently for defense and civilian applications these days. Despite the fact that modern technology has many advantages, it also creates new business and industrial challenges. Current laws and regulations cannot be applied to UAV's due to the fact as they are not required to use in existing infrastructure. Even in dire circumstances, UAV's may quickly overcome physical obstacles and pose a threat to society. Hence, the present manuscript focused on creating a Drone Protection System (DPS). In India over the past ten years, the use of drones for both military and civilian purposes have been evaluated. To mitigate the dangers posed by UAVs, counter-drone technologies are also being put together in the interim. This paper examines the aforementionedproblem and provides suggestions to reduce the growing threat posed by drones. Moreover, modern technologies like artificial intelligence (AI), cognitive global positioning system avoidance, and hardware application security must be considered when evaluating the efficiency of anti-drone systems. A prototype for the Anti-Drone UAV system that can capture potentially dangerous UAV's in the air is presented in this paper. The aim of the present work includes the state of the art anti-drone capture mechanism with various existing ways to halt unidentified drones, and also to determine the best method for slicing the target in half. With the first preliminary observation, a simplified Net gun is modeled and affixed with the Anti-Drone Quad copter, and successfully deployed for capturing the UAV's. The obtained results and the present concept may be used to further develop a swarm mechanism for national aerial defense as a future work. [ABSTRACT FROM AUTHOR]

This paper aims to understand how Artificial Intelligence (AI) can help the financial sector, in general, promote financial inclusion. Artificial Intelligence (AI) has been growing at an unprecedented rate, thanks to a higher acceptance of new technological advancements. AI applications are being used in diverse fields, and the Banking, Financial Services, and Insurance (BFSI) Industry in India is one of the beneficiaries. The paper showcases the paradigm shifts due to the application of AI in the Indian Banking Sector compared to the earlier traditional banking mechanisms. AI applications, especially in the Banking Sector, benefit the underprivileged community greatly in helping them improve their access to credit lending, banking services and other critical information. The paper recommends using AI applications to ensure that the financially inactive/underprivileged sector participates in financial markets and benefits. Secondary Data is collected to gather information regarding the implementation of AI applications in the Banking and Financial Services industry and its impact on financial inclusion. The paper examines that artificial intelligence significantly affects financial inclusion, especially in solving information asymmetry, improving banking and credit services access to the underprivileged (low-income groups), providing customer service, and support through chatbots, fraud detection, and network security. [ABSTRACT FROM AUTHOR]

Environmental pollution is at present a major global concern. Internal combustion engines toxic emissions are one of the primary air pollutants. To reduce the effects of fossil fuel emissions and address environmental issues, electric vehicles (EVs) are being aggressively promoted around the world. To estimate electric mobility as a good solution, almost 31% of India's population lives in cities. This number is projected to increase to 40% in 2030 and 50% in 2050. Electric-powered trains can help reduce urban air pollution, reduce emissions and improve fuel safety. In this paper, the impact of electric vehicles on grid and battery requirements in India's potential EV adoption scenario is analyzed. The government is motivating people to adopt electric vehicles. Studies suggest that high cost of electric cars, unavailability of charging infrastructure, myths related to electrical vehicles may serve as barriers to customer acceptance. On road EVs by 2030 has been called by Government of India. In this paper, the estimation has been done for number of EVs that will be sold in 2030 and the requirements of battery pack for EVs accordingly, and the electrical power required from grid for charging EVs. EV sales and other relevant details has been estimated to promote EVs. The future forecast evaluation predicted shows that by 2030, 5 to 7 percent of total electricity demand will be used to charge EVs. [ABSTRACT FROM AUTHOR]

This paper aims to analyze and compare the psychological and behavioral factors affecting India's electric vehicle purchase for first-time buyers. There have been many studies on factors affecting customer purchase decisions on an electric vehicle as well as a fuel vehicle, but because of rapid change in perception and behavior, new insights and cognizance can be established. This research paper aims to understand the concern of people of CO2 emission and their effort to minimize it using Electric Vehicle. The scope of this paper includes the study of psychological and behavioral changes in a different segment of first-time buyers of Electric vehicles. The findings show affordability of the vehicle, charging infrastructure, and environmental concern as the major priorities for respondents when buying an electric vehicle. Similarly, respondents believe that electric vehicles are a developing trend, a future requirement, and have a bright future for the automobile industry. To achieve this, we will use secondary research to narrow down the factors and then use primary research to further explore the factors. [ABSTRACT FROM AUTHOR]

