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This paper investigates the aspirations and strategies of self-builders of owner-occupied homes in a facilitated self-build scheme. It draws on a qualitative case-study of the Homeruskwartier in Almere, the Netherlands, one the largest assisted self-build schemes in present-day Europe, which caters to lower- and middle-income households. The study problematizes the notion that self-building necessarily leads to the pursuit of use values over exchange values. This questions the positive benefits attributed to self-building. The aspirations of self-builders are not only framed by social and material conditions, but are also being reframed in the action process. The paper stresses the contingent nature of aspirations and strategies and emphasizes the experimental nature of the self-building process. [ABSTRACT FROM AUTHOR]

This paper establishes a simple affordability model that implicitly incorporates the major Dutch market features to elucidate long-run house prices under a regulatory environment. The results reveal a long-run relationship for house prices under strict regulations. The association among house prices, income, interest rates, and inflation is verified using an aggregated dataset. In the long-run, incomes and interest rates function as the two prime forces driving price dynamics, whereas the role of inflation is limited. [ABSTRACT FROM AUTHOR]

Lower levels of homeownership among immigrant populations have frequently been related to the particular financial constraints that immigrant households can face. Various problems have been raised with this explanation for the ethnic gap in homeownership rates. This paper responds to these criticisms by sensitizing the financial constraints explanation to the possibility of differential effects of ethnicity depending upon level of income. The hypothesis that the ethnic gap is stronger for lower income groups is tested through logistic analyses of the housing tenure of Turkish and Moroccan immigrants and a comparison group of native citizens in the Netherlands. High-income Turks are revealed to have comparable rates of homeownership to high-income natives, whereas in low-income groups a large ethnic gap exists. The ethnic gap in homeownership among low-income groups could not be explained by other financial constraints (education, couple’s earning status, parental resources). Housing preferences and discrimination are possible explanations for this ethnic gap among low-income households. [ABSTRACT FROM AUTHOR]

Based on data for Amsterdam, the Netherlands, this paper presents new evidence of a strong increase in the number of middle-class families in the city. By presenting the spatial patterns and trends of middle-class families in selected Amsterdam neighbourhoods, the paper shows that central neighbourhoods in particular attract middle-class families. In addition, new-build areas, both central and peripheral, offer a residential environment for middle-class families as a compromise between inner city and suburb. This paper links these patterns and trends with gentrification literature. Middle-class family neighbourhoods are classified in a typology that perceives neighbourhoods as fields that are accessed by means of capital, and operate as a stage for the accumulation of various forms of capital, which are associated with various habituses of the middle class. [ABSTRACT FROM AUTHOR]

The housing tenure structure has long been associated with different forms of welfare state capitalism in Western Europe. However, with the rise of owner-occupancy, this association has not been so straightforward. An alternative view is to view housing policies that promote owner-occupancy for households to acquire assets, as an attempt by the state to reform social welfare systems. The politics of welfare reform are related to the discourses of homeownership ideology. The ownership of (housing) assets agenda serves as a means to change the relationship between state, market and individual households. This view is mostly based on the British experience and this paper seeks to broaden it by examining the Netherlands and Spain. The paper shows differences, but also that housing policies play an important role in driving towards or maintaining market-dominated solutions. Housing is used to either reorient towards or maintain a welfare system where asset ownership and market dependency is deemed more appropriate than secure income and public expenditure. [ABSTRACT FROM AUTHOR]

Current housing finance systems are mostly a poor reflection of the government's policy priorities. This paper explains how the current Dutch housing finance system works, and analyses its weaknesses against the backdrop of a well-functioning housing market and national policy goals. It specifically looks at recent proposals and some building blocks for future housing finance reform in the Netherlands. The paper ends with conclusions on the potential relevance of the analysis for other European countries. [ABSTRACT FROM AUTHOR]

