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MSMEs are recognized as a sector that drives economic growth. However, MSMEs often face challenges in financial management, including the accurate and reliable preparation of financial reports. Based on research activities, it was found that 75% of MSMEs do not regularly manage and present financial information. This is attributed to several issues faced by MSMEs. The primary problem identified is the limitation of competent human resources. The majority of MSMEs lack adequate financial experts. Additionally, some MSMEs also encounter issues such as a lack of understanding of proper financial information recording for appropriate business decision-making. However, the current trend of using digital payment QRIS is considered very high and continuously increasing, driven by the role of QRIS in providing benefits to merchants, including MSMEs. This research was conducted on MSMEs located in Bandar Lampung and aimed to analyze the role of QRIS in driving MSME performance in the context of enhancing the quality of financial information. The purposive sampling technique was utilized for sampling. A questionnaire was used as a research tool, employing Structural Equation Model (SEM) as the data analysis technique, including outer model and inner model testing. The research results indicate that the quality of financial information, as an intervening variable, can indirectly influence the improvement of MSME performance following the implementation of QRIS in the digital payment.

This study aims to empirically examine the factors that influence the intention or interest of coffee shop consumers to use QRIS in Denpasar, Bali. By understanding the factors that shape coffee shop consumer interest in using QRIS, it is hoped that the implications for business practices and policies will be more effective. Empirical data was collected by distributing questionnaires online involving 446 respondents and analyzed using SmartPLS3. This study provides empirical evidence that consumers' intention to use QRIS is positively and significantly influenced by perceived benefits and socialization. This study also found that socialization related to QRIS was positively and significantly influenced by perceived benefits and obstacles of QRIS, besides that the role of socialization was able to mediate perceptions of benefits on coffee shop consumer intentions in using QRIS. Perceived obstacles have a negative relationship to intentions, but both do not have a significant effect as well as the role of socialization which is unable to mediate between perceived QRIS barriers to intentions. This indicates that the benefits offered by QRIS with ongoing socialization regarding the benefits of QRIS are able to make consumers intend to use QRIS. The findings of this study have implications for policy makers to improve the security features of QRIS and increase socialization regarding the safety of using QRIS.

Purpose: This research as determine the perception of MSME entrepreneurs in the city of Medan in the post-covid-19 era. Design/methodology/approach: This type of research is field research by conducting interviews and Focus Group Discussions (FGD) conducted on MSME entrepreneurs in Medan City who use QRIS and how their preferences and perceptions are, especially for culinary entrepreneurs. Findings: The results of this study are the tendency of MSME entrepreneurs to prefer cashless transactions instead of QRIS because there are network constraints, lack of consistency in real time when transacting, administrative costs are imposed for MSME entrepreneurs so that they tend to cashless transactions other than QRIS so that MSME entrepreneurs do not prioritize the use of QRIS. Furthermore, from the perception of post-covid-19 era MSME entrepreneurs that purchasing power is low, however, the use of QRIS has not shown an increase in business income. Research, Practical & Social implications: Demonstrate the use of QRIS services that can increase the business income of MSME Users. Originality/value: This research provides an affirmation in the thinking of the use of QRIS services that can be developed in a more comprehensive and in-depth research. On preferences and perceptions of MSME and their competencies, considering perception entrepreneurs that purchasing use QRIS.

Pasar Badung as a traditional trading center has great potential to adopt a non-cash payment system to increase transaction efficiency and convenience. Pasar Badung is also known as the economic heart of Bali Province. This service activity aims to increase consumer literacy and understanding of digital payments in the form of QRIS. This activity was assisted by an informative poster entitled "Ngiring Ngangge QRIS" as an information medium. The results of this service show a significant increase in literacy in non-cash payments at the Badung Market. There was an increase in understanding of visitors after participating in this outreach. QRIS education and outreach are effective in increasing literacy in non-cash payments at the Badung Market. These steps encourage the adoption of modern payment technologies among visitors, contribute to transaction efficiency and increase awareness of the benefits of these technologies. It is hoped that the results of this service can become a reference for similar efforts to increase financial literacy in traditional markets and other sectors., Pasar Badung sebagai salah satu pusat perdagangan tradisional memiliki potensi besar untuk mengadopsi sistem pembayaran non-tunai guna meningkatkan efisiensi dan kenyamanan transaksi. Pasar Badung juga dikenal sebagai jantung perekonomian Provinsi Bali. Kegiatan pengabdian ini bertujuan untuk meningkatkan literasi dan pemahaman konsumen tentang pembayaran digital berupa QRIS. Kegiatan ini dibantu dengan poster informatif berjudul “Ngiring Ngangge QRIS” sebagai media informasi. Hasil dari pengabdian ini menunjukkan peningkatan signifikan dalam literasi pembayaran non-tunai di Pasar Badung. Terjadi peningkatan pemahaman pada pengunjung setelah mengikuti sosialisasi ini. Edukasi dan sosialisasi QRIS efektif dalam meningkatkan literasi pembayaran non-tunai di Pasar Badung. Langkah-langkah ini mendorong adopsi teknologi pembayaran modern di kalangan pengunjung, berkontribusi pada efisiensi transaksi, serta meningkatkan kesadaran akan manfaat teknologi tersebut. Diharapkan hasil pengabdian ini dapat menjadi acuan bagi upaya serupa dalam meningkatkan literasi finansial di lingkungan pasar tradisional dan sektor lainnya.

