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1. Cyber Dilemma: Insurers Face Evolving Ransomware, Demands as Attacks Escalate

2. Mix of Forces Set to Shape Insurance Markets in Coming Year: Inflation, recession, interest rates and more present new concerns for insurers

3. A glimmer of hope for an Endangered temperate soft coral: the first observations of reproductive strategies and early life cycle of Dendronephthya australis (Octocorallia: Malacalcyonacea)

5. Risk Managers Walk a Tightrope: Risk managers say they're seeing their roles evolve as the old work environment undergoes profound change

6. Shock Verdicts: Insurers Sound the Alarm as Billion-Dollar Jury Awards Drive Up Claims Costs: Insurers say they're struggling to restrain social inflation--fueled by a rash of so-called 'shock verdicts'--that has harmed the industry and threatens the overall economy

7. AM Best: Inflation Will Impact Insurance in 2023, but Expect Moderation: Three AM Best analysts discuss expectations of a hard market, and in commercial lines, most of the premium growth will come from price increases due to the impact of social inflation and economic inflation

8. College Standouts: Survey Provides View of Top College Risk Management and Insurance Programs

9. The View to 2022: Insurers Face New Year With Cautious Optimism Insurers see plenty of challenges ahead, including cyberrisk, growing catastrophe losses and lingering impacts of COVID-19. But, surprisingly, not all is gloomy

10. Prospecting for the Next Great Risk Opportunity: Underwriters need to think about how they invest time and capital in launching new products and searching for new opportunities

11. Cyberattacks: Insurers Defend Against Ransomware: Battered by losses, cyber insurers have begun to work with the government and each other to mitigate losses and find solutions to an emerging threat

12. Insurers Pitch Stand-Alone Cyber Policies as 'War Exclusion' Faces Uncertain Future: Insurers and their advocates say two lawsuits targeting the use of the war exclusion in property insurance contracts illustrate the need to purchase stand-alone cyber policies amid the rise of ransomware attacks

13. Insurers Call for Reform, Public Awareness in Fight to Curb Shock Verdicts: Insurers have called for greater transparency, and making sure everybody involved in the case is aware when third-party litigation funding is involved. They've also revived the idea of tort reform and setting limits on damages in lawsuits

14. Insurers: Third-Party Litigation Is Fueling Rise in Shock Verdicts: Third-party litigation is becoming its own industry, insurers say, with hedge fund managers adding in-house legal funding investment units to beef up their growing operations

16. New Ransomware Worry: Insurance Can Present Solutions and Problems for Cybersecurity: Insurance policies could be a 'guide' for cybercriminals to determine how much to demand in ransomware attacks, said Erik Weinick, attorney and co-founder, Otterbourg P.C.'s Privacy & Cybersecurity practice

18. Swiss Re Research Shows Apps Can Play an Important Role in Mental Health Support: Some people prefer the anonymity of interacting with artificial intelligence, rather than a human being, according to the insurer

19. Consumers Report Declining Satisfaction With Insurance-Related Apps: A recent J.D. Power study recommends insurers look to their banking peers for how to improve the digital experience

20. APCIA: Inflation Will Make the P/C Industry Pay in 2023: The American Property Casualty Insurance Association is worried that inflation exacerbated by natural disasters such as Hurricane Ian and social inflation will make the industry suffer next year

21. App Aims To Protect Personal Electronic Devices Against Cyberattacks: WhiteHaX CyberSafe by HSB, a Munich Re company, identifies vulnerabilities and blocks viruses

22. Chubb Studio Enables Partners To Embed Insurance Products, Services Into Apps: Companies also can add options from multiple carriers and third-party service providers through widgets and microsites

24. Defending Against Insureds Trying To Work the Workers' Comp System: Data sharing software from Fraud Sniffr helps adjusters and attorneys identify and track side hustles on the internet

26. AM Best's Student Challenge Winners Offer Battle Plan for Infectious Disease Remediation: This year's first-place team members said COVID-19, and its catastrophic impact on small businesses, was the impetus for their idea to help mitigate small-business closures

27. Workers' Comp Coaching App Responds to Injured Employees in Holistic Ways

28. The General: App Helps Make Car Insurance Choices Amid Inflation: The General hopes to reduce its own expenses allowing people to self-manage their car-insurance-buying experience

29. J.D. Power: P/C Insurer App, Digital Investments Not Enough to Offset Rates: Carriers invested heavily to modernize the insurance experience. Is it paying off?

31. App Uses Technology to Help Remove Barriers in Purchasing Insurance: Goose Insurance says insurance shopping shouldn't always fall on the shoulders of brokers and agents

34. Extension of Dendronephthya australis soft corals in tidal current flows

35. App Provides Tips to Homeowners Before a Disaster Strikes

36. New App Helps Insurance Agents Do Their Job While on the Move

39. Butch's legacy

40. App Helps in Dealing With Repercussions of Losing a Loved One

42. The great American bird hunt

43. App Helps Keep Work Environments Safe From COVID-19: Safe2Work can help 'overworked HR departments' wade through the COVID-19 crisis, the app's creators say

44. App Helps Insurers Improve Patient Outcomes After Comp Claims Are Filed: The PeerWell app combines clinical expertise with technology to help manage workers' comp claims, providers say

45. Go out on top

46. Gold flush: every fall, a couple of hunting buddies pitch wall tents in their favorite spot in the bird-rich forests of their home state, Wisconsin. They bring their gun dogs, upland gear, and a battery of cast iron. Friends drive from as far away as Georgia to join them and experience the tradition of grouse camp

49. For the love of dogs: the only ones who love hunting more than we do are our dogs. Four hunters tell us why only their breed (and no others) will do

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