This paper looks at what is pursued and achieved by formalised tenant participation in the Netherlands, and at the main factors influencing the participation process and outcome. An evaluative examination of a participation agreement, drawn up by a Rotterdam housing association and its tenants, and the implementation of this agreement illustrates the field of friction between what is written and what is done. The paper argues that the notion of power as embedded in structuration theory is important to the understanding of the process and outcome of tenant participation. The case study shows that it is difficult to fulfil the high ambition of co-operating in equality when positions are structurally different, even when the actors have formally agreed to do so. In crucial issues, the actors' own motives prevail and the distribution of power is decisive. In the studied case, tenants' successes were achieved only on less controversial issues. Nevertheless, formalised participation provides an added value to the outcome for all actors, including the weaker ones. Having to talk to each other about policy and carrying out the procedures in itself offer an important learning process valuable to both. Furthermore, the cyclic nature of formalised tenant participation offers recursive opportunities to influence the decision-making culture, which can gradually lead to rewarding improvements in both the process and the outcome. [ABSTRACT FROM AUTHOR]

Even though economic models have been relatively successful in explaining the long-run patterns of house prices, they have more difficulties in explaining short-run developments in the housing market. However, the fact that during such 'bubbles' the spatial pattern of house prices, which can mainly be attributed to accessibility differences, usually remains unchanged, suggests that the irrational forces that are presumably responsible for unexplained movements in house prices obey some regularities: they seem to affect the level of house prices, but not their spatial pattern. This suggests that it is worthwhile to consider the explanatory power of psychological variables like those reflecting general (nation-wide) feelings of optimism or pessimism. This paper considers the development of Dutch house prices in the years 1999 and 2000, when house prices increased fast. Existing explanations of the long-run development of Dutch house prices on the basis of economic fundamentals (notably income and the mortgage interest rate) would suggest a much more modest development of house prices over these years. The paper also shows that commonly used housing market indicators, notably the number of vacancies (houses for sale) and the time on the market, are unable to explain the development of house prices during this period. However, the paper finds a strong relationship between the development of house prices and the Dutch index of consumer confidence. [ABSTRACT FROM AUTHOR]

This paper addresses the relationship between the ethnic concentration of a neighbourhood and multiple integration outcomes of ethnic minority groups in Dutch society. The data used are drawn from two large-scale surveys: the Survey Social Position and Use of Provisions by Ethnic Minorities (2002 and 2003), which provides information on the four largest immigrant groups (Turks, Moroccans, Surinamese and Antilleans) as well as five important refugee groups in the Netherlands, and the Attitudes towards Minorities Survey (2002), which contains extensive information on the indigenous majority. The paper examines whether ethnic concentration in neighbourhoods influences indicators of socio-cultural integration, i.e. inter-ethnic contacts, language proficiency and mutual stereotypical attitudes. The analyses show that social contacts between majority and minority groups are less frequent in ethnically concentrated neighbourhoods. However, a degree of mixing has a positive influence on the actual orientation of the indigenous Dutch towards ethnic minorities. The analyses also reveal that in neighbourhoods experiencing a sudden influx of non-Western citizens, inter-ethnic attitudes tend to be more negative. Social contacts play a mediating role in this relationship. These contacts are also important for a good command of the Dutch language among members of ethnic minority groups. [ABSTRACT FROM AUTHOR]

House builders in different countries are exploring ways to deliver higher levels of customisation in housing design. To create such variety at acceptable cost, it is important to know how potential buyers of new houses prioritise the different elements such as bathroom, kitchen and roof type of a house design. For parts with a great variety, several alternative solutions could be created in advance while parts with a low variety can be produced as standard solutions for all homes, thereby taking advantage of economies of scale. This paper presents the findings of a vignette-based survey about the requirements for customisation among potential buyers of new houses in the Netherlands. Based on the survey, a list of priority housing attributes is derived. This priority listing is of great importance for building developers who offer (or are considering offering) customised housing. Although people generally prefer to have the opportunity to select from options, they will be less inclined to do so if this option also means a considerable increase in price. Therefore, this study also examines the trade-off relationship between the value customers place on variety and the maximum price that can be asked for a customised housing proposition. The paper concludes with implications of the study's findings for evaluating trade-off decisions between standardisation and customisation. [ABSTRACT FROM AUTHOR]

Amsterdam's housing market is dominated by the social-rented sector. It comprises 56 per cent of the total housing stock, while home ownership comprises only 19 per cent, lower than anywhere else in the Netherlands, and among the lowest in the world. Central government policy is currently seeking to increase the share of home ownership in the Netherlands from 53 per cent (2001) to 65 per cent in 2010. This paper will summarise recent national and local (Amsterdam) housing policy developments, focusing on the recent practice of selling social housing in Amsterdam. Unlike the Right to Buy scheme in Britain, the Netherlands employs an 'offer to buy' strategy. Sales, however, have been disappointing so far. Two factors were found to be crucial in this regard: (1) the sluggish change in 'policy mentality' and bureaucracy and (2) the high prices in the home ownership market. By way of conclusion, the paper reflects on the desirability of shifting the tenure structure from tenancy to ownership and on the risks that an (over-) emphasis on home ownership may bring. [ABSTRACT FROM AUTHOR]

