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This paper aims to understand how Artificial Intelligence (AI) can help the financial sector, in general, promote financial inclusion. Artificial Intelligence (AI) has been growing at an unprecedented rate, thanks to a higher acceptance of new technological advancements. AI applications are being used in diverse fields, and the Banking, Financial Services, and Insurance (BFSI) Industry in India is one of the beneficiaries. The paper showcases the paradigm shifts due to the application of AI in the Indian Banking Sector compared to the earlier traditional banking mechanisms. AI applications, especially in the Banking Sector, benefit the underprivileged community greatly in helping them improve their access to credit lending, banking services and other critical information. The paper recommends using AI applications to ensure that the financially inactive/underprivileged sector participates in financial markets and benefits. Secondary Data is collected to gather information regarding the implementation of AI applications in the Banking and Financial Services industry and its impact on financial inclusion. The paper examines that artificial intelligence significantly affects financial inclusion, especially in solving information asymmetry, improving banking and credit services access to the underprivileged (low-income groups), providing customer service, and support through chatbots, fraud detection, and network security. [ABSTRACT FROM AUTHOR]

Unmanned aerial vehicles (UAVs) are being employed more frequently for defense and civilian applications these days. Despite the fact that modern technology has many advantages, it also creates new business and industrial challenges. Current laws and regulations cannot be applied to UAV's due to the fact as they are not required to use in existing infrastructure. Even in dire circumstances, UAV's may quickly overcome physical obstacles and pose a threat to society. Hence, the present manuscript focused on creating a Drone Protection System (DPS). In India over the past ten years, the use of drones for both military and civilian purposes have been evaluated. To mitigate the dangers posed by UAVs, counter-drone technologies are also being put together in the interim. This paper examines the aforementionedproblem and provides suggestions to reduce the growing threat posed by drones. Moreover, modern technologies like artificial intelligence (AI), cognitive global positioning system avoidance, and hardware application security must be considered when evaluating the efficiency of anti-drone systems. A prototype for the Anti-Drone UAV system that can capture potentially dangerous UAV's in the air is presented in this paper. The aim of the present work includes the state of the art anti-drone capture mechanism with various existing ways to halt unidentified drones, and also to determine the best method for slicing the target in half. With the first preliminary observation, a simplified Net gun is modeled and affixed with the Anti-Drone Quad copter, and successfully deployed for capturing the UAV's. The obtained results and the present concept may be used to further develop a swarm mechanism for national aerial defense as a future work. [ABSTRACT FROM AUTHOR]

Artificial intelligence (AI), Blockchain, and the Internet of Things are all new technologies impacting people's lives. These technologies can change how we communicate, run our businesses, and even how governments work for their people. Artificial intelligence has disrupted the way traditional marketing practices are conducted and changed how business processes are done. Organizations and governments increasingly turn to artificial intelligence (AI) to improve customer experience, operational efficiency, fraud detection, and cyber security. The revolutionary buzzword, artificial intelligence (AI), has transformed our personal and professional lives. Industry 4.0 considers AIadoption significant due to its potential benefits. Since its inception, it has presented several possibilities and difficulties to various businesses. As a result, several AI-powered technologies have been created, and they have the potential to raise significantly living standards while also boosting the economy. This paper has conducted a conducive study of the marketing tools and techniques that adopt AI while looking through the loopholes to suggest howAI can be adopted quickly into the day-to-day lives of the human race. Based on this, it has recommended a course of action for India that entails the development of infrastructure, policies and rules, research and development, and humanresources. It is necessary for all parties involved to gather and address these problems. Infrastructure development, applications in the public sector, policy & regulation, technological development, and human resource development are all key responsibilities of the government. However, with the assistance of business, they may be accomplished effectively. For this study, the authors have employed secondary data. Future empirical studies might be conducted to compare the development of artificial intelligence technology in India to that of other emerging nations. The study is based on secondary data to demonstrate the development of artificial intelligence technology in India and overseas. However, empirical research may be conducted in the future. The writers' original points of view are presented in the article. [ABSTRACT FROM AUTHOR]

Child brutality is one of the maximum abhorrent crimes winning in our society. Child Sexual Abuse (CSA) has handiest lately been publicly stated as a trouble in India. Around five kids die each day because of toddler abuse. Children who carouse in toddler abuse and forgot are nearly 60 percent much more likely to be arrested as buds, 30 percent much more likely to be arrested as a fully grown up person. Any shape of abuse or brutality to a toddler does be counted and cannot be forgotten. It influences the intellectual fitness of a toddler so greatly that it affects his future life. So, taking right measurements for saving each toddler from any form of brutality is a must. This paper advances a changed deep learning-primarily based totally LSTM set of rules is used for sexual goal detection and save the kid from abuse via no longer permitting the kid to go to the vicinity or with that individual. This CAP API could be capable of digging out and alert toddler misuse in real-time with none privateness breach. Threat detection primarily based totally handiest at the net surfing behaviour of clients. Child Abuse evaluation is primarily based totally on a multi-frequency dataset supplied via a prime Network Service Provider. CAP has been restricted to prevent sensual offenses towards kids at the darkish net and AI. Before it happens, stopping toddler sexual abuse has emerged as a serious problem and vital attempt from all regions of society: own circle of relatives caring, academy, community-primarily based totally treatment, and social trust. A progressive Sexual Intention literacy plan to conflict toddler sexual abuse is suggested to decrease adolescent crime at the darkish net. Every toddler, parent, teacher, or social employee who works with kids have to fete what toddler sexual abuse is and forestall it. [ABSTRACT FROM AUTHOR]

