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The article reports that several people have used the TurboTax app to file returns on mobile and mentions that finance company Credit Karma has said that tax customers used their phones to file in 2018.

The article offers information on the response of the U.S. based unpaid federal employees affected by government shutdown on an advice from administration of the U.S. president Donald Trump.

The author discusses for older people invested in stocks, the performance of market in retirement can have effect on one's portfolio and mentions that one needs to sell shares to get the cash that one needs.

The article reports on the impact of U.S. Federal Reserve's benchmark interest rate hike on December 19, 2018, on consumers.

The article discusses the difficulties encountered by investors in understanding annuities. Topics discussed include the investment returns and the history of the introduction of annuities in the U.S., the details of elementary school teacher Melanie Panush Lindert's experience with annuities and her move to mutual funds to generate retirement income and the pros and cons of annuities, according to mathematicians.

The article looks at how public school employees are often targeted by brokers for high-priced variable annuity. It discusses how brokers also offer retirement plans known as 403(b) plans as a way of also marketing the variable annuities. Noted brokerage firms that offer such services include Voya, Valic, and Axa Advisors.

The article discusses several American lawsuits which were filed against the Massachusetts Institute of Technology, New York University, and Yale University in 2016, and it mentions how three groups of plaintiffs allege that the institutions of higher learning mishandled their retirement plans (pensions). Attorney Jerome J. Schlichter is addressed, along with the claim that the universities failed to monitor the fees paid to administer the plans.

The article discusses a strategy by U.S. employers of providing their workers with life-work coaches to help with handling the competing obligations of a job and home life. Topics mentioned include the accounting firms that started offering coaching to workers including Ernst & Young and Grant Thornton, the reasons of companies for providing parent coaching programs, and the benefits of these programs including employee retention and the improvement of gender diversity among senior employees.

The article presents questions and answers regarding changes and impact of the new rule introduced by the U.S. Department of Labor that will help protect Americans saving for retirement, including investment options, differences of brokers and financial advisers, and who must adhere to the rules.

The article reports on the regulations issued by the U.S. Labor Department on April 6, 2016 requiring financial advisers and brokers of individual retirement and 401 (k) accounts to act in the best interests of their clients. Topics include the expected shift of retirement funds to lower-cost investments, the assumption of consumers that firms and individuals investing their money are obliged to provide the very best advice and the conflict-of-interest rule for tax-advantage retirement funds.

The article presents a comparison of the advantages and disadvantages of renting or buying a home in the U.S. The advantages of home ownership includes equity potential, tax advantages, and protection from rising rents while the disadvantages include high maintenance costs. The benefits of renting includes flexibility while the disadvantages include the lack of tax savings.

The article discusses the economic and social condition of the younger workers in the U.S. It highlights the struggle of the younger workers in the payments of their student debt wherein the employers are embracing the younger workers. It also cites the implementation of bills that encourage the employers to help at their employees' student debts.

The article discusses the article discusses critical illness insurance that provides insurance for disease care for Americans, including its relationship with high deductibles of basic health insurance coverage and cost of critical illness insurance.

The article discusses how various home buyers in America such as Kristian and Michele Klein are able to avoid purchasing mortgage insurance by making real estate-related down payments which amount to 10 percent of a home's price, and it mentions piggyback loans (second mortgage loans) and real estate cost savings in the U.S. Home prices in America are addressed, along with jumbo mortgages and the Fannie Mae and Freddie Mac American government finance programs.

The article discusses the U.S. Internal Revenue Service (I.R.S.) in relation to various taxation-related issues involving independent contractors in America as of 2016. Businesswoman Dina Scherer is addressed, along with a gig economy (1099 economy) which deals with short-term projects and independent workers. I.R.S. tax form 1099 is examined, along with business taxes in America, online business operations, and Scherer's Modnitsa Atelier image and styling agency.

The article presents answers to questions which deal with the purchasing of life insurance, and it mentions how much life insurance coverage an individual might need, acquisitions of multiple life insurance policies, and information about term, permanent, and universal life insurance policies.

The article discusses the potential impact that automated investment advisers (robo-advisers) could have on investors as of 2016, and it mentions how robo-advisers are designed to protect investors during volatile market conditions. Investment advisers' fees and customized video messages via email are examined, along with the financial aspects of digitally driven investment providers. The creation of a low-cost diversified investment portfolio is also assessed.

The article provides suggestions for how to best use donations that are made to assist refugees from places such as Syria, and it mentions humanitarian aid organizations and the claim that close to 11 million Syrians have been displaced due to war. Refugee migrations to Europe are addressed, along with refugee problems in several of Syria's neighboring countries such as Lebanon and Jordan. Charities and aid groups such as Oxfam America Inc. and Médecins Sans Frontières are examined.

The article states that the U.S. Congress eliminated two techniques utilized by U.S. retirees to extract extra money from the U.S. program Social Security in October 2015, and offers advice for retirees for married retirees.

The article looks at the recall in the U.S. of a large number of automobiles from Honda and other car manufacturers equipped with defective airbags made by automotive parts company Takata, discussing questions and concerns consumers may have including whether to drive a recalled model in the interval before it can be repaired. Other topics include the use of ammonium nitrate as the propellant in Takata's airbag inflaters and statements from the U.S. National Highway Traffic Safety Administration.

The article focuses on the use of a combination of technology and human professionals in several financial services firms, including Betterment, Ellevest, and Rebalance, to provide financial advice at lower prices than those typically charge by traditional advisers.