In the Netherlands, urban restructuring has been a major policy since 1997. Its principal aim is to improve neighbourhoods by demolishing or upgrading low-rent social dwellings and building more expensive rental or owner occupied units. A fundamental idea underlying this policy is to break up the physical and social monotony of urban areas and to achieve a mixed population in terms of income. The consequence of this new mix should be that people interact better and fully enjoy all kinds of facilities in the restructured area. This paper addresses the question of whether this new policy has indeed had these effects. The focus point is the role of the neighbourhood, featuring changes for traditional inhabitants while accommodating the newcomers. Do they use the area? Are their social contacts made there? Or can the restructured area be seen as a dormitory, where the residents have no contact with other people in the immediate environment? The paper is based on a fieldwork study undertaken in the cities of Amsterdam and Utrecht. Lessons for future policies of urban restructuring are formulated. [ABSTRACT FROM AUTHOR]

This paper documents the consequences of the first living arrangements of young adults after leaving the parental home (without a partner, cohabiting, or married) for their housing situation, whether they rent independently, share accommodation, or own their own homes, both immediately after leaving home and in the first eight years after leaving. Data are analysed from two retrospective life-course surveys conducted in the Netherlands in the 1990s, using multinomial logistic regression models. The paper finds a strong influence of the timing and pathway of leaving on the housing situation immediately after leaving: those nest-leavers who make stronger commitments in their household careers (by cohabiting, or by marrying) are more likely to own a home and less likely to share. Although through the years after leaving home this influence decreases, it remains discernible and significant even eight years after leaving. This is remarkable, given the fluidity of the housing careers of nest-leavers. [ABSTRACT FROM AUTHOR]

This paper examines how personal income taxation has changed across countries and whether and how this has affected the taxation of owner-occupied dwellings. It presents a partial analysis as it focuses on imputed rent taxation and the mortgage interest deduction. Furthermore, the paper places housing taxation in a wider context by describing different benchmarks which could be used to assess the taxation of owner-occupied housing in different types of personal income tax. These international and theoretical points-of-departure are used to evaluate the taxation of owner-occupied housing in the Netherlands. The paper concludes that all along political arguments have conquered theoretical premises to the advantage of the owner occupier in comparison to the private landlord. It also concludes that the theoretical base in 2001 has become so weak that owner-occupied housing is in an exceptional position in comparison with other private wealth thus becoming an easy victim for future tax savings. [ABSTRACT FROM AUTHOR]

The central issues of this paper can be summarised in two questions. To what extent does the Dutch rent subsidy programme keep rented housing affordable for low-income groups? What kind of government policy could ensure, to a reasonable extent, that low-income groups in the Netherlands have access to affordable housing, even when the economy is not functioning optimally? The paper reviews how the net housing expenses have developed in the Netherlands since the 1970s. It then discusses the Dutch Rent Subsidy Act of 1997 and looks at the impact of this scheme on the net rent ratio for households with low incomes. The fiscal arrangements for home owners are dealt with. The data are drawn from the Housing Demand Survey (WBO), the Social and Cultural Planning Bureau and the Ministries of Housing and Finance. The paper concludes that the introduction of a tenure-neutral public policy could make a robust contribution to the fight against poverty. [ABSTRACT FROM AUTHOR]

The role of housing policy has been largely ignored in the debate on social fragmentation in Western societies. Only in Great Britain has this aspect attained prominence on the research agenda. Investigations there have shown that the mode of housing provision mitigates the effects of social fragmentation. Research elsewhere might help to clarify how and why the housing market amplifies or diminishes these effects. The case of the Netherlands is particularly illuminating because of the drastic housing policy reforms made there in recent years, allowing for a before-and-after assessment. This paper traces the effects of policy - and its reforms - on the range of housing conditions. In addition to dealing with the country as a whole, it investigates the changes in cities because of the specific nature of the urban housing stock. The analysis of how the housing conditions of various population categories changed during the period leading up to and following the announcement of the housing reforms of 1989 constitutes the core of the paper. The results show that housing conditions were already changing in the direction of the new policy aims during the 1980s. This casts doubt on the autonomous contribution of housing policy to changing housing conditions. The paper ends with a discussion of the implications of these results. [ABSTRACT FROM AUTHOR]

