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Copyright of Strategic Issues of Northern Hungary ECONOMY-REGION-SOCIETY / Észak-magyarországi Stratégiai Füzetek GAZDASAG-REGIO-TARSADALOM is the property of University of Miskolc, Faculty of Economics and its content may not be copied or emailed to multiple sites or posted to a listserv without the copyright holder's express written permission. However, users may print, download, or email articles for individual use. This abstract may be abridged. No warranty is given about the accuracy of the copy. Users should refer to the original published version of the material for the full abstract. (Copyright applies to all Abstracts.)

This study matches the digital financial inclusion index with micro panel data from the China Household Finance Survey (CHFS) in 2015, 2017, and 2019, and explores the impact of digital finance on the return rate of entrepreneurship. The results show that the effect is positive—entrepreneurial households in prefectures with higher digital finance obtain higher return rates—and remarkably reliable to a battery of endogeneity and robustness tests. Mechanism analysis indicates that the positive effect of digital finance on the return rate of entrepreneurship is achieved mainly through facilitating external financing and reducing financial transaction costs. Further research finds that the spillover effect of digital finance has obvious Internet bias: the "digital dividend" only extends to the advantaged classes who have access to the Internet—non-rural and migrating rural entrepreneurs, but for non-migrating rural entrepreneurs generally facing digital exclusion, digital finance has little effect on their return rate. The empirical evidence presented in this study has important policy implications for accelerating the digital finance process, promoting high-quality entrepreneurship development, and boosting digital poverty groups to break stratum solidification. [ABSTRACT FROM AUTHOR]

This article is to discuss the related degree to the economic growth of every key element in the financial system in China, the result is that the credit fund has an important function on the growth of GDP. So a large amount of credit fund flowing eastward is adverse to the development of regional economy. To shorten the economic difference, it is necessary to carry out the activities to promote the" credit fund entering into the Midwest region of China. [ABSTRACT FROM AUTHOR]

The problems of credit support playback of property, farms Ukraine based on the study of scientific works of economists and practical experience of the farmers. [ABSTRACT FROM AUTHOR]