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Abstract With the wide application of big data technology and the continuous innovation of the financial industry, the development of Internet finance has become irreversible. The new financial model has improved the efficiency of financial services and formed new ways of payment and transaction. The traditional credit information system has been unable to meet the needs of the development of the financial industry. The research methods adopted in this paper mainly include literature research, case analysis and comparative analysis. The development process, current situation and characteristics of China's personal credit system, as well as the development process and current situation of China's personal credit system under Internet finance are analyzed. It also points out the main problems faced by China's personal credit reporting system under the Internet finance. Then, aiming at the specific problems faced by China's personal credit reporting system under Internet finance, this paper makes case studies of representative market-oriented credit reporting institutions such as Beijing, Tianjin and Hebei, and uses convolutional neural network to analyze the specific practices of these individual credit reporting institutions and achieves results. At the same time, it compares how different credit agencies make up for the shortcomings of personal credit reporting system. Finally, it draws the conclusion of perfecting the personal credit system of our country under the Internet finance, points out the new problems that may be brought by the superposition of various solutions, and puts forward the countermeasures and suggestions of perfecting the personal credit system of our country under the Internet finance. [ABSTRACT FROM AUTHOR]

Unit pricing for domestic waste, or pay-as-you-throw (PAYT), affords a promising policy option for waste classification and reduction at source. As an emerging economy, China intends to adopt the sophisticated instrument of unit pricing. The public attitude to this policy is of high relevance for its actual implementation. For the first time in China, this paper quantitatively examined the acceptability of the policy among urban residents by randomly delivering 632 questionnaires by taking Beijing, a megacity expected to introduce the practice, as an example. Based on the ordered logit model, determinants of acceptability were empirically tested including intrinsic, external and demographic factors. The results show that the acceptability rate of PAYT in Beijing is less than half, with the proportion of firm support reaching only 42.6%. The respectively low acceptability rate indicates substantial compliance costs, due to intensive resistance to policy implementation and more resources to be invested to promote acceptability. Empirical analysis further indicates that (1) regarding demographic features, aged or less educated residents tend to accept unit pricing, (2) as for intrinsic factors, a friendly environmental attitude, deeper understanding of charging policy and better social perception can significantly improve the public acceptability of the policy, and (3) in terms of external factors, better property services and transparent funding mechanisms play significant roles in enhancing public acceptability. These findings are further confirmed by replacing the dependent variable with either the willingness to pay for household waste disposal or the acceptability of the operated sewage treatment fee. The status of residents' preference for specific pricing methods is further investigated with underlying reasons being revealed. For developing regions with an urgent demand for waste reduction, it is proposed to install unit pricing in time to avoid possible growing social acceptability costs. Specific measures are proposed including changes in intrinsic factors, paying attention to focus groups, and building social consensus for unit pricing. [Display omitted] • Public acceptability of unit pricing policy is quantitatively examined in Beijing. • A random face-to-face survey is designed and conducted by covering 632 households. • The acceptability rate is only 42.6%, indicating high policy compliance costs. • Demographic, intrinsic and external factors play roles in improving acceptability. • Specific suggestions are proposed for regions like Beijing to introduce the policy. [ABSTRACT FROM AUTHOR]

China has begun a rapid move towards Sponge City implementation, which will include widespread installation of various Low Impact Development (LID) stormwater infrastructure. Ambitious goals have been set for all Sponge Cities, including a target capture rate of 80–85% of annual precipitation in Beijing. However, there has so far been limited investigation into whether these goals are obtainable at the catchment scale given the physical restrictions of the existing urban landscape. This paper demonstrates the use of long-term continuous hydrologic modelling to evaluate the potential of meeting rainfall capture goals over a long time period for a case study area in Beijing. Detailed land cover classification derived from satellite imagery aided in the parameterization of a SWMM (Stormwater Management Model) model representing a 133 km2 urban study area. The calibrated and validated model demonstrated satisfactory agreement between computed and observed runoff for a variety of precipitation events ranging from 10 to 207 mm. A synthetic high resolution rainfall time series was generated from historic daily observations then used as input to run the model continuously for a 35 year period. Feasible LID model scenarios based on varying degrees of implementation of rain gardens, permeable pavements and green roofs were compared in terms of their potential volume capture of annual rainfall. Modelling results demonstrated that the conversion of 30% of roof area to green roof, 10% of green areas to rain gardens and 35% of paved areas to permeable pavement could increase the baseline volume capture ratio from 59.9% to 82.2%, indicating that Sponge City goals can be met within the case study area with realistic levels of LID implementation. This study provides a decision-making basis for future planning in the study area. • Satellite imagery based hydrologic model shows good agreement with observed flows. • Continuous modelling approach suggested for evaluation of Volume Capture Ratio. • >80% of annual rainfall captured with moderate catchment wide implementation of LID. [ABSTRACT FROM AUTHOR]