In various countries we observe governments aiming to produce mixed income areas to reduce or prevent spatial segregation. This almost always implies a redifferentiation, or restructuring of the housing stock of low-income areas. This strategy has its advantages and disadvantages. Redifferentiation and restructuring are based on the idea that solutions to the problems of spatial segregation and concentration can be found in the housing stock. This is also the case in the Netherlands. Since 1997, the Dutch Government has advocated a housing policy promoting a restructuring of urban neighbourhoods by building more expensive dwellings in traditionally low-income areas in order to influence the income mix in these neighbourhoods, thereby implying that this is a positive and feasible development. This paper will focus on the goals of the undivided cities formulated by the Dutch Government and the arguments concerning the relation between segregation and restructuring of the urban housing stock. The paper will also examine the income mix and income segregation in Dutch urban areas itself. Is there any reason to aim at a larger spatial differentiation of income? [ABSTRACT FROM AUTHOR]

Public housing in the Netherlands is rapidly changing. While it used to be an example of how government intervention could successfully contribute to create descent housing for all, and while public housing was seen as the instrument to get rid of inhumane housing conditions, currently the sector is moving into another position. The sector is still large and of high quality, but its function is significantly changing. In this paper, a brief history of Dutch and Amsterdam public housing is presented, as well as an interpretation of the main forces behind its development. These descriptions are seen as essential ingredients for understanding the rise and current decline of the sector. An empirical analysis shows for whom the sector is functioning and what the directions of change are. The sector is not only declining but also residualising. Its position in the housing market is getting weaker, while the sector increasingly functions for lower-level socio-economic categories only. [ABSTRACT FROM AUTHOR]

Both Sweden and the Netherlands had housing systems that include broad models of municipal housing (Sweden) or social housing (Netherlands). These broad models, however, came under discussion due to the competition policy of the European Commission. Financial government support – state aid – for public or social housing is considered to create false competition with commercial landlords. The countries chose different ways out of this problem. The Netherlands choose to direct state aid to a specified target group and had to introduce income limits for dwellings owned by housing associations. Sweden instead chose to change the law regulating municipal housing companies and demands that these companies should act in a businesslike way' and with that aims to create a level playing field. This paper will describe why the two countries chose different options, the development during the first years, and also speculate about the consequences on the longer run and the future role of the public/social housing sector in housing and urban policy. [ABSTRACT FROM AUTHOR]

While a growing number of national social housing strategies rely on the work of hybrid entities blending social and commercial tasks, the state/market dualism continues to dominate the conceptual landscape of housing research. This exploratory paper develops a conceptual approach to support research into the role of not-for-profit social entrepreneurs in the housing market. It looks for insights within their ‘hybrid’ status, spanning state and market, and subject to multiple sets of institutional conditions. Four frames of hybrid identity are developed, and then substantiated via a discussion of two different sectors of not-for-profit social entrepreneurs in Australia and the Netherlands. As the growth trajectory of each sector is traced and the construction of hybrid identity is explored from both public and private perspectives, institutional pressures are revealed that set the current context for development. This brings forth implications for existing conceptual tools, as well as directions for new research. [ABSTRACT FROM PUBLISHER]

Reforming the system of financial instruments on the housing market is a recurring issue. This paper constructs a model explaining household behaviour, in particular the effects of prices and income on the tenure choice and the level of housing consumption. It analyses the effects that may be expected of fundamental changes of financial policy instruments in the Netherlands: (1) a conversion of below market rents to market rent levels; (2) a switch from the current fiscal system for owner-occupiers to a general lump sum tax reduction; and (3) a combination of these measures. The results indicate that the initial disadvantageous effects on the housing costs are large, but the behavioural response of households and the expected changes of price levels considerably reduce or even eliminate longrun effects. Since the effects may be substantial for individual households, a well-considered transition path, as is done in other countries, should be used. [ABSTRACT FROM AUTHOR]