The COVID-19 pandemic caused a sudden shift to online teaching in almost all countries of the world. This paper examines the preparedness and professionalism of teachers for online teaching at a university in India during Lockdown-1 (April 2020) and Lockdown-2 (May 2021). The paper attempts to understand the effect of the COVID-19 pandemic on teachers' preparedness and professionalism to adopt technology in classrooms. The data was collected through the semi-structured interviews of 12 teachers in April 2020 and May 2021. Online observation of teachers was also carried out to understand the preparedness and professionalism of teachers. The findings suggest that most teachers were not prepared for this rapid transition to an online mode of teaching both at the personal and contextual level. The paper finds a considerable improvement in the preparedness and professionalism of teachers after a year of online teaching. The results also highlight that universities need to devote a significant amount of resources for creating an enabling environment for effective online teaching. [ABSTRACT FROM AUTHOR]

In this paper I have implemented certain ratios to find out the company's financial ability to acquire assets, clear debt, decrease liabilities. Many a time's research papers have analyzed the financial performance on basis of their profits and gross margins etc. But in this paper, I have extended to the step of establishing the ratios to compare the financial standings of RINL in a span of decade. The ratios are namely-Quick ratio, D/E ratio, Profit margin ratio, operating margin ratio, WC ratio, Debt ratio, Inventory turnover ratio, total asset turnover ratio, acid-test ratio, solvency ratio, return on equity ratio. Moreover, the company has not performed well since a decade. Inspire of earning profits, its expenses have increased like anything due to which it ran into losses. [ABSTRACT FROM AUTHOR]

In any democratic country, Voting is the root of democracy. It is the process that allows every single citizen to contribute to the democracy of the country. India is one of the countries with flawed democracy having a fair and free voting system in the elections. Worldwide countries, including India, are facing issues of security and transparency in the voting system. There are many opportunities due to technological advancements to make the voting system more powerful and trustworthy. Blockchain Technology is the latest advancement that offers a secure and temper-free system. This is the almost perfectly suitable option to provide privacy to voters and trust in any voting system in the current era. The main objective of this study is to find out the work done in blockchain technology in the field of electronic voting. In this paper, we have reviewed papers which are describing different systems for voting using blockchain. In the next step, we are able to find out the limitations identified from the review of the blockchain-based electronic voting system. In the final step, we can conclude about the role of blockchain technology in Electronic Voting. The review will be useful to understand the role of blockchain in improving the voting system worldwide. [ABSTRACT FROM AUTHOR]

The capacity requirement for currently installed 3G and 4G technologies has been driven by increasing internet data traffic. Intensified research into 5th generation wireless communication networks is currently underway on a number of fronts. The development of 5G will usher in a new era of ubiquitous, high-capacity radio. 5G is the telecom industry's future. It is a cutting-edge technology that will provide limitless opportunities for growth. It serves as a road map for our country's future growth and socioeconomic development, with the goal of becoming a $5 trillion economy by 2025. By 2026, India's 5G subscriptions will total 350 million, accounting for 27% of all mobile subscriptions. 5G will be a key driver of growth in every industry, including agriculture, manufacturing, healthcare, education, robotics, blockchain, and AI-powered drones. The global market for robotics alone is expected to reach $75.4 billion by 2026. As critical technologies such as AI, automation, and data capture continue to evolve at an exponential rate, the pace of change will be relentless. The current technical prospects are discussed in this paper. This paper examines the 5G communication network requirements and use cases, technological study areas, and projected problems for India, as well as the current technical prospects for 5G evolution. [ABSTRACT FROM AUTHOR]

In monitoring the ecosystem and climatic changes of the geomorphological area estimation of the Land Surface Temperature (LST) is important. In this paper we have estimated the fluctuation in ecosystem by correlating with LST, Atmospheric Temperature, Normalized Difference Vegetation Index (NDVI), Normalized Difference Water Index (NDWI), radiation and precipitation using Landsat 8 (OLI/ TIRS) imagery of Dehradun, Uttarakhand, India. Remotely sensed image of three consecutive year's i.e 2014, 2015 and 2016 of November were acquired to observe the correlation and inverse correlation among the parameters. In this paper Dark Object Subtraction and Radiometric Correction are done before image pre-processing Because of the cloud free conditions. Here no Atmospheric Correction is done. Ground trothing is also done to correlate the parameters obtained through satellite imagery. Regression analysis using R2 coefficient is also determined on the above parameters to estimate the correlation among them. R2 coefficient between LST and air temperature, max NDVI and max air temperature, max NDWI and LST, max NDWI and min NDVI shows positive correlation with accuracy equals to 99%. R2 coefficient between Radiation and LST shows inverse correlation which shows the direct impact on ecosystem disturbance. [ABSTRACT FROM AUTHOR]

