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Different aspects of modern society can be transformed by the deployment of Artificial Intelligence (AI). AI-powered tools have promoted changes in the financial industry by applying inventive methods for data analysis and automating processes, efficiency enhancement, cost reduction and more personalised services to customers. However, AI algorithms may activate significant ethical and regulatory concerns that should be addressed by the industry and society as a whole. In line with the Erasmus+ project Transversal Skills in Applied Artificial Intelligence - TSAAI (KA220-HED - Cooperation Partnerships in higher education), which aims to establish a training platform, this paper focuses on an analysis of study programmes in formal tertiary education across consortium countries (Spain, Estonia, North Macedonia, Croatia, Germany, and Slovenia) with a special focus on applied artificial intelligence and development of curriculum that will integrate teaching guidelines covering the areas of application of AI technology in the financial and insurance sectors. To this end, a Systematic Review of Literacy (SRL) on the web methodology identifying the existing employability requirements in AI and the Learning-Centred Syllabus (LCS) methodology for curriculum development was applied, with the presented curriculum expected to serve as a framework to develop teaching materials to help students, academics and employees enhance their professional skills, thus satisfying labour market needs. [ABSTRACT FROM AUTHOR]

The basic objectives of food packaging materials are to provide safety and to prevent physical damage of the product, to retain or improve sensory characteristics, to offer a pleasing appearance, to be functional, to facilitate distribution, to give dimensional stability, but also to be compatible with the requirements regulated by the law. Consumers' demands for an extended shelf life of the product, as well as increased competition in the packaging industry, foster the need for continuous growth and application of innovative solutions for food packaging. While the traditional packaging acts as a passive barrier toward atmospheric effects, the innovative packaging systems offer "active" interactions with the foodstuff, providing increased shelf life and improved quality of the product. The selection of the appropriate packaging material is influenced by many factors, and, among many packaging materials offered on the market, polymer materials and articles have a significant place. On the other hand, some interactions occur between the plastics and the food in contact. The migration of the low-molecular-weight components from the polymer packaging to the packed food is emphasized when the so-called active and intelligent systems are used. Therefore, all the issues related to the packaging materials for food and the substances used as part of the packaging systems, are elaborated in the directives and regulations of the materials and articles intended to come in contact with the food. [ABSTRACT FROM AUTHOR]

The presence of phenolic compounds as one of the most common organic pollutants in natural water (surface and ground waters) has been detected as a worldwide problem. Very small concentrations of phenols affect the quality of both environmental and household waters, and directly or indirectly impact lives in aquatic systems and humans, as well. Most of the organic compounds, containing certain functional groups, such as amino, amines, carbonyl, hydroxyl, groups containing sulfur and others, have shown ability of adsorption on metal surfaces from aqueous solutions. Cyclic voltammetry (dE/dt = 100 mV s-1) with simultaneous monitoring of the double layer (dl) capacitance (at 100 Hz and 1 mV ac signal) was used for an adsorption study of phenol on polycrystalline gold from 0.5 mol dm-3 aqueous solutions of NaHCO3. Thus, in this study an effort was made to establish a fast method, an electrochemical procedure for qualitative and quantitative determination of phenols in natural water systems. [ABSTRACT FROM AUTHOR]