Economic development, accompanying with environmental damage and energy depletion, becomes essential nowadays. There is a complicated and comprehensive interaction between economics, environment and energy. Understanding the operating mechanism of Energy-Environment-Economy model (3E) and its key factors is the inherent part in dealing with the issue. In this paper, we combine System Dynamics model and Geographic Information System to analyze the energy-environment-economy (3E) system both temporally and spatially, which explicitly explore the interaction of economics, energy, and environment and effects of the key influencing factors. Beijing is selected as a case study to verify our SD-GIS model. Alternative scenarios, e.g., current, technology, energy and environment scenarios are explored and compared. Simulation results shows that, current scenario is not sustainable; technology scenario is applicable to economic growth; environment scenario maintains a balanced path of development for long term stability. Policy-making insights are given based on our results and analysis. [ABSTRACT FROM AUTHOR]

Currently, air pollution is primarily characterized by PM 2.5 and O 3. Therefore, the co-control of PM 2.5 and O 3 has become an important task of atmosphere pollution prevention and control in China. However, few studies have been conducted on the emissions from vapor recovery and processes, which is an important source of VOCs. This paper analyzed the VOC emissions of three vapor process technologies in service stations and first proposed key pollutants for priority control based on the coordinated reactivity of O 3 and SOA. The concentration of VOCs emitted from the vapor processor was 3.14–9.95 g m−3, compared to 631.2–717.8 g m−3 for uncontrolled vapor. Alkanes, alkenes, and halocarbons accounted for a high proportion of the vapor both before and after control. Among the emissions, i -pentane, n -butane, and i -butane were the most abundant species. Then, the species of OFP and SOAP were calculated through the maximum incremental reactivity (MIR) and fractional aerosol coefficient (FAC). The average source reactivity (SR) value of the VOC emissions from three service stations was 1.9 g g−1, while the OFP ranged from 8.2 to 13.9 g m−3 and SOAP ranged from 0.18 to 0.36 g m−3. By considering the coordinated chemical reactivity of O 3 and SOA, a comprehensive control index (CCI) was proposed for the control of key pollutant species that have multiplier effects on environment. For adsorption, trans -2-butene and p -xylene were the key co-control pollutants, while toluene and trans -2-butene were the most important for membrane and condensation + membrane control. A 50% emission reduction of the top two key species that emission account for 4.3% averagely will reduce O 3 by 18.4% and SOA by 17.9%. [Display omitted] • The organized emissions of VOCs from three vapor processors were studied in service stations. • The species composition of VOCs before and after control were analyzed. • The OFP and SOAP were calculated to evaluate the secondary pollution. • The co-control of key pollutants based on SOA and O 3 has great environmental benefits. [ABSTRACT FROM AUTHOR]

Land-use suitability analyses are of considerable use in the planning of mega-cities. An Urban Development Land-use Suitability Mapping (UDLSM) approach has been constructed, based on opportunity and constraint criteria. Two Multi-criteria Evaluation (MCE) methods, the Ideal Point Method (IPM) and Ordered Weighted Averaging (OWA), were used to generate the opportunity map. The protection map was obtained by means of constraint criteria, utilizing the Boolean union operator. A suitability map was then generated by overlaying the opportunity and protection maps. By applying the UDLSM approach to Beijing, its urban development land-use suitability was mapped, and a sensitivity analysis undertaken to examine the robustness of the proposed approach. Indirect validation was achieved by mutual comparisons of suitability maps resulting from the two MCE methods, where the overall agreement of 91% and kappa coefficient of 0.78 indicated that both methods provide very similar spatial land-use suitability distributions. The suitability level decreases from central Beijing to its periphery, and the area classed as suitable amounts to 28% of the total area. Leading attributes of each opportunity factor for suitability were revealed, with 2256 km 2 , i.e. 70%, of existing development land being overlaid by suitable areas in Beijing. Conflicting parcels of land were identified by overlaying the resultant map with two previous development blueprints for Beijing. The paper includes several recommendations aimed at improving the long-term urban development plans for Beijing. [ABSTRACT FROM AUTHOR]