This paper examines whether the distributional consequences of contrasting welfare systems are enhanced, replicated or countered by housing systems in England and the Netherlands. It adopts the monetised concepts of ‘net housing income’ and ‘net housing resources’, which are commensurable with disposable income and income-based measures of poverty. It was found that both housing systems exert a poverty-reducing impact compared to disposable income alone. The absolute reduction is greatest in England, suggesting that its housing system counters the high levels of income poverty produced by the welfare system, although the comparative levels of poverty between the two countries remain unchanged, which may signify that the distribution of disposable income is replicated in housing. However, the synthetic concept of ‘housing poverty’ reveals that the poverty-reducing impact of housing income/ resources arises because by themselves they are distributed far less equally than is disposable income, so creating a much higher rate of ‘housing poverty’. Crucially, ‘housing poverty’ occurs predominantly among those who are not income poor. This allows welfare and housing systems to combine to reduce poverty in an act of progressive dissonance, suggesting a hitherto unexpectedly high degree of independence between the two. [ABSTRACT FROM AUTHOR]

This paper investigates to what extent the mark-up on the lending rate for mortgages depends on expected prepayment. It identifies the effect of the risk of expected prepayment by using a unique dataset of Dutch borrowers insured against default. It is argued that expected prepayment is mainly caused by expected residential mobility of the borrower, which might be due to a change of the value of the collateral or because of a change of income of the borrower. The estimates indicate that lenders require a higher mark-up on the lending rate from households with a lower liquidity constraint, while the collateral constraint has a very limited influence on the mark-up. Thus, it appears that lenders take into account of the possibility that future income shocks may improve the relative position of households in the housing market. [ABSTRACT FROM AUTHOR]

Homeownership is influenced by resources, household context and characteristics of the family of origin. Using the Netherlands Kinship Panel Study, this paper investigates this influence and to what extent it differs between men and women in couples and between single men and women. The results for couples show that the earning potential of the male partner, indicated by the level of education, is much more important to housing tenure than the earning potential of the female partner, whereas the impact of the current income is similar for both sexes. Single women are less likely to be homeowners than single men. Moreover, the earning potential has a greater effect on homeownership for single men than for single women. Some evidence is also found for a greater effect of the father's socio-economic status on women's than on men's homeownership. [ABSTRACT FROM AUTHOR]

This paper investigates to what extent the value of housing is transmitted from one generation to the next. Using the Social Statistical dataBase (SSB) for the Netherlands in 2003 and OLS regression analysis, it is found that the value of the parents' home is an important predictor of housing value. Even after controlling for the fact that parents and children might operate in the same housing market, and parental characteristics such as income, age and household status, strong similarities are found between the value of the parents' home and that of their adult children. Finally, it is concluded that parental housing value is a robust measure of the parents' socio-economic status because it reflects the parents' complete socio-economic histories. [ABSTRACT FROM AUTHOR]

Area-based urban restructuring policy can be considered an important measure in combating residential segregation. The demolition of the social-rented sector is a crucial element of area-based restructuring policy in the Netherlands. As a consequence, many residents, most of whom have a low income, are forced to move to another dwelling. By means of an analysis of the dispersal pattern of displaced households in the Dutch cities of The Hague, Utrecht and Leiden, this paper gives insight into the effect of urban restructuring on segregation. The main conclusion is that displaced households do not concentrate in a small number of neighbourhoods, but follow a dispersed pattern. However, displacees seem to have a tendency to move to neighbourhoods with a high percentage of non-Western minorities and a large proportion of social-rented dwellings. This tendency indicates that concentrations might become apparent in neighbourhoods that match these characteristics. [ABSTRACT FROM AUTHOR]

Much research in neighbour relations is inspired by two research questions. First, it is necessary to know to which degree social contacts are local and in particular whether local social contacts in disadvantaged neighbourhoods bear an instrumental disadvantage. Second, it is necessary to know whether policies aiming at mixing people from different social and ethnic backgrounds result in more diverse networks and therefore in better opportunities for low-income residents. To address these questions, this paper compares the role of local relationships and the social resources they provide in a low-income neighbourhood and a socio-economic mixed neighbourhood in the Netherlands. Contrary to assumptions in the research literature, residents in the low-income neighbourhood do not differ from their counterparts in the mixed neighbourhood in the degree to which they receive social support for dealing with everyday problems. However, networks of low-income residents provided fewer resources in terms of accessed prestige. [ABSTRACT FROM AUTHOR]

