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The article discusses how certified financial planner Alfred McIntosh helped three generations of the Wynne-Allen family worked together to create a financial legacy in the U.S. The Allens started working with McIntosh to organize their finances, after which they introduced their son to the planner for advice on preparing for his own financial future. According to the author, the Wynnes signed up for the fee-only services of McIntosh based on a referral. Differences between the Wynnes and the Allens on how they handled their finances are discussed.

The article offers tips on investing for women. It says that women must invest earlier compared to men because they tend to live longer. According to the author, it is good to contribute to the retirement plan of a company as soon as possible, to start small and to remain committed to an investment plan. The need to develop a financial curriculum and the importance of attending workshops and seminars are also discussed.

The article discusses how women develop a money management plan while dealing with life challenges and stages. It features resources and a list of steps in developing financial action plan and building wealth that will last for generations to come. It tells about money management, investing, and tax and estate planning.

The article presets personal finance management tips from several African American financial planners, investment gurus, realtors and tax advisers. Chris Long, president and owner of Long & Associates, suggests rebalancing one's portfolio while sticking with long-term investing plan. Dorethia Conner, president of Conner Coaching, recommends consulting to generate income after a layoff.

Offers financial advice for people looking to take control of their money. Definition of asset; Maintenance of a good debt-to-income ratio; Tips on avoiding the advertising hype.

The article features African American Lachelle Story, focusing on her job, finances and her plans of running her own business, as it offers expert guidance to help her strengthen her financial position and develop her business. The Alexandria, Virginia resident plans to leave her post as a family care coordinator early 2014 to operate her home-based venture full time. It presents her financial snapshot, noting a negative net worth due to her student loan and credit cards.

The article offers information on a workshop by the Los Angeles Housewives of Finance, a subsidiary of professional financial group Houston Housewives of Finance, at a pre-basketball game in Los Angeles, California where they provides tips to fans on how to become financially literate.

The article offers tips for mew entrepreneurs on financial management. It advises them to establish emergency savings beyond the traditionally recommended amount. It is essential for the entrepreneurs to save money and cut expenses. Moreover, having a separate business bank account will prevent confusion when it's time to pay bills or payroll. In addition, it is vital to incorporate business as a separate entity.

The article reports that it is better to start financial planning very early in life. While some experts advise parents to focus on saving for their golden years rather than their children's education, Paul Dixon, believes that it is possible to do both, if one start organizing financial priorities very early in life. Dixon also tells how he attained both.

The article reports on 47-year-old Angela Moore who had a late start in planning for her future finances but who is now intent on continuing to manage her money better. Two years ago the legal secretary started cleaning up her act and educating herself, using personal finance books and magazines. She hopes stock market returns and her home resale value will make up for lost time. She has come a long way in two years, but she's still concerned about the mistakes of her youth.

The article discusses the subject of money management. It features African American Ije Obiorah, who learned the importance of saving money at a young age. Despite the challenges that she faced in life, Obiorah suggests that one should adjust to life difficulties. Advice by Georgia-based Wells Fargo Advisors' Katrina Everett on how Obiorah could prepare for her retirement is also cited.

The article offers tips on financial planning and management based on the experiences of couple Jason and Carol Wooden. Among the necessary adjustments made by the couple when they reviewed their budget were cutting back on unnecessary spending and only use credits cards if they can pay off the balance within two weeks. Another strategy used by the couple is to delay retirement and increase contributions.

The article presents the advice given by certified financial planner Pierre Dunagan of the Dunagan Group to the Knox family, a blended family of six children ranging in age from 4 to 20 years old, headed by Marcel and his wife, Judith. Dunagan emphasizes the importance of preparing or saving for retirement. It details how the Knox family can step up the timetable for home purchase. Dunagan also stresses that the Knoxes should each purchase term life insurance for at least $500,000.

The article describes the financial problem being faced by newlyweds Latoya and David Griffin and offers an advice on managing their credit card debt. They spent $11,000 for their dream wedding in August 2007 and are trying to pay their heavy debt load. Walt Clark of Clark Capital Financial advises the couple to pay down wedding costs, build an emergency fund, and focus on retirement.

The article reports on the strategy of Shannon Humes-Leavell, a pharmacist, to ensure she stays on track to meet her goals. Humes-Leavell knows all about following doctor's orders, and when it comes to managing her finances she recognizes the benefit of seeking guidance. Her conservative mentality translated into safe, low-interest-bearing investments such as a money market account and bonds. Having worked with Davis for several years, Humes Leavell's financial life has continued to evolve.

The article features married couple Melvin and Jennifer Smith, and their belief in a Declaration of Financial Empowerment principle. The Smiths believe in the principle of saving and investing 10% to 15% of the after-tax income. The couple said that they started saving by contributing 6% of their salaries to their 401(k) programs.

The article features Ayanna Goring, a human resource generalist from Alameda, California whose approach to managing her money were influenced by her grandparents. According to Goring, her grandparents told her stories about how they survived during the Depression period. Thus, she was inspired to save some of her money and plan for her retirement. Goring also reveals her investment and consumer strategies as well as the amount of her debt as of 2005. Finally, Goring discusses her techniques in budgeting and shopping.

Discusses how Christine and Antonio Blackman rebuild their financial future after credit card debt and illness. Problems encountered by the Blackman family; Advice given by Fitzgerald Miller, a financial consultant with AXA Advisors L.L.C.; Concern of Miller on the couple.

The author discusses the importance of taking one's financial health seriously to improve one's life. She cites the study conducted by Credit Karma as of October 2013, which showed that Americans put more value for their physical health and appearance compared to their financial health. She cites the need to teach basic financial topics like compound interest in schools to make students better equip in life.

The article offers tips on how to get one's finances under control. It presents a checklist for regaining control of one's debt. It advises people to keep tabs on utilization and to stay in contact with lenders. It stresses the need to pay off high-interest debt and to use cash whenever possible. It also recommends seeking help from a certified financial planner.

The article offers tips on negotiating personal debts. According to Cheryl Creuzot of Wealth Development Strategies L.P., it is important to manage one's finances like a business. It a layoff or divorce is imminent, there is a need to contact one's creditors immediately. They might temporarily waive interest rates on one's cards. There is also a need to let creditors to know that one is committed to paying his bill if his debt is at the collections stage.

The article reports on the plan of the periodical to launch a series of marriage and money management seminars in 2008. The three-part Guide to Love and Money will spotlight the trials and triumphs black couples face when dealing with finances. In March, it will delve into how marriage can be used as a wealth-building tool, offering the financial benefits of estate planning, tax breaks, and increased health and happiness.

The article offers the advice of William Young, a chief operating officer at Buford Dickson Harper & Sparrow on weathering financial storms. Investors should place their bets with larger companies that can withstand an economic climate of uncertainty rather than invest in small to mid-size firms that may not be able to weather the storm. Young's company is banking on its investment philosophy, which is to buy the stocks of well-managed companies that have a track record of positive earnings momentum.

Presents information on the "Black Enterprise" magazine's Financial Empowerment Series, interactive seminars to be hosted by AXA Advisors and sponsored by Cadillac, to be held in several cities in the U.S. Aim of the seminars; Principles of wealth building that can be learned from the seminars.

Addresses a question about financial management. Advice on saving money; Guide to informing children about the financial status of the family; Information resources about financial planning.

Presents tips for newly wed couples on how to manage their finance. Implementation of pre-nuptial strategy; Importance of enlisting family and friends to help keep wedding costs down; Necessity for the couple to talk about money before the wedding; Suggestion on creating a plan.