This paper elaborates on the user acceptance risks and convenience associated with digital voting in a developing nation like India. It also details the execution of the digital voting process in various countries around the world. The purpose of this paper is to ascertain the viewpoint of Indian citizens towards digital voting by applying Technology Adoption Model 2 (TAM 2) and Unified Theory of Acceptance and Use of Tech. 2 (UTAUT 2) Models. A self made questionnaire was distributedamongst people of various age groups and varied professions. Analysis of the responses received was done using the Smart PLS software on factors like performance expectancy, willingness, trust in Tech., and government services trust. The results inferred that trust in Tech. and willingness is the two factors that affect the user's behavioral intentions. In contrast, performance efficiency and Trust in Government services do not. From the analysis, it can also be inferred that citizens have a positive perception of accepting digital voting as the future of India's voting. [ABSTRACT FROM AUTHOR]

In view of the current pandemic times, employing various tech-tools for making teaching interesting and engaging for students is essential. The unprecedented lockdown was a blessing in disguise for many teachers and it created ample room for teachers to explore alternative methods to teach and learn. Additionally, it has posed greater challenges in the field of education in general and teaching of English language in specific. A few challenging tasks include analyzing customized and user-friendly online tools, creating e-content, sharing learning materials, posting assignments, assessing as well as grading. Of these, the major problem for many teachers was teaching online i.e. adopting tech-tools, designing teaching content, delivering content online creatively and sensibly. The phases of lockdown period in India have opened doors for teachers to master many Web 2.0 tools. Moreover, it involved them in self-study, self-exploration and self-reflection for up-skilling and striving for their continuous professional development (CPD) along with integrating the desired tech tools in their teaching and learning process. Further, online teaching has become an integral part of all the teachers of English and consequently they have equipped themselves with necessary technical knowledge to keep abreast of the various tech-tools in synchronous and asynchronous modes of teaching. The aim of the paper is to share some of the user-friendly and free tech-tools for English language teachers. Apart from this, it presents benefits of teaching virtually employing selected online resources and the paper is concluded with research findings and suggestions. [ABSTRACT FROM AUTHOR]

The construction materials industry has been acclaimed as an enormous economy and is expected to continue to rise in future. Over the past few years, India's urban built environment has been expanding rapidly to accommodate the increasing urban population and to meet the rising aspirations of upscaling standards of living. In addition to new projects, redevelopment works are also prominent amongst the construction activities being undertaken all across our urban areas. The large-scale construction and demolition waste (C&D waste) is generated inadvertently from on-going construction activities with no major sustainable interventions or practices in place ever since. The state of art overview of C&D waste management practices and related legislation in India and select countries abroad provides sufficient opportunity for introducing and promoting circular economy (CE) in C&D waste management. This can be done through direct reuse or by recycling/ repair /refurbishment in different stages of construction projects. Reports on key infrastructure projects suggest project delays and cost over-run due to shortage of fresh stocks of primary construction materials. Promoting design of products or components remanufactured using dismantled or recycled C&D waste would no longer let the C&D waste remain as a threat to sustainable environment. Instead, the industry would get geared up to produce high-quality secondary raw materials that can be fed back into production processes. This will not just reduce the reliance on primary resources for construction materials like stone, sand, etc. but also promote the new business models which will focus on waste prevention and 'turning waste into resources' by effectively and efficiently utilizing C&D waste in a sustainable manner. This will embed circular economy in the system and also make the process more sustainable. Present models for sustainability assessment are primarily based on statistical records of C&D waste quantities and they rarely include all three aspects of sustainability (economic, environmental and social). This paper proposes a conceptual model of efficient C&D waste management strategies considering all the three aspects of sustainability. A conceptual model has been developed using the barriers and motivating factors obtained from literature review for implementation of effective C&D waste management for circular economy. Using existing knowledge of the components of C&D waste management system and the positive or negative relationships between them the proposed conceptual model focuses on strategies, institutional arrangement and economic circularity for managing the C&D waste. The paper highlights the need for an institutional framework and suitable strategies for efficient handling of C&D Waste. The paper concludes with possible future directions and potential policy recommendations for optimizing C&D waste management in India. [ABSTRACT FROM AUTHOR]