Residents and non-residents are likely to think differently about a neighbourhood's reputation. Relatively little is known about the similarities and differences between these internal and external types of neighbourhood reputation or the relationship between reputations and 'real' or 'objective' neighbourhood characteristics. This paper addresses two points: first, the extent to which neighbourhood reputations differ between and within groups; second, the extent to which these neighbourhood reputations are associated with measured neighbourhood characteristics. Data from a specially designed survey carried out in 24 neighbourhoods in Utrecht, the fourth largest city in the Netherlands, are used. Analysis of the data showed that neighbourhood reputations are rated higher by residents and estate agents than by other city residents. Within the group of other city residents, differences were found in how neighbourhood reputations are rated by socio-economic status, ethnicity and educational background. Further, it was found that neighbourhood reputations are correlated with measured social characteristics of the neighbourhood, while physical and functional neighbourhood characteristics are of less importance. [ABSTRACT FROM AUTHOR]

There is a wide interest in the effects of forced relocation in the context of urban restructuring. This interest is also inspired by debates on gentrification and displacement. The prevailing idea is that the lowest income groups particularly suffer from displacement in terms of their housing quality and increased rents. In addition, increasing proportions of forced movers are assumed to harm the housing opportunities of other house seekers, while competing within the social rented sector. Although several studies deal with the consequences of forced relocation, a broader perspective on housing chances is currently lacking. Moreover, most studies are qualitative, whereas a larger-scale quantitative analysis is needed to test assumptions mentioned above. This paper addresses these matters by analysing housing allocation data of the Haaglanden in the Netherlands and two cross-sectional surveys among forced movers in the region's central city, The Hague. Findings indicate that housing chances for both forced and regular house seekers have not declined substantially since 2000. Moreover, most forced movers experienced dwelling progress, partly thanks to the design of the housing allocation model. However, low-educated, as well as middle- and higher-income households less often report dwelling progress. Explanations for these findings are provided. [ABSTRACT FROM AUTHOR]

This contribution explores the relationship between housing policy, which is the responsibility of national governments, and competition policy, including the decision on the legitimacy of state support, which is the responsibility of the European Commission (EC). The paper paints a general picture of EU policy on competition and state support and describes the Dutch social housing system. Attention then turns to the recent intervention by the European Commission in the governance of Dutch social housing and it is asked whether the factors that prompted the intervention exist in other EU member states as well. The analysis shows that this is indeed the case. It is concluded that the intervention of the EC in the Netherlands could become a precedent for other European countries, particularly for those countries that opt against a residualised social rented sector and for a competitive role of social housing providers on the housing market. [ABSTRACT FROM AUTHOR]

In many countries and cities there is fear that large residential concentrations of ethnic minorities will hinder integration and give rise to sub-societies that may eventually come to have little to do with each other. However, while governments develop policies aimed at spatial mixing of various population categories, the actual knowledge about ethnic concentrations and their development is rather thin. This paper intends to contribute to filling this gap in knowledge about ethnic concentrations and related dynamics using very detailed spatial data on settlement patterns in the city of Amsterdam. It focuses on residential concentrations of Moroccans and Turks and analysed the changes with regard to these concentrations between 1994 and 2004. In general no indications were found that one of these groups is consciously strengthening the ethnic identity of the residential areas they live in. Although the existing Moroccan clusters did appear to have become somewhat more Moroccan, the Moroccans themselves experienced a negative migration balance in those areas. Turkish clusters became even less Turkish and there was also a negative migration balance among Turks. Furthermore, concentrations within the 1994 boundaries were, in 2004, less Moroccan and Turkish than would be expected, given the developments that took place in Amsterdam as a whole. Detailed analysis of the clusters demonstrated no clear systematic increase or expansion of existing clusters. Analyses of associations with housing supply support the assertion that the residential dynamics of immigrants must be seen primarily as resulting from a number of steps in the residential career. Residential behaviour that has been described for the immigrant categories in question can be assumed to reflect a development toward integration. [ABSTRACT FROM AUTHOR]