The phrase "Fintech" (Financial Technology) refers to software and other cutting-edge technology utilized by companies that offer automated and enhanced financial services. It is a term used to describe a new technology designed to enhance and automate the provision of financial services. With 6,636 FinTech businesses, India has the highest rate of FinTech adoption internationally and is one of the fastest-growing Fintech industries. India has made significant progress in the area of digital payments, recording over 5.7 BN transactions each month in September of this year, amounting to about $2 TN (Total Digital Payments). India will surpass the combined total of the US, UK, and China in terms of real-time online transaction volume in 2020 with 25.5 Bn real-time payments transactions. This survey paper elaborates on different aspects of the Fintech sector in India, and various issues faced by many prominent fintech companies like unbanked population, regulation, technology integration, user experience, etc. It also describes technologies that underpin fintech business models, including blockchain technology, machine learning, artificial intelligence (AI), Cloud computing, the Internet of Things, etc. [ABSTRACT FROM AUTHOR]

Living in the 21st century, Technology has acquired an immense prevalence around the world which assists people with being more productive. Innovation has been spread all around the world securing outrageous importance on streams like Education, Industry, Trade as well as Agriculture. India being a critical Agriculture arranged country, it lacks on different benefits of new advancements which assist them with being more productive. Utilization of more current advancements are not found in farming fields. This paper predominantly points on making an Automatic talk bot model by applying Artificial Intelligence on the fundamental necessities of Farmers and Agriculture such as soil type, crop, environment, assessed benefit, Government advantages and Workshops conducted on giving Agricultural guidance to farmers. The bot is prepared with various sorts of inquiries. It replies to any queries or questions raised by a farmer based on the preparation dataset given. It applies Naive Bayes Algorithm to distinguish fitting response from rundown of prepared questions and even figures out how to respond to inquiries on which the bot has not been prepared and gives a response on most extreme capability. [ABSTRACT FROM AUTHOR]

Emission-free economy is an achievable target with the formulation of policies by the Governments around the globe. A major contribution is made by the transport industry. Delhi is one of the examples among the cities in India which is polluting the air by transportation which is about 20 percent. Towards achieving the Sustainable Development Goals, the nation has to take a different trajectory from concentrating on the technical aspect of reducing the hazardous emissions to refining the regulatory awareness. The research study is based on the statistical inputs provided by the government agencies and the judicial verdicts seeking a pollution free atmosphere. The Judiciary has been proactively recommending and directing the respective government to take necessary action towards controlling the pollution caused due to road transport. Nevertheless, the use of Artificial Intelligence has been an area which has not been strongly recommended by the apex court. The regulatory and judicial control over the emissions is towards a penalizing perspective and the technological assistance has not been resorted to. Though a one hundred percent emission-free economy is not a possibility, the areas which are still not explored or have not been brought under the purview of consideration have been the scope of study in the research paper. [ABSTRACT FROM AUTHOR]

With the ease of internet access, social media has proven as the mecca of connecting people worldwide, but as much as social media has established itself as a boon for people, it is a curse as well. Within a short time, social media's impact has brought the whole world together in one spot where individuals may express their thoughts and ideas. With India's user report standing at 518 million in 2020, the number might go up to 1.5 billion by 2040, while the worldwide social media users number stands at 4.55 billion people, which is more than a half-world now. Social media has undoubtedly proved a boon, opening doors towards ample opportunities for people worldwide, from allowing them to do business online to showcasing their talents which sometimes boosts their career once they get recognized. However, coming to the darker side, social media can be labelled as a curse as well in place of the boon, given the occurrence of cybercrimes, be it burglary or theft of personal data, spamming, impersonating by creating fake id using people's information present over social network handles, cyberbullying or sex crimes (especially paedophiles), and the list continues. The following study outlines the precautionary steps to safeguard oneself against cybercrimes and reviews the concerned research papers covering threat analysis of social media crimes using Artificial Intelligence. [ABSTRACT FROM AUTHOR]

We are now living in the era of E-commerce where people can access their favourite products with a mere click. But E-commerce has its pros and cons, and the flip side is when it comes to the tactile feel and the physical inspection of a product. Although, the E-commerce market has had a huge impact, it cannot be denied that people still love to shop in retail outlets like supermarkets and shopping malls. The major drawback with retail shopping is the long time taken for the billing. If truth be told the time spent at the billing counter seems to be more than the time spent for the actual choice of products in the shop. The panacea can be in the use of AI or Artificial Intelligence. Soon artificial intelligence is definitely going to make a drastic change in the field of marketing and having an impact on customer behavior as well. In this paper we propose a framework that consists of a Computer vision driven AI approach which will reduce the time of billing to nearly fourfold. It is an automatic billing and payment system which will greatly reduce the time spent for payment of the bill. A specific UPI QR code will be generated for each bill which can be used by the customer and paid through Google Pay. [ABSTRACT FROM AUTHOR]

Agriculture is one of the essential aspects in any country's development, as it provides the major source of food, employment, for its importance in nation's revenue and international Trades. India is one such country which depends on agriculture for its economic growth. Indian agriculture sector accounts for 18% of the country's GDP and it provides employment for more than 50% of rural population. As many of the Indian farmers are still using the traditional technologies in farming which are integrated more with hard work than smart work, most of the youth in India are not interested towards the agriculture. As the technology is enhancing day by day, the agriculture sector will also certainly need to adopt new trends and technologies into it, so as to increase the productivity and profits. One such way is to transform our traditional agricultural practices into smart farming by introducing drones into the farming to not only drag the attention, interest among the young people towards the agriculture but also to increase the productivity and profits. We can make the efficient use of drones in monitoring overall crops health, while inputting the seeds, fertilizers, pesticides and in detecting the threats like weeds, pest, fungi quickly. This paper will discuss about the importance and advantages of usage of the drones in Indian agriculture. [ABSTRACT FROM AUTHOR]