Pasar Badung as a traditional trading center has great potential to adopt a non-cash payment system to increase transaction efficiency and convenience. Pasar Badung is also known as the economic heart of Bali Province. This service activity aims to increase consumer literacy and understanding of digital payments in the form of QRIS. This activity was assisted by an informative poster entitled "Ngiring Ngangge QRIS" as an information medium. The results of this service show a significant increase in literacy in non-cash payments at the Badung Market. There was an increase in understanding of visitors after participating in this outreach. QRIS education and outreach are effective in increasing literacy in non-cash payments at the Badung Market. These steps encourage the adoption of modern payment technologies among visitors, contribute to transaction efficiency and increase awareness of the benefits of these technologies. It is hoped that the results of this service can become a reference for similar efforts to increase financial literacy in traditional markets and other sectors., Pasar Badung sebagai salah satu pusat perdagangan tradisional memiliki potensi besar untuk mengadopsi sistem pembayaran non-tunai guna meningkatkan efisiensi dan kenyamanan transaksi. Pasar Badung juga dikenal sebagai jantung perekonomian Provinsi Bali. Kegiatan pengabdian ini bertujuan untuk meningkatkan literasi dan pemahaman konsumen tentang pembayaran digital berupa QRIS. Kegiatan ini dibantu dengan poster informatif berjudul “Ngiring Ngangge QRIS” sebagai media informasi. Hasil dari pengabdian ini menunjukkan peningkatan signifikan dalam literasi pembayaran non-tunai di Pasar Badung. Terjadi peningkatan pemahaman pada pengunjung setelah mengikuti sosialisasi ini. Edukasi dan sosialisasi QRIS efektif dalam meningkatkan literasi pembayaran non-tunai di Pasar Badung. Langkah-langkah ini mendorong adopsi teknologi pembayaran modern di kalangan pengunjung, berkontribusi pada efisiensi transaksi, serta meningkatkan kesadaran akan manfaat teknologi tersebut. Diharapkan hasil pengabdian ini dapat menjadi acuan bagi upaya serupa dalam meningkatkan literasi finansial di lingkungan pasar tradisional dan sektor lainnya.

Perkembangan teknologi yang semakin hari semakin terus berkembang sehingga masyarakat harus bisa beradaptasi dengan cepat dengan perubahan tersebut. Salah satu perkembangan yang harus mulai diikuti oleh masyarakat adalah pembayaran secara tunai menjadi non tunai. Hadirnya aplikasi QRIS yang menjadi salah satu cara untuk memudahkan kegiatan transaksi pembayaran dalam kegiatan bisnis. Hal inilah yang kemudian coba diterapkan di pasar pabaeng-baeng, dimana penjual dan pembeli diharapkan bisa bertransaksi tidak lagi secara tunai. Hasil penelitian menunjukkan bahwa penggunaan QRIS di pasar tradisional Pa’baeng-baeng kota Makassar kurang efektif hal ini dikarenakan implementasi, efisiensi dan respon konsumen terhadap penggunaan QRIS sangat kurang. Hambatan pedagang dan pembeli dalam penggunaan QRIS adalah penguasaan teknologi informasi dan komunikasi pelaku usaha serta kurang efektif dan efisien penggunaanya bagi pelaku usaha sebab pendapatan harian yang dihasilkan pedagang langsung mereka gunakan untuk membeli barang yang kosong .