The paper traces as the prime objective, the students' perspective towards online studies amid COVID-19 pandemic outbreak which has turn out to be of utmost importance due to increased demand to opt for online learning as the only method of teaching and learning. It must also be addressed that the future of online learning is more promising and challenging as well. Overall rating for the acceptance towards online sessions, comfort level of students, ease of classes, access to and submission of the assignments and assessments, delivery of faculties, level of infrastructure available, existing technologies and internet connectivity of the students were recorded. Data was collected from the students of Department of Hospitality Management of a renowned deemed to be university in Dehradun, Uttarakhand, India through questionnaire over eight weeks lockdown period through 84 respondents between April and May 2021. The sample was made up of the undergraduate students. The paper shares a conceptual framework of Students' Perspective towards Online Studies amid COVID-19 Outbreak. [ABSTRACT FROM AUTHOR]

Over one billion students from 150 countries are impacted due to the COVID-19 driven lockdown and educational institution closure as per the report shared by UNESCO. Innumerous efforts have been put up by the Governments of every country to control the impact of the COVID-19 but unfortunately, there is no vaccine available till now so social distancing is the only way to have an upper hand on it. The COVID-19 pandemic has affected the educational systems worldwide and led to the widespread closures of Educational Institutions across the globe. Numerous educational reformers have long-held out the expectation that information and computer technologies (ICTs) will play a crucial and integral role in bringing the long-needed revolution to teaching and learning pedagogies. The situation which took place due to COVID-19, the Online Education Systems and Platforms (OESP) are playing an important role to continue with the teaching processes in the educational institutions during the worldwide closure. Statistical analysis of the covid situation on the teaching-learning process has been depicted in this paper. The present paper focuses on the change of action in the education system and the exponential growth that happened in the Online Education Segment in the 21st century. [ABSTRACT FROM AUTHOR]

The study is related to understanding the factors which influence Industries to dispose of their plastic waste. This research paper will also describe various factors that influence them to prefer the Informal or Formal Waste Collection Sector. With the rise of urbanization, the past decade, India is witnessing serious concerns relating to the disposal of plastic waste. Plastic pollution is increasing drastically day by day. According to the comprehensive sector survey by Greenpeace International, Fast Moving Consumer Goods (FMCG) Industries are the major contributor to the plastic pollution crisis. Their use of single-use plastic in their products has constantly been polluting the environment. However, this is just not limited to one industry; almost every industry pollutes the environment by unsafely dumping their plastic waste into the open. Moreover, this dumping is the Informal Sector collectors like Kabadiwallas or Rag pickers who dominate the sector with a 70% presence in urban cities. Though they are an essential part of the ecosystem due to their sheer presence, they lack the understanding of recycling all kinds of waste. As we know, plastics are non-biodegradable and take ages to decompose. Hence it becomes important to arrest this process and bring the onus to the Recyclers and other Formal Waste collectors into the mix. The recyclers are better equipped to handle the waste and provide transparency for the organization to know how its waste has been disposed. [ABSTRACT FROM AUTHOR]

Agriculture is one of the leading sectors needed for a nation's growth. In this industry, modernization is essential so that the quality and volume of the production are enhanced, particularly for developing countries such as India. Farmers even today follow the traditional techniques for doing cultivation. They are not able to get appropriate profits in fields because of water logging leading to excessive irrigation. The requirement of water varies from crop to crop and from soil to soil. This paper provides an optimum way for agricultural people where all activities are atomized, and the total yield can be improved substantially. This system includes various types of sensors to measure the required parameters. The concept of IOT can be implemented to achieve the objective in the agriculture sector, which leads to smart irrigation based upon real-time data. The smart devices at the remote places will control the activities integrated into many electronics devices, controllers, etc. [ABSTRACT FROM AUTHOR]

