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The article discusses how women develop a money management plan while dealing with life challenges and stages. It features resources and a list of steps in developing financial action plan and building wealth that will last for generations to come. It tells about money management, investing, and tax and estate planning.

The article presets personal finance management tips from several African American financial planners, investment gurus, realtors and tax advisers. Chris Long, president and owner of Long & Associates, suggests rebalancing one's portfolio while sticking with long-term investing plan. Dorethia Conner, president of Conner Coaching, recommends consulting to generate income after a layoff.

Offers financial advice for people looking to take control of their money. Definition of asset; Maintenance of a good debt-to-income ratio; Tips on avoiding the advertising hype.

The article reports on 47-year-old Angela Moore who had a late start in planning for her future finances but who is now intent on continuing to manage her money better. Two years ago the legal secretary started cleaning up her act and educating herself, using personal finance books and magazines. She hopes stock market returns and her home resale value will make up for lost time. She has come a long way in two years, but she's still concerned about the mistakes of her youth.

The article reports that it is better to start financial planning very early in life. While some experts advise parents to focus on saving for their golden years rather than their children's education, Paul Dixon, believes that it is possible to do both, if one start organizing financial priorities very early in life. Dixon also tells how he attained both.

The article offers tips for mew entrepreneurs on financial management. It advises them to establish emergency savings beyond the traditionally recommended amount. It is essential for the entrepreneurs to save money and cut expenses. Moreover, having a separate business bank account will prevent confusion when it's time to pay bills or payroll. In addition, it is vital to incorporate business as a separate entity.

The article offers tips on financial planning and management based on the experiences of couple Jason and Carol Wooden. Among the necessary adjustments made by the couple when they reviewed their budget were cutting back on unnecessary spending and only use credits cards if they can pay off the balance within two weeks. Another strategy used by the couple is to delay retirement and increase contributions.

The article presents the advice given by certified financial planner Pierre Dunagan of the Dunagan Group to the Knox family, a blended family of six children ranging in age from 4 to 20 years old, headed by Marcel and his wife, Judith. Dunagan emphasizes the importance of preparing or saving for retirement. It details how the Knox family can step up the timetable for home purchase. Dunagan also stresses that the Knoxes should each purchase term life insurance for at least $500,000.

The article describes the financial problem being faced by newlyweds Latoya and David Griffin and offers an advice on managing their credit card debt. They spent $11,000 for their dream wedding in August 2007 and are trying to pay their heavy debt load. Walt Clark of Clark Capital Financial advises the couple to pay down wedding costs, build an emergency fund, and focus on retirement.

The article features married couple Melvin and Jennifer Smith, and their belief in a Declaration of Financial Empowerment principle. The Smiths believe in the principle of saving and investing 10% to 15% of the after-tax income. The couple said that they started saving by contributing 6% of their salaries to their 401(k) programs.

The article features Ayanna Goring, a human resource generalist from Alameda, California whose approach to managing her money were influenced by her grandparents. According to Goring, her grandparents told her stories about how they survived during the Depression period. Thus, she was inspired to save some of her money and plan for her retirement. Goring also reveals her investment and consumer strategies as well as the amount of her debt as of 2005. Finally, Goring discusses her techniques in budgeting and shopping.

Addresses a question about financial management. Advice on saving money; Guide to informing children about the financial status of the family; Information resources about financial planning.

Presents tips for newly wed couples on how to manage their finance. Implementation of pre-nuptial strategy; Importance of enlisting family and friends to help keep wedding costs down; Necessity for the couple to talk about money before the wedding; Suggestion on creating a plan.