The last few years have seen many studies of large post-Second World War housing estates. At present they are often the most deprived areas of European cities. The turnover of the population on these estates is characteristically rapid, leading to considerable socio-economic and socio-cultural changes and a multi-ethnic neighbourhood. Such areas often have to contend with severe physical, social and economic problems and the consequent dissatisfaction of the residents. This combination of rapid and selective population turnover and increasing numbers of problems may well affect aspects of social cohesion within these neighbourhoods, particularly the social networks. This process is regrettable, because social cohesion is regarded in a positive light, something that enhances the quality of life. Stimulating social cohesion is therefore an important objective of many policies that focus on large post-Second World War housing estates. The authors have found it interesting to discover how important social cohesion is in the opinions and the lives of the inhabitants rather than the policy makers. In their opinion, urban policies focus on social cohesion while the inhabitants' views of its relevance are unknown. On the basis of this paper, certain aspects of social cohesion in large post-Second World War housing estates appear to be valued, but housing market behaviour, such as residential moves, is hardly affected by aspects of social cohesion. Other aspects, such as moving to a better house, are much more relevant. The results may put into doubt the stress placed in urban policies on social cohesion. [ABSTRACT FROM AUTHOR]

This paper reports the extent to which the effects of such life-course experiences as partnership formation, the transition to parenthood, divorce and unemployment on housing quality persist over the life course. Using retrospective survey data for the Netherlands and ordered logit analysis, the effects on housing quality of life-course experiences, their timing, and their persistence over the life-course were estimated. Housing quality was measured by a 4-category variable based on tenure and the size of a dwelling. The results indicate that several lifecourse experiences have a lasting effect on housing quality, although most effects become weaker with increasing age or duration since the experience. [ABSTRACT FROM AUTHOR]

This paper examines income-related housing support in Britain and the Netherlands. It considers the main issues that are at stake in current policy discussions, compares the arguments that are put forward in the two countries and draw conclusions about the future of income-related housing support. In both Britain and the Netherlands political discussions about the possible introduction of housing vouchers are observed. The most complicated issues are the poverty trap and unemployment trap, and housing consumption incentives. Moral hazard concerns can result in complicated anti-fraud measures that may add to the burden of administering income-related support. It is expected that the way in which income-related housing support schemes in both countries are designed and administered may come under closer scrutiny. Politicians want these schemes to be in tune with the need for labour and housing market mobility, wage flexibility, and the need to bring the public budget under control. [ABSTRACT FROM AUTHOR]

The housing stock is being restructured in many Dutch post-war neighbourhoods. Through demolition and upgrading of social rented housing and the construction of new owner occupied dwellings, the housing stock and the living environment are being improved. This policy has triggered major residential moves in and beyond some neighbourhoods, partly involuntary. Residents, whose dwelling is being demolished or heavily upgraded, are usually forced to move elsewhere. Knowledge of the social implications of forced relocation in the Netherlands is limited, especially on experiences and opinions of relocated households. This paper covers research in two recently restructured neighbourhoods. Movers were recruited to share their experiences and opinions in focus groups and interviews. Surprisingly, many movers were able to improve their housing situation, mostly due to their priority rights in the housing market. However, movers who were less able to take advantage of these rights reported a certain degree of degradation. Moreover, it appears that relocation processes must still be improved in order to reduce stress and refine communication with residents. [ABSTRACT FROM AUTHOR]

In the Netherlands, social housing accounts for 37 per cent of the total stock, and as much as 75 per cent of the total rented stock. For observers from outside the Netherlands this seems an anachronism. The dominant institution within the Dutch social rented sector is the housing association: a private organisation, functioning within the public framework of the Housing Act. This paper puts forward an explanation of why the Netherlands' social housing sector is so large. An overview is provided of the social housing institutions at sector level, their effectiveness is evaluated, and questions on the efficiency of the housing associations are posed. Several variants for the future status of housing associations are assessed and the political choice made in 2000 by the Netherlands government is elucidated. Finally, there is a discussion about the recent proposals encouraging housing associations to opt out of the public system and some recommendations are formulated for the Dutch social housing sector. It is possible that these could provide a source of inspiration for housing politicians elsewhere in Europe. [ABSTRACT FROM AUTHOR]