This paper is a study about COVID-19 cases in India to analyze and visualize the spread of COVID-19 cases in INDIA. For the analysis, the concept Exploratory Data Analysis (EDA) and some well know prediction models like Prophet Model, ARIMA Light GBM, Random Forest Regressor, XGBoost Regressor have been used to get the correct analyzed result. Furthermore, it has been observed that these prediction models and tools are helpful to analyze and visualize the COVID-19 situation in India and reason to spread it in optimal ways. Here, Matplotlib library has also been used to show the proper output in the form of graphs and charts. Analysis has been done on different Age/Gender Group. The Spike of Cases in India, State-wise Insights, the reason for the spread of COVID 19 cases. So, the main objective of this paper is to do analysis to know the reasonforCOVID-19 cases in India, State-wise Insight and State-Wise Testing, Prediction. To understand the optimal result of growth factors, the concept of Prophet Model ARIMA, LightGBM, Random Forest Regressor, XGBoost Regressor have been used on the data set. In addition, the data set includes the parameters of Age Group, Spike of Cases and Testing in India. From the literature survey, it has been observed that authors have used two and three techniques to analyze the result, but they have not used the methods we stated earlier for optimal result. This paper will provide the State-wise Insight and State-Wise Testing going in India with reason for spreading of COVID-19 cases. [ABSTRACT FROM AUTHOR]

In India, climate change has a huge impact on the agricultural sector. It directly affects crop yield, nutritional quality and productivity. In this paper, a model is devised to correctly predict the crop yield only from past data including factors like rainfall so that appropriate measures can be taken in the future. Machine Learning is one such tool which can be used to solve this issue. Random Forest Algorithm, XGBoost and K-Nearest Neighbor (KNN) Algorithm are the machine learning algorithms used for crop yield prediction in this paper and the one with higher accuracy can be used for future work. Further discussion includes how much impact each factor related to crop yield has on the predicted value so an ordinary farmer can plant and take care of his crops according to it and use this model for his daily work. In doing this, modernization of the agricultural sector is made possible and a boost is given to crop yield in India. [ABSTRACT FROM AUTHOR]

Steel has been widely used & accepted all over India in various sectors. The primary goal of this study is to learn more about steel production and industry growth in India, which has a significant impact on the Indian economy, accounting for around 2% of GDP. The paper briefly discusses steel demands, steel consumption & production rate, etc. The paper explores the background and history of the steel industry, as well as its development over time, such as the establishment of TISCO industries, SAIL, and other factors that contributed to India becoming the world's second-largest steel manufacturer with 111 crude steel MT production. The paper also considers the government initiative scheme & policies (National rail plan, Bharatmala scheme, Jal Jeevan, etc.) with their objective to improve the production & demands of steel. The paper provides a detailed review & vision of the National steel policy of 2017. This paper includes NSP 2017 goals & objective, which gives governments the expectation of reaching 300 MT of finished steel production in 2030-31. The paper also discusses the impact of steel on the infrastructure & construction industry, which consumes a larger portion of steel around 45-62% of total steel. This paper also provides a glimpse of the position of the Indian steel industry after the covid-19 pandemic (shows exports of steel have been grown by 22%) & sector-wise demand for steel. The problems that come along with the development of steel industries like CO2 emission (6.2% of total), waste generation & energy consumption (25% of total) have been also addressed in this paper. In this paper, an attempt has been made by the author to concisely review & explain steel industry growth over the years, the current scenario of the steel industry & its future aspiration through the various researcher reports & outcomes. In this paper, the outcome of the results has been briefly evaluated. [ABSTRACT FROM AUTHOR]

In the present times, Covid-19 is a great concern for every country as it is spread in multiple countries across the globe. In this paper, we will try to estimate potential consequences of SARS-CoV-2 transmission through a compartmental model. As many parameters may be observed to predict about number of deaths and covid-19 cases due to SARS-Cov2. We will use SEIRD model to predict basic reproduction number with the help of collected data of confirmed Covid-19 cases, deaths and the clinical parameters. In the next part of paper, we will try to make forecast about the number of deaths in India. [ABSTRACT FROM AUTHOR]

