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The article presents pieces of advice related to retirement planning. It is important to determine the amount of money needed to maintain one's lifestyle in retirement. The author states that planning early may have an advantage if a person works for an employer that not only offers a 401(k) but also provides a company pension.

This article offers advice on retirement planning. One must start planning for his retirement at an early age. Create a budget plan to set parameters on spending. It is important to save some money and limit the use of credit card. Bad spending habits must be eliminated. An opportunity fund must be established and maintained.

Offers tips on managing financial plans. Suggested contribution value for retirement savings; Benefits of using alternative minimum tax; Importance of asset allocation.

The article presents the advice given by certified financial planner Pierre Dunagan of the Dunagan Group to the Knox family, a blended family of six children ranging in age from 4 to 20 years old, headed by Marcel and his wife, Judith. Dunagan emphasizes the importance of preparing or saving for retirement. It details how the Knox family can step up the timetable for home purchase. Dunagan also stresses that the Knoxes should each purchase term life insurance for at least $500,000.

The article describes the financial problem being faced by newlyweds Latoya and David Griffin and offers an advice on managing their credit card debt. They spent $11,000 for their dream wedding in August 2007 and are trying to pay their heavy debt load. Walt Clark of Clark Capital Financial advises the couple to pay down wedding costs, build an emergency fund, and focus on retirement.

Deals with the financial planning strategies adopted by African American couple Rafael and Janice Richardson of Montgomery, Alabama. Recommendations from financial adviser Cheryl Creuzot; Benefits from application for grants and scholarships; Maintenance of cash reserves; Retirement goals.

Deals with the financial planning strategies adopted by African American Albert Sweets. Principles of financial empowerment adopted; Importance of seeking financial education; Benefits from buying real estate properties. INSET: Declaration Of Financial Empowerment PRINCIPLE 3.

The author reflects on starting retirement planning as early as possible in order to increase the likelihood of reaching or even exceeding the retirement savings goals. Procrastination from saving for retirement can lead to huge debt, stress and isolation, threat of homelessness and unhealthy dependence on others. To build a foundation of resources for future African American generations, the author suggested investing in 401(k) accounts and acquiring stocks, bonds and other investments.

The article calls on for financial literacy among Blacks in the U.S. It suggests that African Americans should invest wisely in insurance, pension or other financial institutions for their future. It proposes that they should know how to manage their personal finance or wealth. It emphasizes that Blacks need to plan for their retirement.

The author reflects on retirement planning. He claims that retirement planning is at the heart of establishing multigenerational wealth. He argues that it must come ahead of even college education financing as a financial priority. He points out that the earlier a person starts planning, the less of a financial sacrifice it will require

The article looks at how entrepreneur Cassandra Mack managed her investments and retirement plans. Ivory Johnson, director of financial planning at the Scarborough Group, convinced Mack that she needs to start investing and planning for her retirement. Mack has a six-figure retirement account, a college fund for her child, and a plan for the future. She set up her company up as an S corporation to avoid being taxed at a higher corporate way.

This article focuses on the importance of retirement planning. There are several factors that prevent a person from retiring as a wealthy individual. It has been said that the Social Security system cannot be relied upon for economic security. Matthew S. Scott, personal finance editor at Black Enterprise, said that it is the responsibility of each individual to protect his financial future.

Focuses on the investment strategy adopted by African American couple Michelle and John Rooks. Importance of hiring a financial advisor; Factors to consider in financial planning; Way in which the couple supplemented their retirement earnings.