The article discusses a lawsuit being filed against New York University at the Federal District Court accusing it of failing to fulfill its obligation towards the employee retirement plan but with a lack of evidence by the plaintiffs.

The article reports on the insider stock trade charges against former Equifax employee Sudhakar Reddy Bonthu over insider stock trade violation.

The article discusses how an American federal appellate court voided an investor protection rule that was established during then-U.S. President Barack Obama's administration, and it mentions retirement accounts and fiduciary rule requirements for financial professionals.

The article reports that digital document solution firm Xerox has called merger deal with photography company Fujifilm after reaching settlement with shareholder activist Carl Icahn and mentions replacement of chief executive office (CEO) Jeff Jacobson by Xerox.

The article reports on the vote made by the officials of the U.S. Securities and Exchange Commission to propose rules that would require brokers to put the financial interests of their customers ahead of their own.

The article reports that New York is close to joining a growing list of states that are creating a retirement plan option for private sector employees who do not have access to 401(k)-like programs at work, and mentions that program was included in budget deal to be signed by the Governor.

The article discusses accusations faced by financial service providers, including Scottrade, Ameriprise and Wells Fargo & Co., on retirement account customers.

The article informs that six months after the major data breach at Equifax, consumers finally have a chance to get one of the reforms the British government is planning for free credit freezes at each of the three credit reporting bureaus.

The article focuses on idea of Republicans letting people collect social security benefits to pay for time off after having baby and that they do not require new taxes and mentions views of senator Joni Ernst on providing women with financial security.

The article reports on the Department of Education plans for providing students with prepaid card which would hold surplus loan money which is not required in relation to tuition, thereby allowing government and financial services providers insight into how students arespending the money. The Office of Federal Student expects to introduce pilot program as early as late spring.

The article presents questions and answers on the trading of Bitcoin by Cboe Global Markets exchange in Chicago including role of the federal tax returns, issuing of guidelines for digital currencies by the U.S. Internal Revenue Service (I.R.S.) and mentions the views of accountant Daniel Morris.

The article reports on the concerns of residents in Columbia, Maryland on the potential impacts of the new tax plan, finalized in the U.S. Congress in December 2017, on their budget for public schools and aid programs for needy residents.

A summary of the new tax reform bill in the U.S. is presented.

The article reports on the victory over the decision of U.S. President Donald Trump on the election of a new acting director of the Consumer Financial Protection Bureau.

The article reports the expectation of U.S. President Donald Trump appointing the White House budget director Mick Mulvaney as the Consumer Financial Protection Bureau's acting head.

The article reports that the business methods used by Teachers Insurance & Annuity Association (TIAA) are being questioned following legal filings and a whistle-blower complaint.

The article focuses on employee wellness programs in the U.S. The author explains that the programs are designed to help improve the health of employees, examines the downfalls of the programs, including possible discrimination and violations of privacy rights, and explores how the programs impact the costs of health insurance.

The article presents advice for dealing with personal finance issues upon loss of a job or forced retirement. Topics addressed include initial analysis of income-related questions regarding severance packages, approaches to maximizing tax savings through health savings accounts and 401(k) plans, and pensions and eligibility for unemployment benefits.

The article discusses financial services company Fidelity Investments' policy of tailoring its delivery of financial advice and customer service according to the demographic characteristics of its customers. Topics addressed include differences in Fidelity's approach based on whether the customer is a woman or a minority, as well as comparisons of women's financial situations and views to those of men.

The article discusses home loan government programs in the Untied States that allow Americans to purchase homes while making lower down payments. Topics addressed include programs offered by government housing agencies Fannie Mae and Freddie Mac and the U.S. Federal Housing Administration, as well as the costs of monthly mortgage payments and mortgage loan insurance.

The article discusses the possible legal implications of the U.S. Supreme Court's decision to hear same-sex marriage cases, focusing on financial planning considerations for gay married couples. The article highlights the financial planning situation of financial planner and Brian Thompson and teacher Benjamin Rogers, a gay married couple in Illinois, including considerations of taxation and the complexity of financial laws regarding gay couples.

The article focuses on identity protection service of Equifax and data breach settlement charges by credit bureaus to secure personal identifying information.

The article reports the data breach that took place in the consumer credit reporting agency Equifax.

The article reports that the Leaders of the Senate Finance Committee has demanded answers from Equifax related to its major data breach, including pressing for more details about three Equifax executives selling shares after discovering the breach.

The article reports that U.S. regulators are seeking to delay the deadline for financial advisers to comply with a rule that would require them to act in their customer's best interest.

The article reports on closing of a retirement savings program that was created by former President Barack Obama for savings accounts to help more people put away money for retirement by the Treasury Department, and comments from treasurer Jovita Carranza about lack of demand of the program.

The article focuses on the paid day off provided by SunTrust Banks to its employees for maintaining their financial lives and offers information on financial wellness program, introduced by Bill Rogers, chief executive officer (CEO) of SunTrust Bank.

The article reports on the legislative bill that was passed by the Connecticut Legislature that requires the disclosure of the 403 (b) retirement plan fees of public schoolteachers and education workers and the compensation of the municipal and state workers.

The article presents suggestions for consumers for shopping for financial advice and investments including fiduciary rule, immediate changes in current accounts or when opening new ones and application of rules to existing retirement investments.