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The study aimed to measure the impact of the financing structure on the profitability of Jordanian Islamic banks for the period 2010-2019, by using the multiple regression analysis model. The study sample included Jordan Islamic Bank, Safwa Islamic Bank, Islamic International Arab Bank. The independent variables included debt ratio, equity ratio, cash liquidity ratio, bank size, while the dependent variables are return on assets (ROA), return on equity (ROE). The results showed that the financing structure measured by the debt ratio has a positive and statistically significant impact on the profitability of both the Jordan Islamic Bank of Jordan and the Islamic International Arab Bank, while it had a statistically significant negative impact on the profitability of Safwa Islamic Bank, as for the financing structure measured by equity ratio; however, it had a statistically significant positive impact on the profitability of all Jordanian Islamic banks. As for the cash liquidity of bank, it had a statistically significant negative impact on the profitability of Jordanian Islamic banks, while the size of the bank had a statistically significant positive impact on the profitability of Jordanian Islamic banks. [ABSTRACT FROM AUTHOR]

The study aims at evaluating the performance of Palestinian Islamic banks for the efficiency of managing financing risks and linking them with the quality of investment portfolios according to the modified return on equity model (DuPont) and bank financial ratios, also to identify the types of risks of Islamic financing instruments, And the volume of investments using Islamic financing formulas, To achieve the objectives of the study, the researcher used the descriptive and analytical comparative approach to the case study, The sample of the study consisted of the Palestinian Islamic Bank and the Arab Islamic Bank since they are the most active Islamic banks in Palestine. The results of the study showed that the average of the return on equity index according to DuPont model of the Palestinian Islamic Bank was 12.5% compared to the Arab Islamic Bank, which scored 6.8%, this is due to the high rate of return on assets and financial leverage in the Palestinian Islamic Bank, the results also indicated that the financing risks in the Palestinian Islamic Bank are greater with sufficient provision, As a result, its returns increased compared to the Arab Islamic Bank. The study also showed results that reflect the efficiency and remarkable success of the Islamic banks in the process of managing credit risks. This reflected positively on the performance index of those banks by building good quality credit portfolios, which enabled them to compete with traditional banks. The study concluded that Islamic banks should diversify and develop their financing instruments and direct them towards productive investment opportunities and raise the degree of cooperation in the field of credit information exchange. [ABSTRACT FROM AUTHOR]

Honey bee breeding is one of the important agricultural and economic activities that can contribute to economic and social development, provide job opportunities for youth, and the role of bees in raising crop productivity. The research problem is the decrease in production of honey bees, despite its economic, nutritional and medical importance, and this means that there are deficiencies and problems that impede the optimal use of the development of honey bee production in Qalyubia Governorate. The research aimed Upgrading the efficiency of using the productive resources used to produce honey to achieve the maximum possible return, by optimum use of production inputs for honey bee in Governorate to increase its production and reduce its production costs. The most important research result is Estimating the general time trend of the development of honey production in Egypt during the period 2000/2019, and it was found that the production of honey is decreasing by about 252.8 tons annually, the determined coefficient that 90% of the change in the production of honey is due to the factor of time. The rate of return on investment was about 0.6, 1.3 and 1.4 for projects (the first, second and third categories) respectively. The net present value for (the first, second and third categories) was estimated at 10 thousand pounds, 53.6 thousand pounds, 90 thousand pounds, respectively. Estimating the capacity efficiency for the first and second productive category, they amounted about 0.980, 0.972, respectively and this means that the apiaries didn’t reach the capacity efficiency and can reach it by increasing their production by an estimated rate of about 2%, 3%, but the capacity efficiency of the third category apiaries is about 1, this means that the apiaries in this category have achieved capacity efficiency, and they operate at the optimum production. [ABSTRACT FROM AUTHOR]

This research deals with the extent to which the Waqf has contributed since the mid-1970s to solving the problem of low income housing in cooperation with the public and private sectors, and discusses the multi-faceted aspects of the endowments of land, capital, or both. The factors that led to the decline of the investment sector in the Ministry of Awqaf to continue to adopt this type of projects and most importantly not to achieve the investment return desired. The research aims to highlight the role of the Waqf in contributing to solving the problem of housing in the Municipality of the capital in particular by highlighting the projects of the residential stay in which it was built and the reasons that led to its decline. The importance of the research is to highlight the role of the Waqf in contributing to solving societal problems. The Municipality of the capital, such as the problem of housing with low income, and the possibility of returning again to contribute effectively and achieve the desired objectives, while achieving economic feasibility so as to be able to achieve comprehensive and balanced sustainable development that achieve the interest of the parties endowment and society. The research focuses on the identification and adoption of modern scientific methods in the field of investment. The study concluded several recommendations that contribute to restoring the role of the Waqf in the service of society, especially in the provision of housing for people with low income. [ABSTRACT FROM AUTHOR]

This study aimed at measuring the actual level of banking service quality in commercial and Islamic Jordanian banks from the customers' viewpoint, the study adopted the Attitudinal Approach by using SERVPERF to measure service quality, and it also aimed at investigating the effect of service quality on banks' performance. To achieve the objectives of this study, two methods were adopted: The first one was through the random distribution of 750 questionnaires to Jordanian bank customers in Irbid. The second was through the collection of financial information from these banks in order to determine the financial ratios required. The results showed that the level of services quality provided by Jordanian banks was satisfactory. Furthermore, these results showed that there was a significant statistical difference between the customers' evaluation of commercial and Islamic banks. Service quality of customers' evaluation in commercial banks was higher than those of Islamic banks. Based on the pooled regression model, the results showed a significant effect of banking service quality on performance of Jordanian banks which is measured by the rate of return on assets (ROA) , and rate of return on equity (ROE). [ABSTRACT FROM AUTHOR]