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86 results on '"Filotto, U."'

11. The Italian Alternative Dispute Resolution (Adr) Mechanism and Customer Behaviour

Author

Bernardi, C, Caratelli, M, Filotto, U, Mattarocci, G, AAVV, Bracchi G., Filotto U., Masciandaro D., Bernardi, Cristiana, Caratelli, Massimo, Filotto, U., and Mattarocci, G.

Subjects
Settore SECS-P/11 - Economia degli Intermediari Finanziari, Alternative Financial Dispute Resolution Mechanisms, Consumer Credit
Published
2016

12. 'Empowering Borrowers: is the APR the Most Appropriate Choice Indicator? A Behavioral and Empirical Analysis

Author

Caratelli, M, Filotto, U, Mattarocci, G, VIALE, RICCARDO, AAVV, Giampio Bracchi, Umberto Filotto, Donato Masciandaro, Caratelli, Massimo, Filotto, Umberto, Mattarocci, Gianluca, Viale, Riccardo, Bracchi, G, Filotto, U, Masciandaro, D, Caratelli, M, Mattarocci, G, and Viale, R

Subjects
financial behaviour, statistical literacy, credit, Settore SECS-P/11 - Economia degli Intermediari Finanziari, M-FIL/02 - LOGICA E FILOSOFIA DELLA SCIENZA, consumer credit, consumer protection, borrowing decisions
Published
2015

14. 'Il bilancio delle società di credito al consumo'

Author

Filotto, U, Mastidoro, F, and Piano Mortari, G

Subjects
bilancio intermediari finanziari, Settore SECS-P/11 - Economia degli Intermediari Finanziari, credito al consumo, società finanziarie
Published
2016

19. Non è mai troppo tardi: l'imperativo ergonomico nella financial education

Author

FILOTTO U., NICOLINI G., CARATELLI, MASSIMO, NACCARATO, ALESSIA, F. Battaglia, P. Bongini, M. Caratelli, A. Carretta, U. Filotto, C. Howorth, A. Naccarato, G. Napolitano, P. Schwizer et al., G. Bracchi, D. Masciandaro, Naccarato, Alessia, Caratelli, M., Filotto, U., G., Nicolini, AAVV, BRACCHI G., MASCIANDARO D., Caratelli, Massimo, and Nicolini, G.

Subjects
financial education, financial literacy, Settore SECS-P/11 - Economia degli Intermediari Finanziari, Self-assessment, Financial literacy, Educational online tool
Abstract

The recent global financial crisis has drawn the attention of both scholars and supervisory authorities to the issue of financial education in the hope that it might contribute to the development of more efficient markets. By the most basic definition, financial education is the series of measures designed to improve financial literacy. The latter relates to a person’s competence for managing money and addresses the area of individual knowledge, capability and motivation (Noctor et al., 1992). Financial literacy requires confidence in more than just one topic of personal finance such as credit, budgeting, investment processes, and planning (Remund, 2010). A few countries, firstly among them the United States, the United Kingdom and Australia, have already implemented a number of financial education initiatives starting from the early 2000. The addressees are usually high school or university students. At the same time, those countries have conducted surveys with a view to evaluating the effectiveness of the programs that had been carried out. Despite the considerable efforts and the number of analyses, their outcome is still uncertain: the widespread lack of financial literacy casts serious doubts on the ability of individuals to make responsible decisions (Lusardi, 2008), whilst there is no strong evidence that substantiates a contribution of school and university education to personal financial growth (Martin, 2007). In spite of the poor findings, the financial education initiatives arouse considerable enthusiasm and entail the allocation of massive investments, not infrequently taken away from the development of alternative consumer protection tools. This work reviews the determinants of responsible behaviors in order to offer policymakers guidance in the adoption of effective educational programs. In the last section of the essay, a self credit assessment tool is presented as application of the principles identified.

Published
2009

22. Valore o valori: La prospettiva della banca del territorio

Author

Filotto, U, Caratelli, M, Milani, C, Torriero, G, AAVV, BRACCHI G., MASCIANDARO D., Filotto, U., Torriero, G., Caratelli, Massimo, and Milani, C.

Subjects
Settore SECS-P/11 - Economia degli Intermediari Finanziari, economia locale, banche, performances
Published
2006

26. La banca tra pubblico e privato

Author

Filotto, U, Mattarocci, G, and Mottura, P

Subjects
Settore SECS-P/11 - Economia degli Intermediari Finanziari
Published
2012

28. Il consumerismo

Author

Filotto, U and Nicolini, G

Subjects
Settore SECS-P/11 - Economia degli Intermediari Finanziari, consumerismo, credito al consumo, educazione finanziaria
Published
2011

29. La nuova disciplina del credito al consumo

Author

Filotto, U and Cantoni, F

Subjects
CREDITO, Settore SECS-P/11 - Economia degli Intermediari Finanziari, DISCIPLINA, CONSUMO, agenti, credito al consumo, mediatori, normativa
Published
2011

30. 'Financial Education; theory and practice'

Author

Filotto, U

Subjects
Settore SECS-P/11 - Economia degli Intermediari Finanziari, financial literacy, Financial education, Financial education, financial literacy
Published
2011

44. Qualche riferimento concettuale

Author

Filotto, U

Subjects
Settore SECS-P/11 - Economia degli Intermediari Finanziari, banca, organizzazione, bancari, motivazioni
Published
2005

45. E quindi?

Author

Filotto, U and Giommi, F

Subjects
Settore SECS-P/11 - Economia degli Intermediari Finanziari, banca, motivazioni, organizzazione, bancari
Published
2005

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