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The article offers investment advice by knowing about the Roth 401(k) retirement plan, a hybrid between the 401(k) plan and the Roth IRA. The Roth 401(k) option appealing if a worker is young or at the start of his/her career, and he/she feels he/she may be in a higher tax bracket during retirement. Meanwhile, the traditional 401(k) is attractive, if an employee is nearing the end of his/her career and he/she wants to lower the amount of money that he/she is taxed on today.

An interview with managing director Kevin Chadwick of insurance provider Northwestern Mutual is presented. He cites life milestones that adults in varying age groups need to be aware of to prepare for retirement. He acknowledges the importance of planning in developing a financial strategy for retirement investments. He also offers insights on maximizing retirement accounts and contributions effectively.