An overview of the mechanical properties of textile fiber materials is presented herein, including fiber strength, elongation, elasticity, wear resistance, modulus of elasticity, and other properties of non-conventional fiber materials (hemp, flax, jute, wood fiber, rice husks, straw wheat, oats, bagasse, barley, grass reeds, banana fiber, oil palm, empty fruit bunch, coir, sisal, cotton, kenaf, ramie, water pennywort, paper-mulberry, kapok, abaca, pineapple leaf fiber and Lotus fiber). Recent research has shown that these materials are more attractive to scientists than fiber reinforced composites due to their low cost, non-abrasive, and eco-friendly benefits. By developing biodegradable composites, natural fibers could be an important solution to solving current ecological and environmental issues. We have conducted a brief overview of natural fibers, as they are abundantly available in India out of which approximately 13.5 million tons of bananas are produced every year in India. The fiber from bananas is used as a raw material for some industrial products like paper, tea bags, currency, and polymer composites. The normally treated banana fiber retained a higher mechanical strength than the artificially treated strands. As far as synthetic way of behaving, the examples that were blended in with banana tree trunk debris precisely and other synthetically treated normal examples created outcomes that were exceptionally near conventional treated compound source samples. Hence, the utilization of eco accommodating wet technology innovation, for example, banana tree trunk debris preparation in form of ash, which can considerably lessen the utilization of synthetic compounds in the process for scouring system of materials. In this article we also find evidence that natural fibers can be used as reinforcement in polymer composite materials. They are a low-cost, renewable alternative to synthetic fibers. In contrast to synthetic fibers, banana fiber has certain advantages including low density, low cost, non-toxicity, comparable strength, and effortless disposal, yet with fiber treatments it can enhance the mechanical properties. It is reviewed in this paper how banana fibers differ in use, application and properties. [ABSTRACT FROM AUTHOR]

This paper presents the requirement and performance of shear wall during seismic activity. Buildings that appeared to be solid enough during an earthquake may tumble like houses of cards, exposing flaws. The recent earthquake in Bhuj in 2001 demonstrated that the majority of buildings collapsed were determined to be insufficient to meet the standards of today's codes. India has had four major earthquakes in the last decade, all of which have been disastrous to moderate intensity. Our land is frequently shaken by earthquakes. It has elevated the stakes since there have been concerns regarding the capacity of framed constructions to resist strong motions. Many structures were severely damaged or collapsed. A non-linear static pushover analysis has been studied. In this paper, shear wall performance on the structures is studied from the literatures. [ABSTRACT FROM AUTHOR]

India is rapidly becoming a growing E-commerce destination. With the quick utilization of the web, E-commerce has been expanded with the climax. E-commerce deals with the selling and purchase of goods and services, or transportation of assets or information, mainly over the web. Presently a day's data assumes a critical part in the group. Hence, it is important to frame the information of E-commerce. In this paper, we have discussed different models of E-commerce transactions along with the information security approach of E-commerce. The approach includes the process, dimension, and security threats related to the E- commerce environment. This paper gives a comparative analysis of different E-commerce sites. [ABSTRACT FROM AUTHOR]

Two main domains of Indian economy are agriculture and manufacturing. More than 50 percent of the total employment force directly, indirect depends on agriculture which contributes around 17-18 percent to the country's GDP from agriculture. Uncertainty in production, changing government policies, urbanization effects this percentage and an estimated drop in this work force would be 25.7 percent by 2050. With the challenges which are may or may not be controlled by human intervention, but use of different machine and technology can work coping against those natural factors in one or another way. Unmanned Air Vehicles with sensors, synonym for Flying Agriculture Networks is a new technology for agriculture is widely used for different chore in agriculture and prove their efficiency to improve the production. This technological transformation supports the farming communities for improvement, can become a strong key to feed the growing population of world. With increasing availability of affordable systems, use of smart systems may boost the production towards rising consumer expectation and cares the rapid growth of agriculture production. India accounted for 55 per cent market share of the US$ 200-250 billion global services sourcing business in 2019-20, which is the largest sourcing destination; on the other hand, India accounted for only 8 percent for smart agriculture devices. Use of technology in India for agriculture is a big challenge due to traditional believes, social and political issues. This paper survey is about Indian perspective for the use of FANET in agriculture, their challenges and opportunities. A detailed survey is conducted with 2000 farmers across the India for availability and challenges facing by them to use technology. Paper is also discussing the Government support, initiatives in last few years and current reports for use of UAV's in the Indian Agriculture. [ABSTRACT FROM AUTHOR]

Cryptocurrency is a form of virtual currency which uses the method of encryption. Like paper currency, any person may invest in cryptocurrency and make transaction in the digital world. But the biggest weakness of this virtual or digital currency is that it works in a decentralized system and is not regulated in India. However, efforts have been made by government time to time for its regulation. Supreme Court of India plays very important role for the existence of the cryptocurrency in the country as it uplifts the blanket ban on cryptocurrency transaction imposed by the Reserve Bank of India. This paper discussed the meaning of cryptocurrency and how it works. Further it discussed the regulatory journey of cryptocurrency in India. [ABSTRACT FROM AUTHOR]