During the 1990s a large majority of the social rented sector managers in the Netherlands shifted towards an advert model of allocation in place of a waiting list system. This paper focuses on the consumer's response to this new letting mechanism. Three case studies were conducted, geared to evaluate consumers' appreciation and understanding of the advert model. Various additional local, regional or national evaluations are used to put the findings from the case studies in perspective. Generally, the public appreciates the advert model more than the distribution system. However, insufficient understanding of the complex do-it-yourself allocation system affects appreciation of the system and access to vacancies both negatively. On average, people on low income and ethnic minority members (overlapping groups) were more prone to lack of understanding and were less successful applicants as a result. Moreover, the allocation mechanism has not changed differences in resources and bargaining power and its effects on the outcome of the allocation process. [ABSTRACT FROM AUTHOR]

In the Netherlands, the housing conditions of most ethnic minorities are still inferior to those of the native Dutch. The focus of the paper is the housing careers of Turks and Moroccans in the city of Utrecht. Despite some improvements and certain exceptions, they still find themselves in housing conditions inferior to those of the native Dutch. A career approach is necessary to explain these less favourable housing conditions because the present situation cannot be seen separately from decisions taken earlier. Some of these decisions are taken in the field of housing, but it is argued here that decisions taken on the labour market and with respect to the household itself are of major importance. It is also argued that the ethnic cultural approach, which stresses the housing preferences of minority ethnic groups, does not adequately explain the housing conditions and housing careers of the Turks and Moroccans in the Netherlands. [ABSTRACT FROM AUTHOR]

Segregation is a central concept in both academic and policy debates on urban issues. It has been argued that the process of globalisation results in increased social polarisation and subsequently sharper spatial segregation. Indeed, many politicians express a fear of rising segregation, envisioning the emergence of 'ghettos' or as it is called in the Netherlands 'income neighbourhoods'. In order to prevent concentrations of poverty from forming, a new area-based policy was formulated which aimed to restructure the urban housing market at the neighbourhood level and mix low-quality with high-quality houses. Such a concern with social mix has become common in a number of developed countries. In this regard the analysis has a wide relevance. This paper explores these ideas both by discussing the theoretical framework underpinning the policy, and by examining empirical support for it. Since the policy of housing-quality mixing is still in the first phase of implementation, relevant longitudinal data is not yet available. As a consequence our evaluation addresses present poverty concentrations and housing stock (mix) characteristics in the city of Amsterdam. By comparing neighbourhoods that already have a 'mixed' housing stock to homogeneous neighbourhoods, it has been possible to see whether mixing really does correspond to significantly lower poverty rates. It turns out that the empirical facts are quite different from the expected results: mixing does not in fact reduce poverty. It is concluded that the policy lacks an empirical basis. Housing-mix policy requires substantial budgets, while the goal of reducing poverty cannot be reached. As an alternative, we suggest that poverty is a personal characteristic and that it is therefore preferable to approach poverty directly instead of hoping for the results of a dubious 'neighbourhood effect'. [ABSTRACT FROM AUTHOR]

This contribution gives some reflections on the Netherlands' New Housing Memorandum 2000-2010, which was published on 15 May 2000. This Housing Memorandum urges the housing corporations (the social housing organisations which own 37 per cent of the housing stock) to sell 500 000 dwellings in 10 years. This seems to confirm Harloe's assertion that social housing in Europe is only a transitional tenure. Even in the Netherlands-champion of social rented housing within the European Union-the owner occupied sector would seem destined to marginalise the social rented sector in the long run. This paper argues that the housing corporations, being private, independent social entrepreneurs, will be only partially inclined to take the political message of the Housing Memorandum to heart. It is expected that the Dutch social rented sector will remain a differentiated sector and continue to blossom alongside home ownership. Harloe's theory will, in short, not be confirmed by the housing developments in the Netherlands. [ABSTRACT FROM AUTHOR]

Abstract For decades, housing associations in the Netherlands were the country's landlords of social rented housing par excellence. Presently housing associations own and administer over 90 per cent of the social rented stock, which now comprises 37 per cent of the total Dutch housing stock. The changes in Dutch housing policy which were made from 1993 onwards, have also changed the role and position of the housing associations. The financial ties binding the social housing sector and the national government have largely been dissolved. Responsibility for adequate housing was decentralised from the central government to the local authorities. Municipalities and housing associations have developed a new tradition of performance agreements on local housing policy. This paper reviews the response of housing associations to the circumstances created by the new housing policy of the 1990s. [ABSTRACT FROM AUTHOR]