Desa Terampil program is an implementation of the awareness about the importance of mastering skills in using technology, especially in the fields of education and economy. This program was implemented by the KKN Tematik Team of the Faculty of Mathematics and Natural Sciences, Universitas Negeri Makassar in two places, which are SMK Negeri 3 Bone and SMP Negeri 1 Libureng. The main objectives of this program are to improve the ability of teachers to use Canva in making learning media and disseminating information about the QRIS digital payment system. The results obtained are that teachers can use Canva in making learning media and students and teachers recognize and can use QRIS in transactions.

Desa Terampil program is an implementation of the awareness about the importance of mastering skills in using technology, especially in the fields of education and economy. This program was implemented by the KKN Tematik Team of the Faculty of Mathematics and Natural Sciences, Universitas Negeri Makassar in two places, which are SMK Negeri 3 Bone and SMP Negeri 1 Libureng. The main objectives of this program are to improve the ability of teachers to use Canva in making learning media and disseminating information about the QRIS digital payment system. The results obtained are that teachers can use Canva in making learning media and students and teachers recognize and can use QRIS in transactions.

This study aims to empirically examine the factors that influence the intention or interest of coffee shop consumers to use QRIS in Denpasar, Bali. By understanding the factors that shape coffee shop consumer interest in using QRIS, it is hoped that the implications for business practices and policies will be more effective. Empirical data was collected by distributing questionnaires online involving 446 respondents and analyzed using SmartPLS3. This study provides empirical evidence that consumers' intention to use QRIS is positively and significantly influenced by perceived benefits and socialization. This study also found that socialization related to QRIS was positively and significantly influenced by perceived benefits and obstacles of QRIS, besides that the role of socialization was able to mediate perceptions of benefits on coffee shop consumer intentions in using QRIS. Perceived obstacles have a negative relationship to intentions, but both do not have a significant effect as well as the role of socialization which is unable to mediate between perceived QRIS barriers to intentions. This indicates that the benefits offered by QRIS with ongoing socialization regarding the benefits of QRIS are able to make consumers intend to use QRIS. The findings of this study have implications for policy makers to improve the security features of QRIS and increase socialization regarding the safety of using QRIS.

Digitalization has encouraged Bank Indonesia to develop an integrated payment system infrastructure, namely QRIS, so that transactions are easier, faster, and secure. This study aims to determine interest in using QRIS with approach Technologi Acceptance Model 3. The population of this study is generation Z who live in Yogyakarta. This study obtained a sample that fits the criteria of 100 respondents. The results of data collection are then processed using the SmartPLS 4.0 application. Based on the test results, it shows that almost all variables have a positive and significant effect, except for the subjective norm variable which does not have a significant effect on perceived usefulness, Digitalisasi mendorong Bank Indonesia mengembangkan infrastruktur sistem pembayaran yang terintegrasi yaitu QRIS, agar transaksi menjadi lebih mudah, cepat, dan terjaga keamanannya. Penelitian ini bertujuan untuk mengetahui minat penggunaan QRIS dengan pendekatan Technologi Acceptance Model 3. Populasi penelitian ini adalah generasi Z yang berdomisili di Yogyakarta. Penelitian ini memperoleh sampel yang sesuai dengan kriteria sebanyak 100 responden. Hasil dari pengumpulan data kemudian diolah menggunakan aplikasi SmartPLS 4.0. Berdasarkan hasil pengujian menunjukkan hampir semua variabel berpengaruh positif dan signifikan, kecuali pada variabel norma subjektif yang tidak berpengaruh signifikan terhadap persepsi manfaat

This research wants to examine how the potential for zakat infaq and alms (ZIS) can be maximally absorbed by using a digital-based fundraising strategy, namely QRIS (Code Indonesian Standard). BAZNAS Banyumas Regency is present in providing qualified services by maximizing technological developments through QRIS. Because by looking at the positive trend phenomenon of BAZNAS fundraising since 2016-2021. This could be a great potential that must be developed. This research is a field research that is descriptive in nature, that is, the researcher describes and reports a situation related to the events that occurred. Researchers conducted observations, interviews, and documentation of QRIS users, especially the people in Banyumas, which were then collaborated with data from Amil and Muzakki BAZNAS Banyumas district. The results of the study show that BAZNAS in Banyumas Regency seeks to collect, manage and distribute zakat, infaq and alms funds using technology through a digital-based service process, namely QRIS. While the fundraising strategy carried out by BAZNAS Banyumas Regency is to determine the segments and targets of muzakki, prepare human resources, build a communication system, and compile and implement a service system.